Camel Model Essay

CAMEL Rating Model and the study concluded that the Indian banking system is much sound and Information Technology will help the banking system to grow as well as to strengthen their future stability.

17. Mous (2005) In this research, the author analysis the bankruptcy prediction models of banks which are using the profitability, operating, financial ratios, liquidity, leverage, and total assets ratios in decision tree models and multiple discriminant models, and also found that the decision tree approach is good indicator. 18. Sarker (2005) in this research, the author examined the CAMEL model for regulation and supervision of Islamic banks by the central bank in Bangladesh. The study supported and supervisors to get a Sharia benchmark to monitor the Islamic banks and other financial institutions from an Islamic view.

19. Bhayani (2006) in this research the author examined the performance of new private sector banks by using CAMEL model. Four leading private sector banks –Industrial Credit & Investment Corporation of India, Housing Development Finance Corporation, Unit Trust of India and Industrial Development Bank of were selected as a sample for the study.

20. Bodla &

Kaur (2010) in this research an author has made an evaluation of operating commercial of India by using CAMEL model. In this study the researcher has categorized the selected banks into Public, Private and Foreign Banks. CAMEL rating technique was used to provide the ratings to the banks. Each parameter of CAMEL was analyzed by using ratios and a final composite rank has been formed. The statistical tools were used on a sample of 28 public sector, 26 private sector and 28 foreign banks and the secondary data was used for the financial years from 2001 to 2007. The study concluded that Andhra Bank and State Bank of Patiala were rated on the top most position and in the case of private sector banks, Jammu and Kashmir Bank were at the first rank followed by HDFC Bank, whereas among the