Health Insurance Case Study

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A STUDY OF YASHASHWINI CO-OPERATIVE FARMERS HEALTH CARE SCHEME IN BIDAR DISTRICT OF HYDERABAD KARNATAKA REGION Dr. R.V.Gangshetty , Swarooprani K

I. Introduction:
A person in good health may not remember sickness and its implications, but when he falls sick and simultaneously into the debts of treatment, he regrets why he had not insured his health. Providing health insurance or health security for poor people continues to be one of the most important unresolved policy issues for the world. Health insurance in a narrow sense would be ‘an individual or group purchasing health care coverage in advance by paying a fee called premium’. In its broader
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The common factors which contribute are personal ignorance, poverty, isolation, lack of resources and lack of knowledge. These factors, many of which result in high fertility and overcoming, poor sanitation and hygiene, together with inappropriate nutritional concept and lack of adequate water supplies, result in high infant, child and maternal death rates, as well as high incidence and prevalence of infectious diseases in all villages. Prevalence of high rate of poor health and increasing cost of health services lead to emerges of Yashasvini Co-operative Farmers Health Care…show more content…
It consists of 6 districts namely Bellary (From Madras Presidency), Bidar, Gulbarga, Yadgir, Raichur and Koppal (From the state of Hyderabad). Kalyana Karnataka is also called Gulbarga division. The provisions of Article 371(J) of the Constitution aimed at bringing about all-round development in the six district of the Hyderabad-Karnataka region.
Health is primarily a personal responsibility and demands personal care to enjoy it. Health is an essential requirement of all irrespective of age, caste, creed, race, religion and economic standard. Health means not the mere absence of disease but it is the “complete state of the physical, mental and social wellbeing”. Health of an individual can be affected by general health condition of the society and vice-versa. Therefore, health of the community needs higher attention while considering the development of a region or a country.
II. Statement of the

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