Case Study Of The Cimb Bank In Malaysia

PART I: GROUP EFFORT
Introduction
The bank that we choose is CIMB bank, the second largest bank at commercial bank nationwide in Malaysia. CIMB bank’s roots can be traced back nearly 90s, from a small commercial bank turn into a regional banking powerhouse in Malaysia and also a bank that leads in the ASEAN universal banking groups.
The total assets of CIMB bank now is RM506.2 billion, the total shareholder’s funds is RM46.8 billion, the total funds under management is RM75.9 billion, the staff strength around 39,000 and global markets is 15. Therefore, the mission of the CIMB bank is to lead to ASEAN companies and the vision is provide universal banking service such as high performing, institutionalized and integrated company that located

The period of trading instrument in money market will take only one year or less than one year, it has a short-term maturities. As money market consists of many dealers and financial institution that seek to borrow loan or securities so it is the best source to invest in the liquid assets. Although it provides low return to the investor but it consist high marketability and also low default risk as it takes short period of time. The structures of the money market can be classified into primary market and secondary market that has own function towards financial

It is an Over-The-Counter (OTC) with 24 hours trading and without a real physical market. Furthermore, it also set the exchange currency with floating rate. It consists of spot market and forward market. Spot market is with spot rate that trade immediately while forward market is with forward rate that to trade in the future.
In addition, the interest-income is the amount that borrower will need to pay lender for interest such as loan or mortgage. The non-interest income is the funds that generate from the transaction fee or service fee. Thus, the interest-income instruments are banker acceptance, repurchase agreement, negotiable of deposit, while the non-interest income instruments are foreign exchange spot and foreign exchange future. At the same time, we can know that the BA , REPO and NID are the instruments fall under money market while FX spot and FX forward are the instruments fall under foreign exchange