College Tuitions: Are Student Loans Worth It?

Society often believes college is a necessary experience for a better future, but I argue that the future will not be any better when student debt becomes a part of life for those who follow that mainstream belief. Most parents often dream of the great colleges and universities that their children will get accepted into; however, they fail to think of the cost to attend those institutions. Financial aids! Financial aids! Yes there are financial aids that students can apply to lessen the student debt. Yet the amounts of financial aid they receive are generally never enough for most students, and they continue to carry the debt for most of their miserable life.

As the month of November comes along annually, every single high school senior is forced to decide which path they are going to take after graduating. For some, it is easy to choose which college to attend and how to pay for it. But, for many, it is extremely difficult to figure out a way to get the funds for college. So, they choose the community college route. Community college is drastically cheaper than tuition at a four year university. However, it is still an issue for students to cough up that money. The idea of making community college free to any student in America has been a dream for low income students for a while. President Obama’s desire to make the tuition of community college to everyone in the nation would only make it difficult for students to get a free education, limit them to essential resources, and discourage students from applying to four year universities.

Long ago, there have been massive arguments about whether or not community college should be free. Nowadays, a college education has become fundamental in today's society. Each year, education is becoming challenging in today's marketplace. Thus, many people, including students question whether community college tuition should be free given. I firmly believe free community college should be provided and financed by the U.S. government. It will encourage learners to concentrate on their studies, and encourage them to work harder in school. In result, a significant increase in student grades will rise. Therefore, the opportunity will create student, specifically low-income student to have more advantages.

The total U.S. student loan debt now surpasses $1.2 trillion and there is more than 40 million recipients owing on federal and private student loans (Malone). Most of the college students in the United States can’t afford their education by themselves and, as a result, students end up drowning in student loans in order to earn a degree. Student debt is a major problem in the US, and it is a major influence on the gap between rich and poor. A more accessible college education would help reduce the gap between rich and poor in the United States.

My parents always asked my brother, "How are you going to afford college with a McDonald 's salary?". College is expensive; every year we hear about the enormous amounts of loans college students will have at the end of the year. Due to this, society should encourage and keep allowing juniors and high school seniors to take Dual Credit classes in Pflugerville schools.

Education is widely regarded as a key factor in the economic and social development of a country. With the extremely rapid development of the society, in order to enhance their competitiveness, increasing young people choose to accept higher education. Yet, there are different attitudes about whether students should pay or not. Some people regard education as a basic right, which should therefore be provided free, while others think the individual student should have to shoulder some of the costs of his or her education. According to Matt Bruenig’s Dissent article “The Case Against Free College: Free college is paid for by the working class people who don 't attend”, Bruenig against the free college because it seems more fair and benefit to

In today society, people have placed a high value on education; many believed that with a higher education they could obtain a better job. Many jobs are now requiring employee to have some sort of educational degree. The cost of college has increase 3 times faster than inflation (Baum, Payea 7). Financial aid is defined in the Merriam-Webster as “money that is given or lent to students in order to pay for their education”(“Financial aid”). As a result, many students have to rely on financial aid to pay for their college expense. However, not all students received the amount of aid they need to pay for college admission. When students don’t have the aid to cover the expense they will have to change their choice of college. The amount of financial aid student received effect the students in college by determining where the student will attend, whether or not the student have to obtain a job to be financially stable, and the amount of loan students end with after graduating.

Many people dream of a life filled with riches, but that dream is hard to obtain without a college degree. It is somewhat ironic how people dream of being a successful student and going to college but the cost of tuition turns that dream into a horrible nightmare. It is not a shock to most people when they that college tuition is expensive, but in the past few years it has increased to an all-time high. Lower and middle class students have now begun to realize that college tuition is holding them away from their dreams. Even though college tuition could provide opportunities for job creation and economic growth, tuition is not affordable for the average American household which in effect, prohibits students from taking opportunities like going to college in the first place. Since tuition has risen 3 times higher the rate of inflation in the past 10 years, this increase a student’s chances of not being able to afford higher education and also gives them a better chance of accumulating debt post-graduation.

On a global scale, there is a large amount of people who are unfortunate in the sense that

College is one of the most important and life changing times in the life of an American. Leaving high school behind and venturing out to the adult world is an amazing experience that every individual should experience. However, young adults from every corner of the country leave college with crippling debt or do not go to their preferred college of choice. College education should be cheaper as it will help families and students financially and give them the satisfaction with having the opportunity to go to their first choice for college.

Journalist Sophie Quinton discusses how college expenses are constantly rising, though many states are now reducing instate tuition in her recent article, “States Move to Curb Rising College Tuition. Quinton informs readers that colleges are not only cutting college tuition, but freezing it. As a result student loans are soaring nationally, and schools are forced to become more efficient. Student loans are then causing debt, that later affects a students’ life in numerous ways. College students today, tend to lean towards nicer looking colleges, rather than a higher education. In conclusion, a difficult matter for students and thier families to settle for colleges with fewer amenities and lower costing

Rising college tuition costs is an issue that hits close to home for many of us. Being a student, will always coincide with money struggles. During ones college search, numbers are all we are told to focus on. These numbers include ACT scores, GPAs, AP tests scores, and the biggest number of all, the cost of college itself. The rising cost of college has three main effects; debt through student loans, less people attending college, and an increasing number of college graduates moving back home. Raising tuition year after year will cause a drop in applicants and affect current students’ retention rates. That is because tuition is already at an all-time high, making it harder for underfunded students to even think about entering higher education.

The ‘broke college student’ stereotype is funny until you get a taste of it. And if you are not scholarship bound, not upper class, or your parents have been worrying about your tuition since you emerged from the womb, you probably had to stomach this sour situation. With costs for

An accomplished educated life is what most students long for, they overcome hardships, make sacrifices, all to make their families proud and their dreams become a reality. Students of all ages, backgrounds apply for college every year in hopes of realizing their dream; some receive free education thru grants, financial

In today’s world most people recently graduated from high school believe that whatever scholarships don’t cover a student loan must be taken out to cover the cost of college. This is never true. Everyone who takes out a student loan later regrets it. They are designed to look like a good deal, but in reality they are made to put college kids into debt. In the end student loans are the reason most people drop out of college. By the end of college most students have racked up tens of thousands of dollars in student loan debt. All of which they are forced to pay back, and for someone fresh out of college that is extremely hard in most cases. In most fields it takes a few years to step into a career that is financially giving enough to pay off these loans. By that time most of the loans have expanded due to interest, and