Essay On Life Change Event

The life change event I chose is:

Taking out mortgage to purchase my first home.

• Interplay of human lives and historical timeline.

In 2014 after the birth of my third child, I decided I wanted to stop renting and purchase my own home. I did not have excellent credit, and had no savings I could put towards a down payment, but decided to go for it anyway. I ended up qualifying for a first-time home owners loan through the FHA program. Has I been applying for loan under those same circumstances before 1933 before the FHA program became available, I probably would not have been able to purchase a home.

• Timing of lives.

I bought my home after my 30th birthday. I just felt like at 30 years old, owning a home was a milestone I should have already reached. In this instance my biological age played a bigger role in my decision because psychologically I felt a lot younger. Some days I feel more like a teenager playing house than an adult. I was not sure if I was ready to buy my house, but I felt like at 30

23 years later, I still deal with bouts of sadness and anxiety. Sometimes those feelings just kind of come up on their own, but when I am stressed about anything, they always get a hold of me and I have to try and calm myself down. Buying my house was one of the most stressful things I can remember doing and it was made worse by the anxiety that the stress brought on. I found my self worrying about my mother becoming ill, or one of my children, losing my job, not being able to pay the mortgage and becoming homeless. I know that buying a home is stressful for anyone, but I also knew that my anxiety was getting the best of me. Over the years I’ve learned to anticipate those feelings and try to work through them, but that one childhood event still has a huge impact on me every single day and I know that it has negatively affected my life course