The average car insurance premium for safe drivers is substantially lower than high risk drivers. If your car insurance premium has been increasing because of your driving history, it's never too late to reverse that trend by turning a new leaf with your driving habits. You will have to focus 100 percent on your driving, drive defensively, and obey the traffic laws.
One of the most important of these laws is the one many drivers routinely violate: not speeding. Why is it routinely violated? Because it's easy to do and the plush interior of a car insulates you from sensing the true dangers of speeding. Many people who have never experienced the violence of a high-speed accident fail to appreciate the danger.
Why Speeding Is So Dangerous
Your ability to steer and brake is determined by the traction of your tires with the road. This traction remains
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Accidents at higher speed also increase the damage to your car and the severity of injuries. These increase the amount of your insurance claim, which increases the premiums you pay.
What Is Speeding?
There are many ways you can speed. One of these is exceeding the posted speed limit. Perhaps your car can "easily" handle the road at speeds higher than the posted limit. However, it only seems that way when nothing goes wrong. If a car suddenly makes a turn in front of you, you'll have less time to react, your brakes will require more distance to drop your speed, and your steering is less nimble. Exceeding the speed limit leaves you with little safety margin to spare.
You can also speed by driving too fast for the conditions. The posted speed limits are meant for perfect road conditions. Poor conditions such as damaged or wet pavement reduce your car's braking and steering capabilities. If you get into an accident while driving at the posted speed limit in poor road conditions, you may be found at
But instead of a speed limit of 65 mph or 70 mph, we find out the minimum and the maximum, when Montag tries talking to his wife while she’s driving. “Go at least 55 mph, the minimum!” Instead, Millie, Montag’s wife, goes the maximum, 150 mph. Cars go so fast, that all they see out the window are blurs, and beautiful scenery. As Clarisse, Montags’s neighbor, said, “Green blur?
On the other hand, the more safety features and the higher the safety ratings a vehicle has, the lower the premium. This is due to the car being safer to drive and, therefore, safer to insure. One example of this is that insurance companies typically ask if a vehicle has automatic seatbelts and/or
First of all, “13,000 lives lost each year due to speeding” and “39% male drivers, age 15 -20 were speeding at the time of their fatal vehicle crash” “(Dangers of Speeding While Driving)”, it’s important to know about this statistics because many people need to give speeding a second thought, they don’t understand what is going on around them, they only care about getting to their destination but often forget about increase risk of getting in a car accident or causing death. As far as defense driving goes, 94% of human’s errors are responsible for all crashes which proves that defensive driving is important if you don’t drive unsafely, it can cause serious crashes, injuries, or even death. With that in mind, “. Drivers cannot control what other people on the road are going to do, so it’s important that they put themselves in a solid position to avoid the consequences of any risky actions others may take” (“The Importance of Defensive Driving and Safety”). Lastly, not following the rules of the road, speeding and misinterpreting the concept of defensive driving can increase the number of car crashes and deaths and put lives at
Some crew chiefs feel that if it is not in the rule book that you can do it and will push that to the limit until it catches the eye of NASCAR officials. Back when stock car racing getting popular in the 70’s, drivers were trying to gain an advantage over other drivers any way possible,
Assessing the conditions around you help to keep yourself as well as others around you safe. Speeding always increases the number of fatalities in collisions. Things to do to avoid fatality include: use time management, monitor your speeding, be careful and stay alert, and slow down according to the situations around you. Driving too fast for conditions usually contribute to traffic violations. Knowing that speeding is most often in correlation to fatalities is a huge eye-opener.
One of the greatest shocks to most Americans is how fast German people drive. The roads and the freeways there are quite narrow. Speed limits in cities are strictly enforced, but in most parts of the country there is no limit of how fast drivers can go. Although it is against the law, impatient Germans also like to tailgate at high speeds and/or flash their headlights at you
Sometimes people don’t know how to protect themselves from a road rage person or even, what causes road rage without them knowing that it happen or that they are the ones who causes it. Also why normally patient people become impatient behind the wheel. Road rage is described as aggressive behavior stemming from a driver’s uncontrolled anger and actions towards the other driver. Sometimes road rage start by other cars driving slow or doing little things that bother you which makes you mad or frustrated to the point that you may what to get them back for the thing that they did to you. Even when they cut in front of you, making you tailgate them( driving to close behind another vehicle) or you just honk at them violently.
To get your best rate, you must wait until your driving record is clear and then look for a new auto insurance provider. The cost will be significantly lower; you will save a lot on your premiums. Smart drivers hunting for auto insurance bargains familiarize themselves with all of the different varieties of insurance available. A driver who lacks a thorough understanding of the types of coverage will find it very hard to save money. Conversely, the driver who knows the various coverage types thoroughly can eliminate unnecessary coverage with confidence.
The higher the speed limit, the more likely the crash will be severe. There happens to be proven research that shows that speed has little effect on how fast people drive. “ People are capable of finding a good speed without the following the speed limit signs” (Boyles). Sometimes the driver gets distracted and loses his or her focus on the road. Speeding and being distracted, even by the smallest things, can cause an accident or even life threatening injures.
The Devil's In The Details: Three Ways Buying A Used Car Changes Your Consumer Perspective When you buy a used car, there's less transparency for you as a consumer than when you buy new. Here are three ways your perspective differs, and how to give yourself an advantage with each one. The Safety Rating Of The Vehicle Factors that influence safety ratings may be different when you buy a car than when it was produced; also, it may be difficult to find the rating for your specific make, model and year of manufacture. The National Highway Transportation and Safety Administration (NHTSA) has a website where you should be able to find the safety rating for your car of interest, but if not, the following features are essential for protection:
Many of the top providers of car insurance offer discounts and programs especially geared toward new drivers. The discounts and rates will vary. New drivers will likely still pay more than experienced drivers, but with a good driving record and other variables, such as a safe car and good grades, a beginning driver can find a fair deal. Continued good driving should mean lower rates before too long. 68 Nationwide, Allstate, and Progressive are all major auto insurance providers who share the reputation of offering not only outstanding policy coverage, but also a variety of discounts and accident forgiveness.
Though there are some reckless drivers, I trust my life while driving with those in their car than I trust other friends driving because they have experience in driving, they’re not distracted because they mostly drive standard cars which involves keeping your hands and feet bust with the steering wheel, the pedals and the stick shift. There is no time for being distracted on their phones for these drivers. Being a car enthusiast is fun and never gets old. Car enthusiasts have a bad reputation for being reckless drivers and I don’t blame them. Having a fast car is fun, but with great power, comes great responsibility.
In American society today, there are many laws designed to protect all citizens. One of the those laws is having a speed limit. Speed limits are posted to protect us. Studies show that raising or lowering speed limits do not change the way people drive. In residential areas the speed limit is somewhere around 25-35 MPH, on city streets it is usually 45-55 MPH, on major highways it is around 55-65 MPH, and on interstates it is 65-70 MPH.
Many insurance companies will drop you if you begin to get a lot of ticket and cost them more money. When that happens it can become hard to get picked up by a different insurance company. Going to driver improvement class is another effect of speeding. By taking and passing the driver improvement class it can help take the ticket off your record. There are many different causes and effects of speeding, most of them which are negative.
Recently, a woman died in a single-car wreck when she exited the freeway and failed to navigate the curve correctly. Her vehicle struck the curb and then a road sign. It then overturned several times in the ditch. While cars and other vehicles are great for getting people from one destination to other quickly, safe driving is important. One important aspect of safe driving is knowing when to slow down.