Preventing Identity Theft
When buying a house, a car, or taking out any kind of loan the bank needs our personally identifiable information to prove that we are who we say we are. If banks never did this anyone could open up a loan in our names and we would be the ones responsible for that loan that was taken out even though we were never the ones who took it out. Every year, millions of Americans lose access to personal accounts and lose assets when they have their identities stolen in what the federal government has called one of the nation’s-fastest growing crimes (Klenowski, 2015). That crime is identity theft and that is what this research paper is going to be about. This paper will discuss the types of identity theft, the techniques of identity theft, the effects …show more content…
Identity theft is a serious problem and can affect your life in a big way. When someone steals another person’s social security number and uses it to open a new line of credit it affects their credit score, when this happens it can tarnish their credit score which in turn can cause problems if they were to apply a loan for a new car or apply for a mortgage on a new house. This type of identity theft is called true name, or cloning. For this type of identity theft offenders mainly try to steal social security numbers so they can open a new line of credit in the victims’ name. Once the offenders have the victims’ social security they can begin to literally take that victims’ full identity(Klenowski, 2015).
Thieves that take over existing accounts get their information in various ways. Some of those way are by eaves dropping on conversations, looking over a victims shoulder as
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396 Words | 2 PagesThis passage brilliantly lays out the necessary preventative measures one must take in order to protect themselves from identity theft. Identity theft happens when someone steals your personal information and uses it without your permission. Identity theft is a serious crime, as it can negatively affect the credit score, finances, or reputation of it’s victim. Below we will dive into the mistakes that can make people vulnerable to identity theft.
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951 Words | 4 PagesHaving your identity stolen can be a scary situation. If people have any access to your information, they can do crazy things like take out money from your account. People can hack into your phone when you are in a fast food restaurant using the places wi-fi. If you have easy passwords like “ABC123” you're vulnerable to get hacked and have your identity taken from you. In Florida you can get a 2nd
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841 Words | 4 PagesImpacts of Identity theft on Individuals or organizations Financial problems: Identity theft creates financial problems for both organizations and individuals. When cyber criminals acquire a victim's financial information, they can steal money from his account or take loans in his name. This can cause the victim a lot of financial problems. Identity thieves also use Social Security numbers to steal from institutions such as the government. Legal problems: Legal issues can also ensue as a result of identity theft.
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