Annotated Bibliography
Brittany Flores
BA 101 02
Dr. Bacon
October 27, 2017
Book Review 2: The Fortune at the Bottom of the Pyramid The "Base of the Pyramid" or the "Bottom of the Pyramid" (BoP) is a phrase that is used to describe a socio-economic classification for the 4-5 billion people who live in developing countries with an annual income that is less than $1,500. It is also a developing field of business strategy that focuses on products, services, and enterprises that serve those 4-5 billion people. The efforts in trying to solve the issue of poverty have been misguided. The thought that countries are poor because they have no resources, or the idea that wealthy countries can end poverty with handouts, are sadly, false. The poor are not poor because they
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The first tier holds 85% of the world’s wealth, but only 20% of the population is a part of that group; the people in this tier typically earn more than $20,000 per year. Most of today's global companies focus on tier one. The second and third tiers are held by the 1.5 billion people globally, who make an annual income between $1,500 and $20,000. The final tier (the bottom of the pyramid), contains the 4 billion people who make less than $1,500 a year. They do not have access to global markets, and therefore have to pay more for goods and services. Large companies do not see them as a feasible market, but this group actually represents the biggest market opportunity in the world, if companies can offer affordable goods and services more …show more content…
This means they have to pay huge amounts of interest to local money lenders, which makes it practically impossible to generate opportunities to create wealth. If lending organizations are able to consider local customs and networks, they could provide cost effective opportunities for the poor to generate sustainable incomes. In a shantytown near Mumbai, India, for example, local moneylenders charge 600% to 1,000% interest. A bank might charge 25% interest, make a very respectable profit and still offer shantytown residents a superior economic alternative. Grameen Bank started as a small community lending organization, and as of 2011 provides loans to more than 25 million people around the world, with a 95% repayment success rate. The center of their success was their ability to focus on local solutions and
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1422 Words | 6 PagesBaek, Y. (2008). What hinders teachers in using computer and video games in the classroom? Exploring factors inhibiting the uptake of computer and video games. Cyberpsychology & behavior: The impact of the internet, multimedia and virtual reality on behavior and society, 11(6), 665-71.
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621 Words | 3 PagesLazaros, E.J. (2016). 21st Century skills: social and cultural police and detectives. Children’s Technology & Engineering, 20(3), 7-9. Retrieved from https://www.questia.com/magazine/1P3-3972498271/21st-century-skills-social-and-cultural-police-and
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355 Words | 2 PagesReferences ATD | The World's Largest Talent Development Association. (n.d.). Retrieved September 27, 2015, from https://www.td.org The Association for Talent Development (ASTD) is a professional membership organization supporting those who develop the knowledge and skills of employees in organizations around the world. They support the talent development profession by providing trusted content in the form of research, books, webcasts, events, and education programs.
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472 Words | 2 PagesBenett, Yves. " How Social Science Research Methods Might Provide Scientific Evidence For The Existence Of God. " Christian Higher Education 10.2 (2011): 132-139. Academic Search Complete.
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1236 Words | 5 Pageshttp://doi.org/10.1007/s11113-014-9329-6 The main purpose of this article was to determine if there was a discrepancy between gays and lesbians raising a child and a man and women raising a child. The key question of this article was, does the wellbeing of a child in a same-sex marriage differ from that of a different-sex marriage? This article was an analysis of the findings and critiques of literature on child wellbeing and same sex parents. Also analyzed were over forty studies on the controversial topic.
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503 Words | 3 PagesA study done by authors, Faye Mishna, Marion Bogo, and Jami-Leigh Sawyer, examines student interns and undergraduate student clients who utilized cyber counseling. They were asked to discuss the benefits and challenges that emerged from cyber counseling. The authors stated that the cyber world provides young people with unprecedented opportunities for communication with others both in and out of their existing face-to-face social networks (Mishna, Marion, and Sawyer, 2015). Research has shown that online therapies are more effective and satisfying than face-to-face therapy. Cyber counseling offers greater accessibility and flexibility.
