ipl-logo

Health Insurance Essay

950 Words4 Pages

After World War II, the United States acquired a massive economic boost, which allowed for health care in America to be born. This system allowed for health insurance to be provided by the employer, and as a result, health care became extremely valuable to companies and workers. A single dollar in health benefits was worth significantly more than a dollar in wages due to non-taxable aspect of health insurance. Decades later, the government loses millions of dollars a year from not taxing health insurance. Today, so many families are unable to afford quality health insurance or their health insurance does not cover their needs. Switching the current American health care arrangement to a government-provided health care system would give every …show more content…

In the United States, there are roughly 50 million Americans who live their lives with no health insurance. (Sicko) Everyday they live in fear of becoming ill or physically injured causing a dramatic change in their finances and lifestyle. This circumstance is usually a result of one of two options. First, that the dependent does not have health insurance as an employee benefit, or is not employed, and therefore must be independently purchased. Second, a handful of insurance companies deny customers needed care when all requirements are in order, and many times ending in death. These insurance companies are directly responsible for a majority of those deaths. The movie sicko takes a person into the dirty work of insurance companies. One man is employed to look over the medical history of thousands and thousands people looking for flaws in the application or preexisting conditions to cancel the policy and save money. Yet, there are still loopholes for the companies. For instance, if prior for any insurance from kicking in, any symptoms can be considered a pre-existing medical issue. However, those symptoms are the reason for seeking medical attention. (Sicko) America needs realize the inability for people to have and pay for healthcare is their own problem, and not the problem of the government. (Quinn, Kevin) Employment is the best and most …show more content…

England currently provides health care to all its citizens free of cost. This system began in 1948 and the man who created and designed this free healthcare system became a hero in England. (Sicko) However, if the government made an effort to dismantle the system, the people would revolt. England could easily become bankrupt from the overpowering expense and would no solution to solve the problem without upsetting the public. This situation is extremely dangerous for a country and is not worth the risk. 2016 is a new year, and the healthcare system is subject to change with the introduction to a new president. Each president has a plan in mind in effort to please the public while still considering the immediate cost to the government as well as decades later. (Troy, Tevi) This year is the year of change in America and the results may be irreversible and may regret years to come. The implication of free health care must take into account the present and future and how the system will be beneficial to America in 50 years. Employment is the most efficient and cost effective path to receiving the best healthcare. Free health care puts unneeded financial strain on taxpayers and the federal government. In addition, reversing a free healthcare system will not be tolerated by Americans in years to

Show More
Related

  • Affordable Care Act Pros And Cons

    269 Words  | 2 Pages

    President Obama spoke to the American people that government run health care with higher taxation, larger prices, and letting the insurance agencies operate with little to no rules were “wrong”. It was to improve and provide all Americans with affordable health care and easier access to doctors and medical care and offer subsidies

    Read More

  • Essay On Paid Sick Law

    582 Words  | 3 Pages

    In the United States many employees may go without having health insurance. Some will go without visiting a doctor for months and even years. At the same time, most employees may spend long hours at work yet still face measuring their opportunity cost when deciding on health insurance. If that wasn’t crucial enough, many may find themselves force to work under sickened health conditions. Fortunately, recent policy reduces the impact on an economic crises and an individual setback.

    Read More

  • Universal Health Care Argument Analysis

    1118 Words  | 5 Pages

    On the surface, the author seems to have strengthened their argument; however, it is unclear if this evidence is true or realistic. Many people would argue that they have not paid $6,000 on health care for themselves in the past year. The author uses this information and Logos, or logic and reason, to reason and observe that a Universal Health Care System would cost too much. The author also uses logic to reason that money would have to be taken from other areas of the government such as Education and Public Defense to fund health care. Again, this evidence

    Read More

  • Affordable Care Act Argumentative Analysis

    1655 Words  | 7 Pages

    The Affordable Care Act has been the topic of many debates and conversations since it was first come about by President Barack Obama. For a long time, I had really no interest in the bill or the essence of the law, that is until my husband took a job that did not offer insurance and we had to look for our own plan. This is the first time we have gone without insurance in our life’s; it is a scary and overwhelming feeling knowing that we are not protected. I can only imagine how other families are feeling in this position. The Affordable Care Act or ACA or Obamacare is not really up for discussion anymore, that is until the November 2016 election.

    Read More

  • Persuasive Essay On Obamacare

    574 Words  | 3 Pages

    Health care in the United States costs people more than it does the citizens of any of the other modernized country in the world. This means it is logical that the national government would make reforms to improve the situation for all people. However, in a country with a constitution granting freedom to the people, a plan such as Obamacare calls into question just how far the government is allowed to extend beyond these promised rights in in order to assist the people. The Affordable Care Act, also known as Obamacare, was officially passed on March 23, 2010.

