And in between, students are driven to take low paying and high paying jobs against their own consent, their interests are altered, personal decisions must be taken according to financial situations, and people dare to reject education (Choi, 32). Student loan debt weighs on billions of shoulders in the world and it is nearly impossible to be oblivious to all the harm that it has done and all the factors it takes part in affecting that it shouldn’t. If awareness could be raised and colleges would only consider to at least reduce tuition rather than eliminate it, that would still help do the nation well and commence improvement. An education must serve to inspire imagination and to motivate creativity in as many fields as possible. A society that is excellent is a society that presents opportunities for each and every member.
The financial burdens that college leaves with the families and students needs to be addressed as student loans keep racking up over time. The cost of tuition for colleges has risen drastically over the years and has bounded students to only one or two college choices to choose from and at some points tearing away the opportunity to go to their dream college. However, one reason college has driven up in price is because the value it brings with it’s degrees, but it should not limit those who can not afford the worthy degree. College should be cheaper as it will ease financial burdens and broaden the choices of those wanting to attend
Parents and teachers in highschool make it seem like the only way to get a good job and make a living is to go to college and get a degree. In the past this might have been true and that the only way to have a solid future. College education is not worth the cost because it can be vastly expensive, create a large amount of debt, and leave the person unprepared for the job. College today can create lots of debt for the student even years after they graduate from college. Although people may argue that a person can take care of the debt faster the person may not have the ability to do so.
My experiences while serving in the military were amazing; however, I don’t feel that everyone should have to make such a sacrifice just to get a college education, which is required by most jobs if you intend on obtaining a decent salary and a stable career. Many students must take out a student loans and depend on financial aid or scholarships to help them pay for their education and that ends up haunting them financially long after they graduate and start their careers. It’s a hefty price to pay for improving yourself. I believe the government granting two years of free college to students would aid students, while they’re on this journey of self-improvement, by decreasing or eliminating the amount of debt acquired; but also, by opening doors for the students who would never be afforded the opportunity due to they’re financial circumstances.
We have the cure for everything that is out there, but the government wants you to sell your soul to get it. Let that sink in for a minute okay. The government has SO MUCH MONEY, how come our school or we still in debt are not well up to date? They keep putting money down on things that does not help us out.
Some say that interest rates should be dismissed from student loans, unless the student does not pay the loan by the time provided in the contract signed. Similarly, there exists another perspective that states that the amount of money students should be allowed to borrow should be similar to the annual salary they will earn once they graduate college. These perspectives open many door to students. Students would no longer worry about interest rates making the debt bigger with time. Although, the perspectives sound like a very good option, there are some disadvantages: the government will no longer have the accessibility to the money made from interest rates, which can diminish the opportunity for students to obtain student loans.
Children cost money to take care of, but so does their education. College graduates with children who are planning to attend college have to not only pay back their debts but their children’s schooling too. Once those children graduate then it starts the cycle over again. Moral of the story is that college is a ripple affect when it comes to money all because of the timing of debts being
Colleges should be more affordable We all have heard the saying “money can’t buy happiness.” This is true to a certain extent, Many people don’t have enough money to go college for jobs of their interest causing them to live unhappily and not make as much money. “Without a decent job with decent pay, people will fall into poverty. This is mostly has to do with financial situations.
Waiting to go to college is a responsible choice that is often discouraged. That is because parents who haven’t been to college do not know what the deal is. They don’t know that students have got to want to go to college to be able to succeed. Another reason why is because most students don’t know what they want to be or do in college. Also, numerous parents know how it feels not to complete college, so they encourage or almost force their students to go to college soon after high school.
College, college, college...that’s all most high school students are worried about these days. But is college really worth the cost of money and time? A degree is a wonderful thing to have, however most students and parents are contemplating if college is actually worth the struggle. Going to college is worth the time, money, and work. Even though finances are a big problem for students, financial aid helps miraculously, and while attending college a person becomes more educated, as well as receives better opportunities.
The inquiry students and families are making is if higher education worth the price, time and investment? By focusing on student debt the author overlooks a deeper problem that has to do with how much students need to reciprocate once their education is finished. Scholar Philip Oreopoulous refutes the popular media claim that every student is in debt due to borrowing too much capital. He argues,
These people think the immigrants may drop out of college, then the sponsors will lose the money they provided. Sponsoring Hope will provide a contract, including if the immigrant does not finish their schooling, then they will still be entitled to the money they owe and could be deported. “The best estimate is that in 2003–04, about a quarter of the nation 's 6.5 million degree-seeking community college students came from an immigrant background (Teranishi, Saurez-Orozco, Saurez-Orozco).” This research shows many immigrants are capable of learning challenging college information, but they are not always given the chance to try. Sponsoring Hope will be their chance.
In America there is a very real financial divide among the people. Financial stability starts with education, although a large portion of the American population cannot afford it. Depending on your parents economic standing you may or may not be able to afford college, among other things. College opens the door for many opportunities, including having the capacity to provide for your family. Various authors today are still writing about the ongoing issue of poverty and the ways to climb out of it.
Some people might disagree and state you can go back to college any time you want and go for another career you have in mind . However, access to money will be a struggle added on. Most don 't have enough money to pay for college in a short time and pay it off while they are in college. This will result in: jobs, loans ,etc. due to this you spend more money into your education ounce you get out you want to invest in other things like a car , house , kids .
Society is a dangerous and ruthless beast. A person’s wish to belong in society can ultimately be their demise to not only their financial stability but as well as their social status which is ironic, for the actions they take to belong only further separate them from society. These actions are particularly common amongst poor folks as they wish to be a part of society, but their poor financial decisions to spend all their earnings on exquisite items only drags them further away from society’s acceptance. In Tressie McMillan Cottom’s Reading, “The Logic of Stupid Poor People”, She describes her life as an African-American child born into a poor family who were able to manage their funds wisely and live comfortably while families similar to her’s, but to only manage to dig themselves into deep and unforgiving caverns of financial debt. I agree, for I have witnessed many cases of poverty stricken people drag themselves further into financial debt all for useless status symbols.