What is Obamacare? According to recent article,What is Obamacare, published on The Balance, “The most important part of this Act requires you to have health insurance,” (as cited in Amaedo 2017). In 2010, President Barack Obama introduced the Patient Protection and Affordable Care Act. The act requires an individual to hold health insurance for at least nine out of the twelve months of a year. If the individual does not acquire insurance, and 2.5% income tax will be imposed. However, there are certain requirements that can exempt one from Obamacare. From November to January of each year, the enrollment period for Obamacare is open. If one does not enroll during the allotted times, there are opportunities to obtain private insurance or, if you qualify, Medicaid. Policies enacted before Obamacare was implemented have been tenured in or are still offered through employers in most cases. If the plan does not meet the ten essential benefits, however, the individual must acquire a new plan. One of the first positive characteristics of Obamacare is that low-income and poverty-stricken families still have access to healthcare. On the average day, a poor family with many children may not be able to …show more content…
First, I believe that it is unfair to force Americans to have health insurance in the first place. Just like it is your prerogative to choose whether or not you have cable, you should be able to choose whether or not you're going to insure yourself. In a perfect world, there is no reason to not have health insurance. Unfortunately, in today’s America, poverty-stricken families are not uncommon. For most of these families, health coverage was out of the budget. While Obamacare is working to make sure that everyone has access to care, it is also imposing on people's right to make their own decision. Forcing people to get insurance means disregarding financial
The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.
The Affordable health care act, popularly known as Obamacare, it’s a law that makes affordable health care available to more Americans since there are million of uninsured Americans and it will be cutting the rising cost of health insurance. Because of this law that grants coverage to everyone, it is increasing the rate of demand and consumer expending, making a great impact in the economy especially to GDP and economic growth. Also, not only there’s an increase in spending but also the labor market has been growing, since the employment rate has been increasing in the health care sector. While providing insurance to every American, it is generating major benefits to the newly insured like improving health, enhancing families security, increasing
The article “The Ground is Shifting Under Obamacare” by Scott Rasmussen is very insightful and explains the flaws of Obamacare as a whole. I believe that Obamacare was not as successful as it should have been and he explains that it is not logical to expect everyone to want the same full coverage health care with the same expensive premiums. “The reality is that there is no one-size-fits-all solution to health insurance. Different people have different needs and preferences.” This section of the article really helped me understand what he meant, when explaining why Obamacare didn’t and never will work.
The people in America deserves that right to have health care. Insurance based health care should be taken away because not everyone is able to afford the premiums. Health care now states that basically that if you have no health care than you are not able to get any check ups. How can you feel if you can 't afford insurance and you have to make a choice?Some people cannot even afford food on the table so how can they afford insurance?I do not believe that people should not be financially responsible for getting help when they need it the most.
President Obama spoke to the American people that government run health care with higher taxation, larger prices, and letting the insurance agencies operate with little to no rules were “wrong”. It was to improve and provide all Americans with affordable health care and easier access to doctors and medical care and offer subsidies
How would you feel if someone told you to buy something you don’t want? That is what President Obama has done with the Affordable Health Care Act also called ObamaCare. Although ObamaCare says it will provide affordable health care for more Americans, which it will. Only Americans making under 400% of the federal poverty level (FPL) will qualify for cost assistance subsidies. Those barely above the poverty level who already have cheap limited coverage that were benefiting saw premium hikes go up in 2014.
In 2010, President Obama celebrated a landmark piece of legislation that he labored dutifully to get through Congress during his first years in office. This legislation, the Affordable Care Act (ACA), represents more than just a policy on health care in the United States. The new law, which took full effect in the subsequent years, reformed the health care system in the United States, notably requiring the vast majority of Americans to hold qualifying health care coverage. Those citizens lacking an adequate health insurance policy for any part of the year incur a tax penalty collected by the IRS via the tax return process (IRS, 2016). According to Weil (2016), of the Library of Economics and Liberty, fiscal policy is the government influencing the economy with taxes or government spending.
The Affordable Care Act has been the topic of many debates and conversations since it was first come about by President Barack Obama. For a long time, I had really no interest in the bill or the essence of the law, that is until my husband took a job that did not offer insurance and we had to look for our own plan. This is the first time we have gone without insurance in our life’s; it is a scary and overwhelming feeling knowing that we are not protected. I can only imagine how other families are feeling in this position. The Affordable Care Act or ACA or Obamacare is not really up for discussion anymore, that is until the November 2016 election.
Patient protection and Affordable Care Act ,commonly known as Obamacare, was passed in its finality on March 21, 2010 and signed into law by former President Barack Obama on March 23, 2010. Many disliked the idea of Obamacare due to the fact that it was forced on employers to pay for health insurance. It got shut down by the people's views on it quick , Obamacare wasn't really given a chance. Thought it had a great deal of benefits people just choose to focus on the negative parts. Which brings up a lawsuit like Obamacare Versus The Little Sisters of the Poor.
= 2. Pros and Cons of Obama Insurance on Small Businesses The Affordable Care Act (ACA), also known as Obama Insurance, was enacted in 2010 with the aim of providing affordable health insurance for all Americans, including those who work for small businesses, amid the abundant insurance services in Homestead,
When President Obama was elected into office in 2008, one of his promises was to reform the American Health Care System. On March 23, 2010 he succeeded by enacting the Affordable Care Act into law. According to the official Medicaid website (2015), “The Affordable Care Act is a combination of two piece of legislation titled The Patient Protection and Affordable Care Act and Healthcare and Education Reconciliation Act of 2010. The main goal of the Affordable Care Act is to provide American citizens with better health security by putting in place health insurance reforms that will: Expand coverage, hold insurance companies liable, lower health care cost, guarantee more choice, and enhance the quality of care for all Americans.” The Affordable
The Patient Protection and Affordable Care Act commonly known as Obamacare was signed into a law on March 23, 2010 by President Barack Obama.1 In July of 2009, Speaker of the House Nancy Pelosi along with a group of Democrats from the House of Representatives disclosed a plan that included reform within the healthcare system introducing the Affordable Care Act.2 On September 17, 2009 this bill was introduced in the House and a few weeks later the bill was passed/agreed on. In December 24, 2009 the law was then passed in the Senate. On March 21st, 2010 with resolving differences, the house agreed to the changes to the law made by the Senate and the plan was approved by the House in a 219-212 vote. On March 23, 2010 the law was signed into an
Before the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one.
With Obamacare the idea of a universal system of healthcare, it is finally obtainable. It is illegal to go without healthcare in the United States. The Affordable Health Care Act, implemented by the Obama Administration in 2014, gave healthcare to all individuals in the United States. The Obamacare Individual Mandate forces Obamacare under penalty of law. If a person does not apply for Obamacare, and therefore, have no healthcare.
Healthcare is something everyone needs and should be able to get, but right now that is not happening. In America there are millions of people who don’t have healthcare insurance. This is because some can’t afford the insurance plan. There are also millions more who have health insurance, but can’t afford using it. This means that they are paying for an insurance plan, but the deductibles are so high they can’t afford to go to the doctor.