    Read More

  • Persuasive Essay On Obama Care

    1418 Words  | 6 Pages

    The debate on how to effectively address the nation as a whole in terms of health care coverage has really heated up in recent years. With former President Obama working on legislation over his two terms starting in 2009 and producing the Affordable Care Act (ACA) otherwise known as “Obamacare”, the conversation seems to always to be stagnated along party lines between big government oversight vs little government oversight on the issue. With the implementation of the ACA, it seems that as of right now, the country is slowly moving towards an end where the government sees to it that in one way or another everyone is covered. Even with the recent Republican efforts, the ACA seems to be the United State’s early creation of a healthcare system which aims for all to be covered, one that is shared by many countries on the global scale. Even though the U.S. seems to become one of many countries where every man, woman, and child is covered, the way they will do it may not be like most and depend on the ACA.

    Read More

  • Essay On Obamacare

    1776 Words  | 8 Pages

    First, I believe that it is unfair to force Americans to have health insurance in the first place. Just like it is your prerogative to choose whether or not you have cable, you should be able to choose whether or not you're going to insure yourself. In a perfect world, there is no reason to not have health insurance. Unfortunately, in today’s America, poverty-stricken families are not uncommon. For most of these families, health coverage was out of the budget.

    Read More

  • Universal Health Care Argumentative Essay

    727 Words  | 3 Pages

    46.8 million Americans were reported as uninsured in 2013, which equivocates to one sixth of the population. Those without insurance have revealed that they risk “more problems getting care, are diagnosed at later disease stages, and get less therapeutic care” (National Health Care Disparities Report) and those insured risk losing their insurance. Inadequately covered citizens are often working-class individuals who simply cannot receive insurance due to uncontrollable inconveniences and therefore jeopardize having medical coverage. In these instances, Americans have a chance of being diagnosed with diseases that they had no opportunity to prevent or could not diagnose them at an early stage of the illness. Patients have suffered unnecessarily due to lack of health care, and “18,000 Americans die every year because they don't have health insurance” (PNHP).

    Read More

  • Health Care Reform In The 1900s

    1118 Words  | 5 Pages

    In the beginning of the 1900s, we start to see the idea of health care reform take shape. Medical insurance before this century was nonexistent. The only insurance there was, was one they called “Sickness insurance” (Sultz & Young, 2014),

    Read More

  • Compare And Contrast Patch Adams Model Of Healthcare

    453 Words  | 2 Pages

    The political structure of the United States healthcare system is disastrous. The system is old, outdated, and governed by people who don’t understand nor care for the population. Money and wealth are far more important than making sure the people are safe, secure, and healthy. Technology has opened many opportunities for healthcare and has saved countless lives, therefore, the problem doesn’t lay within those measures, but within the heart of the people who provided those services. Patch Adams cared about the people generally, which is why he started Gesundheit!

    Read More

  • Sicko Film Summary

    811 Words  | 4 Pages

    Sicko is an American documentary by Michael Moore which explores the status of health care in America. In my opinion, he has presented a clear-cut viewpoint that American health care is not producing results. Nearly half a hundred million Americans, according to Sicko, are not insured while the rest, who are insured, are often sufferers of insurance company deceit and also red tape. Additionally, Sicko mentions that the United States health care system is placed 37th out of 191 by the W.H.O. with definite health measures, like the neonate death and life probability, equivalent to countries with quite less financial wealth. Interviews are carried out with individuals who supposed they had sufficient coverage but were deprived of care.

    Read More

  • Informative Speech On Health Care

    1043 Words  | 5 Pages

    But we already pay for healthcare in our taxes collectively and to insurance companies individually, and it's costing us dearly. We hear stories every day now about how someone died because they couldn't afford their medication or treatment. Of people suffering for years because they couldn't afford to see a doctor. We see the wasteland of suffering that our current system has given us, and we can't let the fear of change keep us from doing better, for all of our sakes.

    Read More

  • Bill Clinton Health Care Reform Speech Analysis

    458 Words  | 2 Pages

    The debate over America’s health care reform has been contested for many years. In his 1993 speech to Congress, America’s former president, Bill Clinton conveys that America’s first step toward “change” is the reform of their health care system. He adopts a friendly but a determined tone to invite and persuade the citizens to the change, while implementing slightly emphasized diction and several factual evidences to support his claim. In the opening of the speech, Clinton’s use of a friendly but a determined tone invites the citizens to attention and persuades them to participate in the “change” of America, first starting with the reform of their health care.

    Read More

  • Health Care Case Study

    441 Words  | 2 Pages

    1) What is the big picture of America’s health care industry? The big picture is that America’s health care industry is tremendously expensive with countless loopholes. I think that it is all about capital and whether you are qualified, they will always find something for you to pay more or get rejected.

    Read More

  • Health Care Should Be Free For Everyone Essay

    704 Words  | 3 Pages

    Have you ever seen the dirty, homeless people on the streets? Maybe if they had access to health care, they could clean up and look better. Nevertheless, if that homeless person could clean themselves up, they could interview for a job and start a new life. Major reasons for this is, it would save lives, in the long run it’s cost-effective, and providing free health care helps people gain access to insurance. Basic health care should be free to everyone because, it could save lives, in the long run it’s cost-effective, and providing free health care health people gain access to insurance.

    Read More

More about Health Insurance Essay

Open Document