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1037 Words | 5 PagesIn this article, Ferriter (2009) reveals many benefits from the use of technology in the classroom with our 21st-century learners. The resources and suggestions mentioned throughout this reading will assist teachers in ways to avoid problems and becoming engaging instructors by using technology in innovative ways. What I found was so innovative by this approach was by creating a network of innovative co-learners where collaboration takes place regularly, Ferriter (2009), is able to experiment with digital connections without ever meeting other teachers in person. Not only is this beneficial for students and teachers all over the world, but also simple. What I found was unique and useful was the worldwide collaboration that helps teachers explore skills and dispositions that assisted with the network cooperation by creating shared content.
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952 Words | 4 Pages1) The stakes of our project are the lives of African-American women who are put behind bars for non-violent offenses, specifically drug offenses. We are directing our podcast towards law students who are looking to become public defenders and district attorneys. With that being said, the average public defender and district attorney are not familiar with the lives of the people they prosecute and defend. Nor are most of them familiar with the hardships drug offenses cause African-American families because of The War on Drugs.
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891 Words | 4 PagesEsea. " No Child Left Behind Act of 2001. " Office of Superintendent of Public Instruction. N.p., 01 Jan. 2011. Web. 27 Mar. 2017.
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581 Words | 3 PagesType of Article Dobmeier R. A. & Reiner S. M. (2012). Spirituality in the counselor education curriculum: A national survey of student perceptions. Counseling and Values, Apr 2012 57 (1) 47. Type of Research
The Key Word Is Global, By Horatio Alger Myth
258 Words | 2 PagesThe factual truth, that the 6,000 members of the “superclass” run the economics worldwide, which misshapes or distorts the entire concept of “merit”. The global stratification structure, has placed these powerful elite, at the top of the ladder. They use their political and economic pressures to control other nations, for additional
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463 Words | 2 PagesPower, A et al (2011) Family Futures; Childhood and poverty in urban neighborhoods, 1 edn., Bristol: The Policy Press. This book is based on research that focused on over 200 families who live in low income areas. These type of neighbourhoods have been poor, working class areas for a long time. New Labour (1998) promised to the communities that no one would be disadvantaged by where they live.
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1103 Words | 5 PagesThe textbook reviewed was Pearson’s World History, The Modern Era, 2016 edition. The textbook and additional programs included were created through collaborative efforts between educators, social studies experts, and students (Ellis & Esler, 2016). The Hazleton Area School is a district that educates a student population of almost 10,900 students. The district employs more than 700 teachers (Hazleton Area School District, 2017). So needless to say the purchase of new text books at the beginning of the 2016-2017 school was an enormous undertaking and a relief for educators to be able to utilize an up to date textbook that incorporates technological opportunities for the student, bringing social studies into the digital era (Sedon, 2017).
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1774 Words | 8 PagesIn an effort to address the need of marginalized students needing special assistance and accommodations in the US education system especially those identified with learning disabilities, a huge number of research and remediation programs have been introduced to aid this concern. Those who are specifically concern in the teaching-learning of children with exceptionalities are continuously exploring ways on how to improve programs which are currently implemented in the system. The following research and articles are just examples of how educators campaigning for inclusive education and mainstreaming. Since my research is on the topic _________________________, the subject on ELLs are predominantly observed in the following writings.
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1489 Words | 6 PagesPerihan Amged Dr. Salwa Youssef ENG 102 18 April, 2015 Terrorism: Powerful Education is One Efficient Tool to Fight Terrorism: A Research Paper Outline I. Abstract: II. Introduction: A. Topic sentence: Terrorism is the danger alert of the century, which draws people’s attention nowadays to a very big extent. Terrorism is the unauthorized use of violence and intimidation in the pursuit of political aims. B. Historical background: a) Terrorism act actually began after the French revolution by Maxmilien Robespierre.
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