ipl-logo

Annotated Bibliography For Racial Housing Discrimination

842 Words4 Pages

Racial Housing Discrimination:
Annotated Bibliography

Collins Kweku Ayebson
School of Communication, The Ohio State University
COMM 2367: Persuasive Communication
Professor Bridget Potocki
January 23, 2023 Racial Housing Discrimination: Annotated Bibliography
Racial housing discrimination is a longstanding issue in the United States that has had a profound impact on the lives of people of color. Despite various laws that prohibit discrimination in the sale, rental, and financing of housing, people of color continue to face discrimination in the housing market. This form of discrimination can take many forms, including steering, redlining, and discriminatory lending practices. Despite the Fair Housing Act of 1968, racial housing discrimination …show more content…

This article provides valid disparity to a number of factors, such as the lack of affordable housing in many urban areas, which makes it difficult for Black Americans to become homeowners, as they are more likely to be renters and to spend a larger portion of their income on housing. It also highlights how zoning laws and land-use regulations have historically been used to exclude Black Americans from certain neighborhoods, further exacerbating the homeownership gap. This article is credible because the publication is known worldwide and has various tools for conducting research and writing. Moreover, this author has published numerous credible articles for well-known magazines and newspapers across the …show more content…

They have several policy priorities that they focus on to achieve this goal. One of their main priorities is to increase funding for affordable housing programs. This includes programs such as the National Housing Trust Fund, which provides funding for the construction, preservation, and rehabilitation of affordable rental homes for low-income households, and the Low-Income Home Energy Assistance Program (LIHEAP), which helps low-income households with their energy bills. Another important priority for the NLIHC is to strengthen fair housing laws. This includes enforcing existing laws such as the Fair Housing Act, which prohibits discrimination in housing on the basis of race, color, national origin, religion, sex, familial status, and disability. The organization also supports efforts to expand the protections provided by fair housing laws to include additional categories such as sexual orientation, gender identity, and source of income. This organization is credible because of the number of cases they have handled for people who were discriminated

Show More
Related

  • Summary Of American Apartheid: Residential Segregation

    317 Words  | 2 Pages

    we still have today and which someone knowledgeable on the situation would call “ghettoization” (Jackson). Massey and Denton’s book, American Apartheid: Segregation and the Making of the Underclass, hits strong on this topic of “residential segregation”. Massey and Denton, both went hand and hand with what Jackson was saying. This is a well organized, well-written and greatly researched book.

    Read More

  • How Did JC Nichols Use Restrictive Covenants?

    976 Words  | 4 Pages

    Nichols enhanced and streamlined the use of restrictive covenants. Using the fears of property values decreasing, Nichols added a racial restriction into the deeds. In all of the deeds for the land he developed was this restriction, “None of said lots may be conveyed to, used, owned or occupied by negroes as owners or tenants. ”1 While this might seem like an isolated instance, restrictive covenants occurred all over the United States in the early 20th century. J.C. Nichols employed an addition that would enhance the covenant and make it more appealing to the “desired” homeowner; that addition was a self-renewing contract every 25 years.2

    Read More

  • Race, Housing, And The Soul Of Suburbia Summary

    1580 Words  | 7 Pages

    The idea of equality for all people, regardless of their race, is instilled in the American society of today. Unfortunately, this idea has not always been present, which ultimately has caused many issues for America’s society in the past. As discussed in the book Our Town: Race, Housing, and the Soul of Suburbia, David L. Kirp focuses on the inequality that was found between the low-income blacks and the middle class whites in a South Jersey town, Mount Laurel. At the time, the whites had a goal of running the blacks out of the town by making the costs of housing expensive enough where blacks could not afford it. This lead to unequal treatment for the blacks who lived in Mount Laurel compared to the whites when it came to housing opportunities.

    Read More

  • Rhetorical Analysis Of Fannie Mae

    554 Words  | 3 Pages

    According to The Editorial Board New York Time’s, “The Housing Crisis Lives on for Minorities” December 26,2016, mortgage companies such as Fannie Mae are discriminating and being racist towards African-American and Latino homes. The writer emphasizes the neglection Fannie Mae had towards these minority homeowners and specifies the contrast between white areas and black areas. The mortgage crisis that ravaged the economy eight years ago, is a driving factor of the editorial. The writer is informing New York Times readers, educated citizens, and intellectuals about the racial allegations towards Fannie Mae. The Editorial Board affectively convinces their audience that there is an unjust gap between white and minority homes through the use of

    Read More

  • Summary Of Evicted: Poverty And Profit In The American City

    1256 Words  | 6 Pages

    Matthew Desmond’s book Evicted: Poverty and Profit in the American City, reveals the dire reality of renting leading to evictions and poverty by telling the stories of multiple people. There are multiple issues within this topic that Desmond focuses on such as discrimination. Desmond tells the stories of people from different backgrounds, of different genders, and of different races. The book is all about poverty, human nature, human relationships, and human hopes. Due to the nature of this book, it is crucial that the events are examined through a socio-cultural lens.

    Read More

  • The 1619 Project And Its Impact On American History And Society

    714 Words  | 3 Pages

    The initiative challenges the idea of American exceptionalism by critically reviewing the economic, political, and cultural mechanisms that have sustained racial disparity. It reveals the ongoing consequences of colonialism and racial oppression, such as discriminatory policies, wealth inequality, and systematic racism, by emphasizing the experiences and viewpoints of oppressed communities. The 1619 Project seeks to challenge the prevalent historical narrative and open a discussion about colonialism's continued effects on modern-day America. According to one of the project's articles by Matthew Desmond, continuing residential segregation and unequal access to opportunities are the effect of racial discrimination in housing regulations, showing how colonialism and racial injustice still have an impact. The 1619 Project also questions the idea of American development as a linear path, focusing instead on the cycle of history and the deep foundations of inequity.

