Housing Scenario Essay

Contents

Introduction 2

Housing Scenario in India 2

Affordable housing – The order of the day 3

Causes for Inadequate Housing 3

Social, Economic & Political Factors 3

Housing Policy Environment 3

Market Conditions & Housing Options 4

Failure of Governments 4

Failure of Private Sector 4

Community Housing Through NGOs: 5

Habitat for Humanity (HFH) India: 5

Housing Partners or Beneficiaries 6

How HFH adds value 6

NGOs 7

How HFH adds value 7

Individual Donors 7

How HFH adds value 7

Corporate donors 7

How HFH adds value 7

Government 7

Introduction

Housing is a basic necessity of life, adequate housing helps to prevent diseases, injury and death, provides security as well as it increases household and national income. But it has always

With the country’s agriculture sector having limited absorption capacity, majority of rural to urban migration is expected in search of employment opportunities and better standard of living.

Constant increase in concentration of people in urban areas has resulted in an increase in the number of people living in slums and squatter settlements as the price of land and real estate are very high which the poor and economically weaker sections of the society cannot afford. It is evident that there is housing shortage looms in Urban India and a wide gap exists between the demand and supply of housing.

According to a report submitted by a technical committee to the Ministry of Housing and Urban Poverty Alleviation (MHUPA), India’s urban housing shortage is estimated at nearly 18.78 million households in 2012. Besides those living in obsolescent houses, 80 percent of these households are living in congested houses and are in requirement of new houses. The report also highlights that nearly one million households are living in non-serviceable katcha houses, while over half a million households are in homeless

Social, Economic & Political Factors

1. Poverty and Economic: Poverty and inadequate housing are interdependent factors. Those who lack adequate housing usually spends time and money on shelter rather than on other basic needs, further making them settle in poverty.

2. Low Household income levels: The land prices are 10 times higher than the average annual income in Asia as compared to developed countries having land price average 4 times the average annual income.

3. Discrimination: Women and minority are vulnerable to face issues like higher poverty levels and barriers to housing based on law and custom discrimination in many housing markets.

4. War & Violence: The author here also mentions about war and violence which evacuates people who are than forced to live in temporary settlements without access to basic amenities. Housing infrastructures are destroyed and stalls housing production which further eventually creates housing