ipl-logo

Benefits And Challenges Of The Affordable Care Act

742 Words3 Pages

.” Health reform has the potential to help by providing premium assistance and lowering out-of-pocket costs” (Schoen et al ,2011).
Affordable Health Care Act 0f 2010 can also be referred to as Obamacare was implemented to help Americans to have access to affordable and quality healthcare services. It has drastically the number of uninsured and underinsured individuals. Those with chronic medical conditions on high bills with little income and are underinsured between 2003 and 2012 increased by almost 80%, although, they have an insurance plan with inadequate coverage which makes them open to costs they cannot pay. The implementation of this Affordable Health Care Act has decreased the number of people that are underinsured by almost 70%, improved …show more content…

• Cost Concerns: Some Americans still cannot pay their health care bill because of the high cost despite the subsidy by the Affordable Care Act.
• Unequal Impact: There is unequal access to care for people of color and low-income earners despite the Affordable Care Act
In addition, “Outreach and education efforts to enroll the remaining uninsured could make further headway in addressing access and affordability gaps, particularly those with incomes in the range targeted by the ACA’s Medicaid expansion and subsidies for Marketplace coverage” (Shartzer et al 2016)
In conclusion, according to the study conducted by (McKenna et all 2018) that pre-implementation to post-implementation of the Affordable Care Act in relation to access to health care, utilization of health care, and financial strain has an impact on people with income just above the eligibility threshold for Medicaid

What are the limitations of the Affordable Care Act over the universal healthcare

Show More
Related

  • Persuasive Essay On Obamacare

    286 Words  | 2 Pages

    The Affordable health care act, popularly known as Obamacare, it’s a law that makes affordable health care available to more Americans since there are million of uninsured Americans and it will be cutting the rising cost of health insurance. Because of this law that grants coverage to everyone, it is increasing the rate of demand and consumer expending, making a great impact in the economy especially to GDP and economic growth. Also, not only there’s an increase in spending but also the labor market has been growing, since the employment rate has been increasing in the health care sector. While providing insurance to every American, it is generating major benefits to the newly insured like improving health, enhancing families security, increasing

    Read More

  • The Pros And Cons Of The Affordable Care Act

    175 Words  | 1 Pages

    The Affordable Care Act has been a positive reinforcement that the health care system needed. The quality of life in regard to health care has increased in a good way. Therefore, with easy access and low cost to hospital facilities have provided more transparent relationships with patients. The Affordable Care Act has provided individuals the opportunity to take accountability for their own health. I believe the Affordable Care Act is one of the most successful laws that was created.

    Read More

  • Obamacare Argumentative Essay

    366 Words  | 2 Pages

    The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.

    Read More

  • Obama Pros And Cons

    973 Words  | 4 Pages

    Additionally, Obama Care was responsible for bringing down the number of uninsured Americans from “41.3 million in 2013 [to] 28 million” (Jacobson par. 4), which is definitely a huge accomplishment. In other words, Obamacare was able to drastically bring down the number of uninsured people in a short period of time of 7 years. According to the Rand Corp, however, the repeal of the ACA could lead to “15.6 million uninsured people” (Jacobson 9), which could lead to a more disastrous setting in America. With many uninsured Americans roaming the streets, the federal government will lose the opportunity to receive even a little money from low-income families, but at the same time, will be putting many at

    Read More

  • ACA Delivery System

    509 Words  | 3 Pages

    Our results demonstrate that racial and ethnic disparities in access have been reduced significantly during the initial years of the ACA implementation that expanded access and mandated that individuals obtain health

    Read More

  • Pros And Cons Of The Affordable Care Act

    701 Words  | 3 Pages

    The Affordable Care Act (ACA) is a major healthcare reform law that was signed into law by former President Barack Obama on March 23, 2010. The ACA was established to provide affordable and accessible healthcare to all Americans, regardless of their income, health status, or pre-existing conditions. Many political and legal battles have beem fought over its implementation, effectiveness, and constitutional right for its establishment. In the early 1990s, when President Bill Clinton attempted to pass a healthcare reform bill, republicans and the healthcare industry opposed of Clinton’s plan.

