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Bhatkal Urban Cooperative Bank Swot Analysis

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2.2 COMPANY PROFILE:
Name of the bank: Bhatkal Urban cooperative bank Ltd Bhatkal
Address: Urban bank building
: 66|1 1st floor main road Bhatkal
: India Karnataka581320
Telephone: 08385-223532
Establishment: 1964
Branches:
 Kundapur branch (9880730437)
 Murdeshewar branch (9880730438)
 Mangalore branch (9880730440)
 Shirur branch (9880730441)
 Mangalore Branch (9880730442)
 Nawayat colony Branch (9880730443)
E Mail: contact@bucb.in
FAX : 08385-223768
The Bhatkal urban Co-operative Bank Ltd., was integrated in the year 1964, at Bhatkal, a coastal town in North Canada district of Karnataka state. Now a day it is one of the leading private sector Banks in Uttar Kannada district, known for its regular and disciplined familiar growth …show more content…

2.7 AREA OF OPERATION:
The Bhatkal urban co-operative Bank is working under Regional area. The banking section will negative through all the aspect of the banking system in India. It wills discuses upon the matters with the birth of the banking concept in the country to new players.
Bhatkal urban bank is a major co-operative sector bank- serve more over 4000through 8 branches spread over 3 district and a workforce of 93. The regional business of the bank exceeds Rs 158.41 cross. It is known for mass banking through its innovative schemes ranging in scope from small savings and social lending to corporative finance and foreign business.
 Ownership Pattern:
There is 100% ownership in bank. The bank is framing their own policies and procedures to run their various branches in their region. The affair of primary credit societies are managed by honorary president and secretaries assisted by board of director. These officers are elected from among the member of the principle, one member, and one vote. This principle makes the management and the societies highly …show more content…

They provide product and services in order to satisfy the customers. Likewise BHATKAL URBAN CO OPERATIVE BANK is also having its competitors like all public sector banks in district, and other co operative sectors banks etc. CHART (2.2)

• INTEREST RATES – DEPOSITE:
With effect from (01-01-2014)
NRE DEPOSITS RATE OF INTEREST (PER ANNUM)
Above 01 year up to 02 years 8.00%
Above 02 years up to 03 years 8.25%
Above 03 years 8.25%

DOMESTIC DEPOSITS:

PARTICULARS
GENERAL PUBLIC
SENIOR CITIZEN EXISTING REVISED EXISTING REVISED
15 days to 45 days 5.00% 5.00% 5.50% 5.50%
46 days to 90 days 5.75% 5.75% 6.25% 6.25%
91 days to 179 days 7.50% 7.50% 8.00% 8.00%
180 days up to 1 year 7.75% 8.25% 8.25% 8.75%
1 year and above up to 2 year 9.25% 9.25% 9.75% 9.75%
2 year and above up to 3 years 8.75% 8.75% 9.25% 9.25%
Above 3 years 8.75% 8.75% 9.25%

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