The purpose of this paper is to holistically analyze ObamaCare, also known as the Patient Protection and Affordable HealthCare Act, taking into account both the benefits and shortcomings of this health care plan introduced by the Obama Administration. The Affordable HealthCare Act is not necessarily a newly introduced law, but a law that reforms existing healthcare programs in the United States. The law does introduce new benefits, however, it is largely comprised of new provisions including the mandate for all Americans to have health insurance, the expansion of existing social healthcare programs, and the mandate for large employers to provide coverage to all eligible employees. The goal of the Patient Protection and Affordable HealthCare …show more content…
However, the Affordable HealthCare Act has added a marketplace where those who are uninsured can purchase health insurance coverage. Under the Affordable HealthCare Act, every American must be covered under some sort of health care insurance. In fact, if an individual remains uninsured, a tax penalty will be assessed (the tax penalty fee is detailed above). It was this specific mandate that caused controversy when the Affordable HealthCare Act was being introduced. Many conservatives, and some liberals, proclaimed that this mandate violated the Constitution, particularly the First and Fourth Amendments. Regardless, all Americans must be covered or otherwise pay a tax penalty; therefore, all Americans should purchase coverage under the Affordable HealthCare …show more content…
This Act proposes several mandates and provisions to reduce the cost of healthcare for both the federal government and individuals, increase the availability of health insurance for all Americans, and to eliminate discrimination of very ill or potentially ill individuals in need of health insurance. The Act was introduced as a means to shrink the exponentially increasing costs of healthcare in the United States. As promising as it is, there will be many more reforms after to ensure the target goal of reducing healthcare spending is achieved. As with any reform this large, patience and constant upkeep will be needed. Due to the largely political nature of the Affordable HealthCare Act, it will be important to note how upcoming elections will affect healthcare in the United
The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.
“Healthcare Reform 101,” written by Rick Panning (2014), is a wonderful article that describes, in an easy-to-understand language, the Patient Protection and Affordable Care Act, signed into law March 23, 2010. The main goal of the Patient Protection and Affordable Care Act was to provide affordable, quality healthcare to Americans while simultaneously reducing some of the country’s economic problems. Two areas will be covered throughout this paper. The first section will include a summary of the major points and highlights of Panning’s (2014) article, including an introduction to the ACA, goals of the signed legislation, provided coverage, and downfalls of the current healthcare system. The second part will be comprised of a professional
The affordable care act is a United States statue signed into law by President Obama in March of 2010. It represents the most significant improvement to the U.S. healthcare system since 1965 with the addition of Medicare and Medicaid. Also known and commonly referred to as Obamacare, it was enacted to increase the affordability and quality of health insurance, diminish the rate of the uninsured by expanding public and private insurance coverage while reducing the cost of healthcare for individuals and the government. This law will require Hospitals and doctors to reconstruct financial practices along side with technologically and clinically to advance better outcomes, reduce cost and improve methods of accessibility.
The Affordable Care Act, (ACA) often referred to as Obamacare, was signed into law March 23rd, 2010 and has quickly become a nightmare to millions of citizens nationwide. While there were fortunate people who benefited from the heavily subsidized and affordable healthcare that was not readily available before ACA was passed, many more people found that their once affordable healthcare was no longer an option due to new ACA requirements (how so?). ACA was designed to extend insurance benefits to roughly 30 million uninsured Americans. The Obama administration aimed to extend Medicaid and provide federal subsidies so lower and middle-class Americans could afford to buy private insurance. This act alone forced millions of Americans out of their
The U.S. Supreme Court ruled in a 5-4 decision that the Patient Protection and Affordable Care Act 's (PPACA) “individual mandate” is constitutional under Congress ' taxation power. After many months of debate and countless modifications, the Patient Protection and Affordable Care Act (PPACA) was passed by a democratically controlled House and Senate. On March 23, 2010, the President signed the comprehensive reform into law and dozens of lawsuits were filed across the Country contesting the bill’s constitutionality. As of this writing, five lawsuits have been decided by the district courts – three have found the bill to be constitutional; in one lawsuit the judge ruled most of the bill constitutional but found the “individual insurance” mandate in violation of the Commerce Clause; in the last and largest of the suits to be decided the judge found the entire bill to be unconstitutional.
