REVIEW OF RESEARCH PAPER SBI vs ICICI BANK SBI stands for State Bank of India. It is a public sector institution (government owned), with a huge customer base all over India. It has seven associate banks operating under its SBI name. It has over thirteen thousand branches across India and in some selected international countries and a 56,000 ATM network across India. The Standard Bank of India „inherited‟ the Bank of Calcutta, which was founded in 1806, and has been in existence for over two hundred years.
HSBC unlocked its doors for business in Hong Kong in March 1865 and currently, it embraces clients all over the world. HSBC (2012) report revealed that the company has a network of around 7,200 offices in 85 countries and territories in Europe, Asia-Pacific region, America, Middle-East and Africa. The insight behind the establishment of the bank was Thomas Sutherland, a Scot who was then working
The regional business of the bank exceeds Rs 158.41 cross. It is known for mass banking through its innovative schemes ranging in scope from small savings and social lending to corporative finance and foreign business. Ownership Pattern: There is 100% ownership in bank. The bank is framing their own policies and procedures to run their various branches in their region. The affair of primary credit societies are managed by honorary president and secretaries assisted by board of director.
Jack started the business by selling grocery items from a stall situated in East London. The first Tesco store was opened in Burnt Oak, North London in 1919. Tesco became a private limited company in 1932. Tesco enters the stock market for the first time in 1747. Today the market capitalization of the company is around 20.5 billion pounds and is graded as the 28th largest company.
Its head quarter is in Mumbai, Maharashtra. As of March 2016, the bank had a network of 4196 branches and more than 6909 ATMS spread across India. It is listed on the Forbes 2000 apart from this a bank is providing various other services like business segments include Treasury Operations, Wholesale Banking and Retail Banking Operations,. This Bank has offer several types of deposits for the customers such as savings deposits, current deposits, current and savings accounts (CASA) deposits, and recurring deposits. On the other hand banks advances and loan portfolio includes large corporate advances; small scale and medium enterprises advances; agriculture advances, Industries development and retail advances.
Thomas Gould and John Freame, both Quakers, began a partnership as goldsmiths. At the moment goldsmiths performed as bankers providing loans to businessmen and merchants, for this was the very initial phases of private banking in UK (Wustenhagen, & Menichetti, 2012). In 1902, it obtained a listing on the London Stock Exchange and in 1917, became recognised as Barclays Bank Limited. Now, the bank was firmly on the road to becoming the popular global institution it is currently. Its services are based on branch integration models in financial company which defines the strategic lines of business, in its organisational model and the relationship with other corporate areas.
4062.34 Billion and recorded a maximum Net profit of Rs. 51.51 billion and has offices in nineteen countries. One of the major strength of ICICI bank according to analysts is its strong and transparent balance sheet, the bank has first mover advantage in many of the banking and financial services. Also is the first bank in India to introduce complete mobile banking solutions and jewelry card it has PAN India presence of around 2,567 branches and more then 8003 ATM’s ICICI bank is the first bank in India to attach life style benefits to banking services for exclusive purchases and tie-ups with best brands in the industry such as Nakshatra, Asmi, D’damas etc, has the longest working hours and additional services offering at ATM’s which attracts customers Marketing and advertising strategies of ICICI have good reach compared to other banks in
Cal Bank has established more than 52 branches nationwide. This study however focuses on three branches located in the Kumasi Metropolis namely the KNUST, Kumasi Adum and Bantama branches. 1.6 Organization of the study This study on the Impact of Service Quality on Brand Image in the Banking Industry is structured into five chapters: Chapter one provides a description of the research and highlights salient discussions on the impact of service quality on brand image. The chapter again provides a statement of the problem, objectives of the study, research questions, the utmost significance of the study, brief methodology and the structure of the
As of 31 March 2012, Allahabad Bank had over 2,500 branches across India. The bank did a total business of INR 3.1 trillion during the FY 2012-13. The bank has a branch in Hong Kong and a representative office in Shenzhen. The bank's market capitalisation in May 2013 was US$ 1.28 billion and it ranked 1466 on the Forbes Global