Essay On Commercial Bank

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Introduction:

Business concern needs to finance to meet their economic needs in the world. Any type of commercial activity depends on funding. Thus, as it is called the lifeblood of a business organization. If the business concerns are large or small, they need to finance their business activities to meet.
In the modern world, and all activities concerned with economic activities and very special to earn profit through any project or activities. Commercial activities linked directly with the entire profit. (According to the concept of the economics of the factors of production, and the rent due to the landlord, and wages granted to labor, interest granted to the capital and profits due to shareholders or owners), a source of concern …show more content…

Concentration Banking and Financial Institution Relationships :
1) Changing Financial Landscape
At some point in your company’s history, a bank account was opened that began either a happy or a troubled relationship. Your predecessor may have walked over to the closest bank office, or knew someone from high school who was working at a bank, or asked a friend, relative, or associate for a recommendation. Those days are over; changes in the regulation of financial institutions have completely altered the competitive landscape and, as the result, how your bank treats its customers.

2) Bank Relationship Management
Banking Department of the company is to ensure access to services and cash management and credit are the basic responsibilities and difficult task for many treasury professionals.

3) Concentration Banking :
Banking concentration term applies to cases where the collection and disbursement of multiple accounts, and needs cash to fill in and financed by the main bank relationship. Bank's primary focus or is the main provider of credit and non-credit services to the company, but can be used in other banks or office field locations due to long-term relationships, or because there is no national bank after the

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