Credit Cards Essay

1187 Words5 Pages

Credit cards are a highly effective to manage one’s finances and make purchases. Moreover, they offer a range of benefits in the form of rewards and special offers. Time to time a credit card helps an individual go for larger shopping and pay in instalments if they are unable to make the payment in one go. In the past few months, the initiatives on promoting a cashless economy has resulted in a tremendous increase in the use of credit cards amount the individuals.

All public sector as well as private sector banks offer different categories of credit cards to their customers. However, State Bank of India has an edge over all other banks when it comes to serving their customers with exclusive banking products and services including credit cards. The bank has over the years come up with a range of specific credit cards to serve the particular needs …show more content…

Complimentary Rail Accident Insurance Cover: SBI IRCTC credit card is a travel card which is designed keeping the travel needs of the customers. The card provides a complimentary personal rail accident insurance of Rs. 10 lakh in the event of loss of life resulting from a train accident while travelling. This is valid only on the train ticket that is bought using this SBI IRCTC credit card. Users should noye that the complimentary insurance will be valid only after payment of the card fee.

Global Acceptance: The SBI IRCTC credit card is an exclusive travel card and has worldwide acceptance. This travel card can be used in over 29 million outlets across the globe, including 3.25 lakh outlets in India. All users need to do is to look for the VISA sign with the merchant and present their card for payment. With global acceptance, users can travel anywhere and avail all the attractive benefits and offers provided by the

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