    Read More

  • Pros And Cons Of Obama Care

    1222 Words  | 5 Pages

    It would provide people with comprehensive healthcare coverage and reduce the cost of care while providing more choices for patients. The Patient CARE Act is ideal because it can provide comprehensive healthcare coverage to all Americans. A report on ACA policy generated by RAND Corporation found that the Patient CARE Act would reduce the number of uninsured Americans by 32 million while reducing costs by $337 billion over 10 years (RAND, n.d.). It would also improve access to care and lower the cost of premiums for people who purchase their coverage. The Patient CARE Act is a comprehensive healthcare reform proposal aiming to provide comprehensive healthcare coverage to all Americans while reducing the cost of care.

    Read More

  • Obama Care Controversy: The Uninsured

    668 Words  | 3 Pages

    Regardless of where you stand politically, everybody can agree that compared to previously the ACA has made many negative and positive changes, and it may work for some but not others. Before the Affordable Care Act, the majority of employers, 57% in 2013, offered group health insurance policies(“The Uninsured: A

    Read More

  • Persuasive Essay On Obama Care

    708 Words  | 3 Pages

    The Patient Protection and Affordable Care Act, also known as Obamacare, was a law signed by President Obama in March 2010. According to the United States Health and Human Services website, "This Act puts individuals, families and small business owners in control of their health care. It reduces premium costs for millions of working families and small businesses by providing hundreds of billions of dollars in tax relief – the largest middle-class tax cut for health care in history. It also reduces what families will have to pay for health care by capping out-of-pocket expenses and requiring preventive care to be fully covered without any out-of-pocket expense... It keeps insurance companies honest by setting clear rules that rein in the worst

    Read More

  • Essay On Affordable Care Act

    1493 Words  | 6 Pages

    It is designed to cut costs for healthcare in the United States. This act also helped uninsured Americans receive health insurance The act helped “high risk” Americans to get health insurance. This act also let the government control the costs and quality of care (Weiner 1). This reduction to healthcare costs was to be done many different ways, which included many different types of models and tax increases.

    Read More

  • The Impact The Affordable Care Act Had On Healthcare

    1624 Words  | 7 Pages

    Kenzie Simmons Mrs. Walker English 10H 3 March 2023 The Impact the Affordable Care Act Had On Healthcare in the US The Affordable Care Act (ACA) ensures that those with lower incomes have more access to affordable health insurance and generally lowers the costs of healthcare while also implementing different essential health benefits through insurance. This changed millions of Americans' lives for the better but also complicated the process of finding coverage and not so positively affected some Americans lives. The ACA positively impacted healthcare by making it more accessible, more affordable, and improving the quality of care.

    Read More

  • Argumentative Essay On Obama Care

    1420 Words  | 6 Pages

    In the United States, health insurance is deemed a luxury by many Americans who dream of one day acquiring it. To those individuals, the “American Dream” is being able to have a stable job, live in a proper house, and being able to have packaged insurance. Not many people can say that they have the trifecta of insurance: health, dental, and vision. The Affordable Care Act has had a significant impact on the healthcare system in the United States, but the Tax Cuts and Jobs Act of 2017, has changed what we have perceived to be as normal. With such changes, I believe that it was a change for the better because people don’t feel the need to be pressured to have it, especially those who are not in a finically stable position, they now have an opportunity

    Read More

  • Arguments Against Affordable Care Act

    321 Words  | 2 Pages

    One of the most significant current discussion about health care is the introduction of Affordable Care Act (ACA or Obamacare) in America. The aims are to improve the quality of health care services and expand the public insurance companies, Medicare and Medicaid, so that to reduce the numbers of uninsured. As the government has increased taxes; and fines will be collected if citizens and businesses aren 't purchasing or providing any health insurance, the period of introduction and implementation, the America’s economy has resulted a big change in different aspects, such as the rate of economic growth, unemployment, government expenditure and the society influences, so it brings out the argument on “should the government repeal the act?”. Although

    Read More

  • Persuasive Essay On Affordable Care Act

    428 Words  | 2 Pages

    Before the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one.

    Read More

  • Pros And Cons Of Universal Healthcare

    1918 Words  | 8 Pages

    Under the new policy proposal, every American citizen will be covered by the government fully (Garfield et al., 2020). This is because, despite the current funding approach, the new policy will also utilize the goods and services tax to collect additional resources to ensure everyone is covered despite their diverse background. Thus, it will increase the eligibility of individuals for government insurance programs to include more low-income households. Currently, there is underfunding of the healthcare system, a condition that has excluded some living below the poverty line. These conditions have made most people suffer as they cannot afford healthcare services.

    Read More

More about Benefits And Challenges Of The Affordable Care Act

Open Document