Many people believe healthcare reform is a bad idea and that the government should stay away from healthcare. However, there are many other people who believe that it is a great thing that the government got involved, and created programs to register for mandatory health-care. In, “Healthcare Reform 101”, author Rick Panning discusses some of the main goals of the Affordable Healthcare Act, which are universality, financing, cost reduction, payment reform, quality and process improvement, prevention and wellness.
all 1). Montero suggests that addressing these issues could help to reduce healthcare costs and make medical care more accessible and affordable for all Americans. Overall, Montero’s article provides a comprehensive overview of the challenges that many Americans face when it comes to paying for healthcare. The author’s insights and recommendations on how to address this issue make the article a
In Chapter 14, I have learned that the U.S. health care system has the most expensive healthcare system in the world and the price tag is expected to increase. Health care is only available to people who have health insurance or have health care through a public program or those that can afford to pay out of pocket. The U.S health care system, unlike other systems in the world, does not provide healthcare services to all citizens. Healthcare is very expensive, citizen without would be unable to afford it if they had to pay themselves. Individuals rely on health insurance to pay a large portion of their healthcare costs.
Many Americans were led to believe that the introduction of the Patient Protection and Affordable Care Act in 2009 would put an end to disparities in health care access. While it did improve the situation for a small percentage of the population there are still many Americans who lack access to good quality health care. Health care access in America is determined by money and those in lower socioeconomic groups frequently tend to miss out on adequate care. In a recent health care report by the national health research foundation Kaiser Family Foundation, it was noted “health care disparities remain a persistent problem in the United States, leading to certain groups being at higher risk of being uninsured, having limited access to care, and experiencing poorer quality of care” (Kaiser Family Foundation). The current health care
A Second Look at the Affordable Care Act David E. Mann, ABA American Military University POLS210 Abstract Since the passing of the Patient Protection and Affordable Care Act (PPACA), twenty-eight states have either filed joint or individual lawsuits to strike down the PPACA. This document will examine a few key elements that the President of the United States must take into consideration when reviewing the act and moving forward to either ratify the act, replace the act, or leave the act as it is. Topics that will be presented will include; the current issues being debated, two competing thoughts on how to fix the ACA, an evaluation of the preferred solution, and finally the responsibility of each level of government. Patient
Universal Coverage Health Policy Proposal One of the most significant issues that continue to affect Americans is inadequate access to healthcare. Despite the US being one of the most developed countries with the largest economy, its citizens still face issues accessing quality healthcare services (Galvani et al., 2022). In spite of the recent passage of the Affordable Care Act (ACA), most minorities and other vulnerable populations face multiple barriers to accessing healthcare services (Keisler-Starkey & Bunch, 2020). Thus, these conditions call for the development of new policies and legislation that will reduce the increased inequalities witnessed in the healthcare sector and ensure every US citizen can access quality healthcare without
I enjoyed reading your post. You mention in your post that the Affordable Care Act (ACA) has driven up health care costs; however, the U.S. Department of Health & Human Services reports the opposite. The ACA has been very instrumental in slowing down health care costs (ASPA, 2015). Since the ACA, health care cost growth rates are historically slowing down (ASPA, 2015). In fact, since the ACA, health care is experiencing the lowest rate of health care price increase in 50 years.
The Affordable Care Act: Bad For Some, Great For Millions For sometime, many US citizens have not had the resources to acquire an adequate health insurance plan. Although faced by many oppositions, the US government has found a solution, The Affordable Care Act. The Affordable Care Act, also known as “Obamacare”, is a US healthcare reform law that focuses mainly on providing more Americans with access to an affordable health insurance. The Affordable Care Act is said to expand the affordability, quality, and availability of private and public health insurance through consumer protections, regulations, subsidies, taxes, insurance exchanges, and other reforms. Signed into law by President Obama in March 2010, hence the nickname “Obamacare”, the
The law that was intended to improve the status quo of health care has, in essence, caused a dangerous paradigm shift in health care costs. Fundamentally, the Affordable Care Act is a failed attempt to reduce health care costs in the United States. The Act was designed to increase affordability of health insurance for extremely low-income families; nevertheless, the Act exponentially increased health insurance costs for the majority of Americans. In America, majority rules-- why should health care be an
The United States no longer posses the ability to effectively drive down premium costs through the means of insuring healthy people. For example there is a town with ten houses, and, on average, one house a year burns down. If no one in the town pays for insurance they have a 10% chance of their house burning down each year. If everyone in the town pays insurance they spread the risk because no matter whose house burns down no one will have to pay anything as the insurance company will cover the cost of the house that burns down each year and make a slight profit. This is the same logic applied to the whole medical insurance market.
A Call for a Single Payer Universal Health Care System As the 2016 Presidential Elections draw near, the topic of much debate is that of healthcare. Some candidates vow for universal healthcare and mandate health insurance for all, while others believe that tax credits and health savings accounts will resolve the current crisis. Consequently, the nation has been divided on which plan to support and move forward with. Some fear universal health care will diminish the quality of care and lead to long waits, while others fear that health savings accounts and tax credits won’t be enough to insure all and will do little to diminish the administrative costs of the current system. Ultimately because healthcare is a basic right that should be guaranteed
Health care should not be considered a political argument in America; it is a matter of basic human rights. Something that many people seem to forget is that the US is the only industrialized western nation that lacks a universal health care system. The National Health Care Disparities Report, as well as author and health care worker Nicholas Conley and Physicians for a National Health Program (PNHP), strongly suggest that the US needs a universal health care system. The most secure solution for many problems in America, such as wasted spending on a flawed non-universal health care system and 46.8 million Americans being uninsured, is to organize a national health care program in the US that covers all citizens for medical necessities.
This example illustrates the willingness of various health care plans to support the expense of preventative measures if proven to be efficient. According to Frist, the results of this initiative caught the eye of 30 various health care plans that were willing to cover the cost; and he believes more can be accomplished with federal support of public health programs and research. Evidence like the YMCA’s preventative program data will allow the U.S. to move forward in positive public health decisions that will hopefully improve the quality of life for millions of Americans. However, some policymakers have shared how certain preventative health care initiatives are not cost-effective.
As Bernie Sanders once said, “Health care must be recognized as a right, not a privilege.” Most developed countries choose to live by this quote while the United States of America chooses to go against it. Universal health care has benefits on multiple levels, whether it’s a single individual or the people in a whole. The U.S is one of the few developed countries that doesn’t offer universal health care to their people, yet the U.S spends more than seventeen percent of their GDP on health insurance. Many people believe that universal health care is a simple one solution problem, but the truth is that there are multiple forms of universal health care that provide all citizens with the health insurance they need.
The United States is the only Western nation that does not authorize free health services to its people. The cost of healthcare to the uninsured is beyond prohibitive, and insurance plans are far more captivated with profit costs, rather