Persuasive Essay On Pet Insurance

Many pet owners, including myself wonder if they should have pet insurance for their furry friends. Pet insurance can be costly but overall it can save your pet’s life if an emergency occurs. Pet insurance premiums on average cost between 25 to 42 dollars a month. Annually, that would be 300 to 500 dollars a year. That seems like a significant amount of money but a dog could swallow a small toy and end up at the vet and your bill could easily be 1,000 dollars. That one visit would be way more expensive than if you had pet insurance.

"Pet insurance doesn 't always make sense, and the purchase depends on a number of factors. Pet owners should do their research on the overall costs and coverage provided by pet insurance providers and consider the age and type of pet, the program deductible and the overall premium costs for the estimated life of the pet versus the anticipated veterinary costs," said Madelyn Flannagan, vice president of agent development, education and research at the Independent Insurance Agents and Brokers of America. Pet insurance is not an investment it is strictly used to help eliminate veterinary costs due to unexpected accidents and illnesses. I have two dogs and for the past year I would say I spent roughly

Overall, there are many factors that come into play with pet insurance. Ultimately, it depends on what you as a pet owner want to do. Pet insurance is designed so that you do not have to pay a lump sum for veterinary costs while not having pet insurance you need to be prepared to have money saved up for an emergency fund. The best idea before deciding what is best for you is to do to plenty of research and to know what you are getting yourself into because many pet insurance policies will have a deductible and provisions in it that you need to be aware of. Pet insurance could save your pets lives just know that you do need to have some plan in place financially for your