A Second Look at the Affordable Care Act David E. Mann, ABA American Military University POLS210 Abstract Since the passing of the Patient Protection and Affordable Care Act (PPACA), twenty-eight states have either filed joint or individual lawsuits to strike down the PPACA. This document will examine a few key elements that the President of the United States must take into consideration when reviewing the act and moving forward to either ratify the act, replace the act, or leave the act as it is. Topics that will be presented will include; the current issues being debated, two competing thoughts on how to fix the ACA, an evaluation of the preferred solution, and finally the responsibility of each level of government. Patient
Affordable Care Act (ACA) is comprehensive health care reform law passed by President Barack Obama on March 2010, is also named as Obamacare. This act has 3 primary goals; first, make health insurance available to more people who are in the line of the federal poverty level, second, expand the medical program to cover all adults and third, generally lower the costs of health care. The law also aims to expand private and public insurance coverage, and regulating the insurance industry. This paper discusses about some of the benefit of ACA and drawback of the act.
The Affordable Care Act: Bad For Some, Great For Millions For sometime, many US citizens have not had the resources to acquire an adequate health insurance plan. Although faced by many oppositions, the US government has found a solution, The Affordable Care Act. The Affordable Care Act, also known as “Obamacare”, is a US healthcare reform law that focuses mainly on providing more Americans with access to an affordable health insurance. The Affordable Care Act is said to expand the affordability, quality, and availability of private and public health insurance through consumer protections, regulations, subsidies, taxes, insurance exchanges, and other reforms. Signed into law by President Obama in March 2010, hence the nickname “Obamacare”, the
How would you feel if someone told you to buy something you don’t want? That is what President Obama has done with the Affordable Health Care Act also called ObamaCare. Although ObamaCare says it will provide affordable health care for more Americans, which it will. Only Americans making under 400% of the federal poverty level (FPL) will qualify for cost assistance subsidies. Those barely above the poverty level who already have cheap limited coverage that were benefiting saw premium hikes go up in 2014.
The Patient Protection and Affordable Care Act, also known as Obamacare, was a law signed by President Obama in March 2010. According to the United States Health and Human Services website, "This Act puts individuals, families and small business owners in control of their health care. It reduces premium costs for millions of working families and small businesses by providing hundreds of billions of dollars in tax relief – the largest middle-class tax cut for health care in history. It also reduces what families will have to pay for health care by capping out-of-pocket expenses and requiring preventive care to be fully covered without any out-of-pocket expense... It keeps insurance companies honest by setting clear rules that rein in the worst
Another reason to keep Obamacare is because of the enormous amount of saving for drugs and prescriptions. In conclusion I think that everyone should have health care because if we don’t have it then more people would die quicker. Works Cited 1. Roland, James.
Before the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one.
Health care should not be considered a political argument in America; it is a matter of basic human rights. Something that many people seem to forget is that the US is the only industrialized western nation that lacks a universal health care system. The National Health Care Disparities Report, as well as author and health care worker Nicholas Conley and Physicians for a National Health Program (PNHP), strongly suggest that the US needs a universal health care system. The most secure solution for many problems in America, such as wasted spending on a flawed non-universal health care system and 46.8 million Americans being uninsured, is to organize a national health care program in the US that covers all citizens for medical necessities.
Obama Care also known as the Affordable Care Act signed in by president Barack Obama in 2010, This was to insure that all the Americans will have free access to medical care if they got sick and it would will help reduce the growth of healthcost spending in the country, hence in economic and stability growth among the citizens of America. Right now in the USA the ObamaCare law is a permanent part of the landscape, The USA republicans said that, despite the high court decision upholding various subsidies, the law itself remains the largest and dangerous threat to health care. Although it has its own benefits, Obamacare is increasing costs for hardworking families. Republicans argue that many people have to pay higher costs or see their former policies canceled. Which is leading to poor economy and increasing of debts and deaths within the country.
Health care in the united states is definitely a hot topic for most Americans. After reviewing this topic thoroughly, health care in the US should be a privilege and remain that way. The US was founded on freedom of choice and decision making. It should be maintained that the average US citizen should be able to decide whether to care for themselves or not. The question leads to, should healthcare be a mandate; that all Americans must have it?