The Affordable Care Act, (ACA) often referred to as Obamacare, was signed into law March 23rd, 2010 and has quickly become a nightmare to millions of citizens nationwide. While there were fortunate people who benefited from the heavily subsidized and affordable healthcare that was not readily available before ACA was passed, many more people found that their once affordable healthcare was no longer an option due to new ACA requirements (how so?). ACA was designed to extend insurance benefits to roughly 30 million uninsured Americans. The Obama administration aimed to extend Medicaid and provide federal subsidies so lower and middle-class Americans could afford to buy private insurance. This act alone forced millions of Americans out of their
In the United States, Medicare is the program supports people over age 65 with medical care. It also provides support for persons with certain disabilities and people of all ages who have kidney failure. Medicaid is a state administered program that provides medical support for a broad range of people. However, each state administers Medicaid individually and this creates inconsistencies in the program across the country. There are specific rules for judging just how much money someone receiving Medicaid can make and be eligible. In addition, there are separate rules for people in nursing homes and children with disabilities who live at home. There is a long list of regulations that explain who is eligible for which services. The Patient Protection
For sometime, many US citizens have not had the resources to acquire an adequate health insurance plan. Although faced by many oppositions, the US government has found a solution, The Affordable Care Act. The Affordable Care Act, also known as “Obamacare”, is a US healthcare reform law that focuses mainly on providing more Americans with access to an affordable health insurance. The Affordable Care Act is said to expand the affordability, quality, and availability of private and public health insurance through consumer protections, regulations, subsidies, taxes, insurance exchanges, and other reforms. Signed into law by President Obama in March 2010, hence the nickname “Obamacare”, the
22 million. 22 million is the number of Americans who would not have had health insurance if it were not for Obamacare. That is around 4 times the number of people living in Singapore. Whether it be a cancer patient, or an employee working 30 hours a week, they may not have been insured. Obamacare, or the Affordable Care Act (ACA), is a health care act implemented in the US law, which was passed in 2010. It works to make health insurance more affordable for Americans, and essentially, improve the healthcare system in the US. But, many people oppose this healthcare act because they believe that the government should not force people to get insured, and pay a penalty for not doing so. However, one has to realise that although they may not have
Healthcare is important. Without it, people would not have the adequate means to acquire treatment for illness or injury. However, the United States does not have universal health care for everyone, nor is means of gaining healthcare affordable for all. To try to solve this problem, President Obama began working on healthcare reform almost immediately after assuming office in 2009. During a joint session with Congress on February 24, 2009, President Obama said, "So let there be no doubt: Healthcare reform cannot wait, it must not wait, and it will not wait another year” (8). Almost thirteen months later, after a process of revisions and being passed through the United States Government, President Obama signed the Patient Protection and Affordable Care Act
Medicare is a federal government administered healthcare program originally implemented on July 1, 1996. Medicare has four parts (A, B, C and D) that provide different areas and differing levels of coverage. All Medicare programs provide coverage for cover healthcare services to qualifying individuals, known as beneficiaries, which includes Social Security beneficiaries over the age 65, people under 65 with certain disabilities, and people of all ages with end-stage renal disease. Each program provides coverage for medically necessary care and services to covered beneficiaries and has deductibles or copays for covered services. Medicare Part A, Medicare Part B and Medicare Part C all provide coverage for medical services. Medicare Part C and Part D provides prescription drug coverage.
The Affordable Health Care Act is flawed in numerous ways. The premiums are higher than they anticipated them to be. They tried to make it to where everyone would pay the same amount, however it is more expensive to do this. That reason is people that are very sick are in the same health care plan as people that are healthy, and they never visit the doctor. So, healthy people are paying the costs for sick people to go to the doctor. These rates raise each year, because health care keeps increasing as more people become ill (Taylor, 2012).
The affordable care act, also known as Obama care has been working in America. The plan is far from perfect and will not cover every American who is need of care, but it made a dramatic impact on the state of health care in America. It has made the system better because it has put more money into doctors and hospitals and it has also allowed more people to get covered by health insurance plans. The quality of care his seen an increase in the quality of care, according to the publishers of The Affordable Care act is Working (2015) state that since 2011 there has been an improvement in patient safety and the number of hospital readmissions for avoidable cases has been reduced. This is related to fact that more people are covered; since the act can have
Between 2010 and 2050, the United States population ages 65 and older will nearly double, the population ages 80 and older will nearly triple, and the number of nonagenarians and centenarians—people in their 90s and 100s—will quadruple. (KFF, 2015) Trustees of Medicaid are forecasting that in 2024, Medicaid will start running out of funding. Although there is little evidence in the trustee’s projections it is still something that needs to be looked as more and more people are getting older and are needing benefits vs a number of people putting in. Every day there are 10,000 people turning 65 or older.
Millions of Americans are constantly reminded of the horrible effects of the Affordable Care Act anytime medical care is required. I have witnessed many families and individuals struggle to cover the extra financial responsibility imposed upon them: Susan Gardiner, a fellow Kroger employee, states her health insurance costs have significantly increased following the approval of the Affordable Care Act; consequently, Ms. Gardiner routinely experiences financial hardships as she requires frequent medical care. Americans simply cannot cope with the Affordable Care Act’s inherent attribute of exorbitant insurance premiums and deductibles.
Before Obamacare, we were allowed to shop for health care plans in other states. When Obama put Obamacare in place, the law took that ability away from the citizens. Obamacare and medicare should be repealed. There are many damaging factors about Obamacare. Because now you can be fined if you do not have insurance. It has made our taxes go up especially for the wealthy. It is making people lose their jobs and hours because businesses are cutting the worker hours to avoid covering the extra cost of employees insurance.
The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.
The act intended to provide quality, affordable health care for all Americans. This act puts individuals, families and small business owners in control of their health care. It reduces the premium cost for middle class through the largest middle class tax cut for health care. Moreover, the act requires all preventive services to be fully covered without any out of pocket expense. For Americans without health insurance, can choose the coverage from the new, open competitive market, where insurance companies come with transparent communication.
Obama Care also known as the Affordable Care Act signed in by president Barack Obama in 2010, This was to insure that all the Americans will have free access to medical care if they got sick and it would will help reduce the growth of healthcost spending in the country, hence in economic and stability growth among the citizens of America.
A healthcare is a provision of medical care services to the society in an organized way. Healthcare system has been over the years improving to provide better services to improve the quality of life. Currently, the healthcare system has advanced to incorporated new technologies offering careers and therefore availing revenue for application in the research. Despite the improvements in the healthcare, in the last few years, it has been declining in quality leading it into turmoil. The system has been failing in offering fundamentals job to offer satisfying services to its clients just like any other business.