Discuss the pros and cons of healthcare costs being passed on to employees from the employers.
The government in this regard might consider increasing the taxes in order to meet the cost of healthcare. The increase in taxes will have a negative implication in the society; for instance, the prices of basic commodities will increase making life difficult, especially to the low social class individuals. Additionally, employees in the private and public sector will experience the impact of increased taxes through reduced net salaries; this may attract a negative reaction from the
Health care should not be considered a political argument in America; it is a matter of basic human rights. Something that many people seem to forget is that the US is the only industrialized western nation that lacks a universal health care system. The National Health Care Disparities Report, as well as author and health care worker Nicholas Conley and Physicians for a National Health Program (PNHP), strongly suggest that the US needs a universal health care system. The most secure solution for many problems in America, such as wasted spending on a flawed non-universal health care system and 46.8 million Americans being uninsured, is to organize a national health care program in the US that covers all citizens for medical necessities.
Healthcare differences or disparities refer to the condition or state of unequal, unlikeness, and disproportion that is observed between people within a society with regard to access to healthcare services (Williams & Torrens, 2011). Such differences are caused by different demographics such as economic status, age, gender, color, and ethnicity. In the United States, such disparities have been witnessed since time immemorial. These differences mean that some people within the country do not have access to quality healthcare services whereas others have full access at all times. Some of these differences in access to healthcare in the country are discussed below.
Introduction People hope and seeks long and healthier lives. Thus, health care is the act of taking preventative or necessary medical procedures to improve people well-being. Improvement or preventative may be done with surgery, the administering of medicine, or other alterations in a person 's lifestyle. These services are usually offered through a health care system made up of hospitals and physicians. Although, the health care system is set up to reduce or to prevent disease etc., there is a gap or disparity in the US health care system.
These disparities that exist in all the factors have to be eliminated with suitable control measures. Regulations on health care services and their access has to be made more
The rising cost of our healthcare is driven by some factors, including technology, the getting older population and the creation of healthcare as a market good. With these rising cost there is talks of rationing healthcare. Rationing is
The solidity of the health equality shall be implemented by several parties. This includes not only government, political figures or policy makers but also community that play important role as a public health specialist, social activist, and researcher. The key to maintain the health equality can be done by continuously improving the population health and eliminate differences in socioeconomic status, geography, race, and other factors. (1) Health inequality occurs when there is a dissimilarity in distribution of health acquirement between individual or groups that brings considerable drain to their lives. The consequences will be most likely to be severe in people who are less advantageous, experiencing less conducive living condition, poverty-stricken
As Bernie Sanders once said, “Health care must be recognized as a right, not a privilege.” Most developed countries choose to live by this quote while the United States of America chooses to go against it. Universal health care has benefits on multiple levels, whether it’s a single individual or the people in a whole. The U.S is one of the few developed countries that doesn’t offer universal health care to their people, yet the U.S spends more than seventeen percent of their GDP on health insurance. Many people believe that universal health care is a simple one solution problem, but the truth is that there are multiple forms of universal health care that provide all citizens with the health insurance they need.
Over the last several years, millions of Ameri- cans have signed up for affordable health insurance
Health care inequality is a prevalent issue in Massachusetts and around the United States. Low-income families and individuals all over the country are barred from receiving adequate and necessary health care due to a lack of insurance or due to restrictive policies in their existing insurance. According to a report done by the Working Poor Families Project in 2013 titled Low-Income Working Families: The Growing Economic Gap, a low-income family is defined as one who earns less than twice the federal poverty line, while a poor family is defined as one who earns less than the federal poverty line. For a family of four with two children to be considered low-income in 2011, the threshold was $45,622, with the federal poverty line being $22,811. (Population Reference Bureau)
First, Medicare and Medicaid are similar with what the two insurances covers. But in another way both are different because Medicare had plans while Medicaid does not. Medicaid provides health and medical services for individuals and families with low income. Some of the mandatory services include inpatient and outpatient hospital services, home health, physician services, x-rays, and family planning. A few of the optional services are prescription drugs, dental, hospice, eyeglasses, and occupational therapy. Medicare pays for hospital and medical care for elderly and certain disabled American 's. This insurance consists of two main parts for hospital and medical insurance. Then there are two additional parts that provide flexibility and prescription
The cost of health insurance is quickly on the rise, and employers and employees alike are feeling the financial weight. A large portion of high medical claims are associated with obesity and lifestyle choices, some of which can be reduced by making healthy changes. Due to the rise in cost, many employers are rewarding employees for participating in health screenings that measure things such as body mass index (BMI), blood pressure, cholesterol, blood sugar levels, lifestyle choices such a tobacco or excessive alcohol use, exercise, mental health, and amount of sleep. Employees can impact the cost of their healthcare by learning about their health risks, making lifestyle changes, and becoming accountable for their own health. Upon completing
The Affordable Care Act has provided many Americans access to affordable healthcare. The group of newly insured Americans have reported that they have timely access to physicians and healthcare. Previously there was concern that the Affordable Care Act would limit access to physicians based on provider networks. Provider networks have proved less of an issue than previously anticipated partially because many of the previously uninsured Americans were not able to secure a relationship with a set provider or physician group. Some areas of concern that remain are high out of pocket expenses incurred with some marketplace plans.
Governments throughout the world intervene in the health sector. It is hardly for any economic activity to be free from the government intervention. In Malaysia, the government intervention shown in the three main categories, including provision of goods and services, redistribution and regulation under the dominant scopes of financing, production or delivery as well as regulation of healthcare industries (Folland, Goodman, & Stano, 2010). Undeniably, there are many factors could motivate intervention in healthcare by the government such as equity, efficiency and monopoly power. It is true that all these factors are arises due to the existence of market failure which acts as an economic rationale for government intervention.