Why pay for a checking account when so many banks and financial companies offer them for free? All of the companies and organizations on this article offer free checking accounts. Some of them ask that your first deposit be a certain size, but none of them charge you to open or maintain the account. Now that the global economic downturn is a thing of the past, only the strong (or subsidized) organizations remain, which means it is a good time to start opening free checking accounts whilst they are still free. We give you then our picks for the top 10 best free checking accounts available in 2015.
INTRODUCTION Internet banking or online banking has been defined as “the service that allows consumers to perform banking transactions using a computer with an internet connection”. Pikkarainen et al. (2004) while defining Internet banking based on its utility defined it as “an Internet portal through which customers can use different kinds of services ranging from bill payment to making investments". Shih and Fang et al (2000) discussed how it is advantageous for the banks to go online, as it results in potential savings in the cost of maintaining a traditional branch network.. Giannakoudi (1999) states Internet banking system allows banks to expand their business geographically without investing in the establishment of new branches
With regards to your online accounts, changing your security question and choosing an information that's not included in the leaked data across all your online accounts will be useful. Security questions are often used when retrieving accounts information such as usernames and passwords. Avoid using security questions with answers related to your address, age, birthday, name of your relatives or anything formal and personal. Instead, you can use informal info like the first brand of car you possessed or the name of favorite pet which are not part of your compromised personal information. Aside from security questions, avoid using any personal info as your password in your online accounts.
That’s my Tracker”,Peter page 66 ). However, I believe that being tracked down is not that much of an issue because they can track down any terrorist who are planning on attacking us. Internet surveillance is a large issue because most of us are not aware of this when we should be. Private information that they can acquire consists of what we are searching on the web, where we are located, when we buy items, and even when we wake up. “ If you want to avoid some surveillance, the best option is to use cash for prepaid cell phones that do not require identification” (Peter Maas, “That’s no phone.
Antivirus also analyses all incoming and outgoing requests and pass only legitimate requests. Step 06: Connect your phone only with trusted Wi-Fi. Wi-Fi networks that are not secure may allow a hacker to incept your data when you are online. When you need to do the online transactions through online banking always prefer your personal network source instead of public Wi-Fi . Step 07: Avoid leaving your phone alone in public places.
The most valuable reason for the popularity of online shopping among the people is its high convenience. First of all, online shopping allows the customers to buy products at any time that is convenient for them. While traditional brick-and-mortar selling businesses tend to work during specific time periods, online shopping is accessible at any time. An immense benefit of online shopping is that it is available 24/7. As a result, the customers do not need to think that they will not manage to buy something since the shop is already closed.
As evident, the recent economic recession claims high influence on the banking sector of the world (Siu, 2003). Barclays bank required to manage the challenges through technical and operational steps. Internet has made every steeps easy for them, which is currently one of the top topic in the world. By communicating the customers and clients through their advanced technical systems, they are managing the situation. Summing up the challenges, this research study aims to explore and identify the effect of internet banking on the customer retention in context to the challenges while redefining its business.
For example, do not reply any email message for ask the personal information because legitimate companies should not ask personal information using email message, if have any doubt could contact the company by phone or using Web Browser to typing the company Web address. Other solution is use the strong passwords to avoid hackers misuse your account also a way to help secure the information. Strong passwords consists of 8 characters long or more and consists of combination of letters, numbers and special characters(e.g. $%!? ), the password better avoid for common personal information such as date of birth, last name or pet's name or dictionary words, else will lead to hacker easy to hack in.
The use of the Internet as the main communications channel between sites is a cost effective alternative to expensive leased private lines. The costs to a corporation include the network authentication hardware and software used to authenticate users and any additional mechanisms such as authentication tokens or other secure devices. The relative ease, speed, and flexibility of VPN provisioning in comparison to leased lines makes VPNs an ideal choice for corporations who require flexibility. For example, a company can adjust the number of sites in the VPN according to changing
"In its simplest form, electronic banking may mean the provision of information about the bank and its products via a page on the internet" Daniel (1999). Daniel (1999), however, defines the term as "the provision of information and/or services by a bank to its customers via computer, telephone or television". A more developed service, as Daniel (1999) says, can provide the customers with a way to use the service through their accounts to accomplish the needed transactions and perform any desired purchases of products either online or any other electronic channel whether it is TV, telephone or automated teller machines (ATM). The severe competition pressures and the non-ending customers ' requirements force the banks to develop new technologies and tools. This has led to the innovation of internet banking that has revolutionized the banking industry worldwide (Malhotra and Singh, 2010).