    Read More

  • Housing Affordability: Similarities Between African American And San Mateo County

    425 Words  | 2 Pages

    In Santa Clara County, African American households have a much lower homeownership rate than white households (31% versus 58%). In San Mateo County, the gap is even wider, with African American households having a homeownership rate of just 25%, compared to 65% for white households. This disparity in homeownership can impact intergenerational wealth building and access to stable housing. Displacement: Both counties are also experiencing significant displacement and gentrification, which can impact African American and white residents differently.

    Read More

  • New Deal Dbq

    1921 Words  | 8 Pages

    With many unable to purchase homes, the 1933 Home Owners’ Loan Corporation purchased mortgages and issued new ones with extended repayment periods. To assess the risks of buying such mortgages, the HOLC would not only look at the wealth of the neighborhood but also made decisions of aid based on racial biases; Black Americans were seen to be high risk. Additionally, President Roosevelt’s 1934 Federal Housing Administration issued a requirement that only encouraged banks to make loans to suburbs due to the “risks” associated with “adverse influences,… including prevention of the infiltration of… lower class occupancy, and inharmonious racial groups (65).” Though the specific language of the requirement changed to “compatibility among the neighborhood occupants” in 1952, the racist nature of the policy stood with a white man being blacklisted from FHA insurance just six years later for renting his mortgaged home to a Black man. In the building of suburban districts during and after World War II, the FHA would refuse to subsidize developments that were racially integrated or had African Americans in nearby neighborhoods that threatened the uniform racial composition.

    Read More

  • Jim Crow Reparation Analysis

    262 Words  | 2 Pages

    One of the factors upon which Coates bases his argument is discrimination that the African Americans faced in the United States. Africans faced discrimination as they tried to purchase homes from the west side neighbors during 1950s (Coates, 34). Coates gives an example of how the greatest percentage

    Read More

  • Net Worth Of White Homes Essay

    432 Words  | 2 Pages

    “Net Worth of White Households in D.C. […],” from The Washington Post (2016), outlines the historical wealth disparities for residents, mainly between blacks and whites, in D.C. The article opens with how wealth disparities have prevented black families from a higher net worth and home ownership. It goes on to examine structural barriers created from these disparities by exploring the political and economical impact these barriers have. According to Reskin (2012), the main reason for “racial disparities in home ownership” between racial groups has come from the practice of redlining.

    Read More

  • The Social And Economic Effects Of The Tulsa Race Massacre

    1604 Words  | 7 Pages

    The racist legislation that followed after the destruction of Black Wall Street haunted generations of African Americans then and now. It is this legislation, rooted in both fear (from feeling threatened), jealousy, animosity, and racism that has perpetuated the racial wealth gap. These legislations and the threat of violence have led to a decrease in homeownership for African Americans; 49% of African Americans owned homes in contrast to 76% of whites between 1994 and 2017 (Asante-Muhammad, et. al., 2017). Although the black middle class increased greatly during the 1950s and throughout the 1980s—with 4 million African Americans belonging to the middle class between 1960 and 1965—it began to decelerate (Gregg, 1998).

    Read More

  • Discrimination In Toronto's Urban Housing

    164 Words  | 1 Pages

    In the essay, ‘Discrimination in Toronto’s Urban Housing’ I will be focusing on certain stereotypes that shape the modern day residential market of Toronto and what it provides to the buyer. First-hand account

    Read More

  • The Culture Of Fear By Barry Glassner: Chapter Analysis

    1721 Words  | 7 Pages

    Based on this we can conclude that the mere image of being black is shattered and anywhere you go you will be judged as lower class. The fear created by the media make it seem like if you were to rent your home to a black descent, they’ll destroy your home or yet create a hostile environment and make it uncomfortable to other people. Another fear that sticks around with Africans Americans is that they “promote the gang lifestyle or are anti law enforcement” (Glassner 122). Though the realtor shuns African Americans from renting the homes they would not even rent/sale the home to a black family, even if they were well qualified, with higher incomes, and was willing to pay a higher down payment. From the book The Black Image in the White Mind by Andrew Rojecki and Robert Entman, they present us with white beliefs stating “the media conveys “problematic” images of African Americans even after decades of heightened awareness and vigilance to rid the media of stereotypes”.

    Read More

  • Invitation To Law And Society Analysis

    1434 Words  | 6 Pages

    The relationship between society and the law is direct, and housing in America is a conclusive example of that. As argued by both authors, once society has made up its mind about a certain group of people or place such as the ghettos, even the law can’t change those facts. It often happens that people of color and minorities get overlooked and stereotyped into something that they are not due to the hierarchical and discriminatory principles of the law. It has been engrained into society to think that minorities are poor, lazy, and overall less productive in the public

    Read More

  • Essay On Housing Discrimination

    1517 Words  | 7 Pages

    Public Policy on Housing Discrimination Executive Summary Housing discrimination and segregation have long been present in the American society (Lamb and Wilk). The ideals of public housing and home buying have always been intertwined with the social and political transformation of America, especially in terms of segregation and inequality of capital and race (Wyly, Ponder and Nettking). Nevertheless, the recent unrest in Ferguson, Missouri and in Baltimore due to alleged police misconduct resulting to deaths of black men brought light on the impoverished conditions in urban counties in America (Lemons). This brings questions to the effectiveness of the Department of Housing and Urban Development (HUD) in devising more fair-housing facilities (Jost).

    Read More

More about Annotated Bibliography For Racial Housing Discrimination

Open Document