People still remained uninsured due to the high costs of insurance coverage. Now, Americans will be able to pay for the costs, “The new law opens the door to the healthcare system for these uninsured Americans and ushers them inside with financial assistance so that they can get basic coverage, either through Medicaid...or subsidized health insurance via exchanges” (Tate 13). It is important that Americans will be able to get financial assistance with the ACA because they are able to get at the least basic coverage, which will then decrease the amount of uninsured Americans across the nation. If Americans are still not uninsured and cannot afford health insurance, they are able to get covered through Medicaid. The Affordable Care Act has worked on the eligibility of Medicaid, which has filled in the gaps for the poorest Americans by creating a minimum Medicaid income eligibility level across the nation.
Albert Johnson, Director of Compensation at Elite Financial Services, has some strategic decisions to make in an effort to decrease the costs of their current employer-sponsored health insurance plan. The company has not done much in the past to control the costs of healthcare, so employees are used to certain perks such as only paying 10% of the total costs of the health insurance premium, and low deductible and co-insurance expenses. Making changes to current benefits may be somewhat unsettling to employees, but there are times when it is necessary in order to drive costs down. Albert Johnson must find the proper balance between transferring some of the premium costs to the employees, and setting up wellness incentives to drive claim experience
Major categories of external environment issues are political, technological, regulatory, and social. While all of these issues are important in healthcare, I think that social, political, and regulatory issues are the most important in this health care environment because those issues creates a lot of change and problems in healthcare. Health care reform, a social issue, bring forth new political and regulatory issues. Increasing aging population is another major issue in health care that will affect the system drastically. Change is inevitable in the health care industry, and this changes includes new policies and regulations as the healthcare environment shift and is a so why these issues are of most
In the same fashion, the Affordable Care Act demonstrates various elements that improve employment, families health, and the economic progression. Therefore, the Affordable Care Act is essential for lowering the overall healthcare costs by providing insurance for millions of Americans (Amadeo). With that said, the more people are covered the more the nation is filled with healthy citizens. Not to mention, this plan allows citizens to receive necessary treatment before worrying about the cost because the policy controls cost by regulating premiums, lowering overhead costs. There have been many controversies toward the policy; one being that it has a negative impact toward employment.
In fact it’s quite the opposite. Planned Parenthood uses a combination of government funding and the proceeds from abortions paid for by the patient to decrease the cost of their healthcare services like cancer screenings. It’s easy for those who are more fortunate to say that doctors and hospitals could offer those screenings as well; however, 75% of Planned Parenthood’s clientele are below 150% of the poverty level leaving them no other option but to use this government funded, low cost service (Klasing, 2017). Without Planned Parenthood, these men and women would lack an affordable option to receive equal healthcare
This program provided “early schooling, meals, and medical exams for impoverished preschool-aged children”2. This was crucial in order to lower the poverty rates. Children who receive an education are more likely to increase the standard of living in the future. Furthermore, Johnson created Medicare and Medicaid, which provided medical coverage to the elderly and those who were not working.
Seniors can also get an annual wellness visit so they can talk to their doctor about any health concerns. Because of the ACA, over 39 million seniors have received at least one of these preventive services with no out-of-pocket costs. (NCPSSM, 2015) Although the Affordable Care Act is set in place to help provide Americans with coverage and to help reduce the cost of prescription drugs for seniors, there is still a concern that there will not be coverage for people. There are still many improvements that need to be made and different ways to help improve things but the ACA is heading in the right
Ensuring millions of Americans have access to free preventive screening and care will reduce the burden on the health care system in the future. In other words, diseases detected earlier are less costly to the health care system compared to those detected during the later stages. Diseases that are detected during the progressive stage of the illness are more costly to the health care system and the individuals. More importantly, individuals are more likely to recover from a disease that is detected during the early stages which will improve the health and well-being of the US population. In order to achieve the goals established by the ACA, different components were created to ensure a holistic approach to health care and services provided to individuals.
ACA prohibits discrimination against anyone with preexisting conditions, dropping coverage if you become sick, and limiting your annual or lifetime benefits. Millions of uninsured will get access to affordable high quality health insurance. In order to get money to insure uninsured, net taxes are placed mostly on high earners and the health care industry. (obamacarefacts) The Affordable Care Act will help to improve the well-being and incomes of Americans by increasing coverage and lowering costs of health insurance, helping the rate of uninsured go down.
It is well-known fact that immunization have saved millions of lives, however many people fail to understand how immunization is part of public healthcare plan. Similarly, many individuals are also unaware of the importance of removing healthcare inequality. Two major ways that can help relinquish such inequality is either by reducing the poverty level, or by helping underdeveloped countries to build the healthcare infrastructure. These two methods is closely related to one another. If the poverty level is reduced, more people will be able to afford healthcare, where the overall health of the community will improve.
Many insurance companies require pre-authorizations and referrals for certain medical specialties or services. Collect Co-Pays This seems like a minor step, but it can save you a lot in the long run. By collecting the co-pay up front, you will save yourself the cost of printing statements, adding postage to an envelope, and expending man hours for a 10-dollar co-pay. Prompt Medical Notation
I am proud to say that I have volunteered with the American Heart Association for the last ten years. I am passionate about their mission and have formed many meaningful relationships with administrators, physicians and local business owners that have helped me in my professional life as well. The American Heart Association was founded in 1924 by a group of six cardiologists. Today, this volunteer based organization has more the 22.5 million volunteers and supporters. The mission of this organization is building healthier lives, free of cardiovascular disease and stroke (American Heart Association, 2015).
Redistributive policies take taxes from certain groups and give them to another group. This will help the Affordable Health Care Act to allow citizens to have better access to care and more affordable health coverage. Through this policy better access to care raise the opportunity to free prevention benefits for example insurers are now required to cover a number of recommended preventive services, such as cancer, diabetes and blood pressure screenings, without additional cost sharing such as copays or deductibles. 137 million Americans with private health coverage have gotten better preventive services coverage as a result (whitehouse.gov). Also, under the law, most young adults such as myself after I graduated from college before starting my career, who can’t get coverage through their jobs can stay on their parents’ plans until age 26.
Vaccinations go through a series of testing to ensure that the shots are safe and effective; majority of the time, the side effects of the shot are minimal compared to the damage an illness can do to the individual. Vaccinations save time and money because if an individual does not get vaccinated, they are at great risk for acquiring an illness that will lead to more intense medical bills (USDHHS, n.d). Lastly, vaccinations help future generations. Shots have been given to people for so long now in order to fight different illnesses that some have completely vanished and others have become very rare. Like previously stated, Polio used to be a terrified illness and now there are no known cases in America at all (USDHHS,