The commodities that are traded or dealt in a financial market are financial assets or securities or better known as financial instruments. There is a variety of securities in the financial markets as the requirements of lenders and borrowers are varied. Financial assets or instruments represent a claim on the repayment of principle at a future date and/or payment of a periodic or terminal sum in the form of interest or dividend. Some of the examples of these financial instruments are equity share, preference shares, debentures and bonds. Financial instruments can be broadly classified into money market instruments and capital market instruments. 1. Money Market Instruments: The money market can be defi ned as a market for short-term money and financial assets that are near substitutes for money. The term ‘short-term’ means generally a period up to 1 year and near substitutes to money is used to denote any financial asset which can be quickly converted into money with minimum transaction cost. The sophistication and versatility of the money market is reflected in the diversity of money market instruments to suit the varied needs of market participants. Some of the important money market instruments are: • Government Securities (G-secs)/Gilt-edged Government Securities, • …show more content…
Types of Financial Services There is no such scheme of classification of financial services which may satisfy everyone or is able to cover all the subtleties of this industry. However, in order to understand the functioning of the financial services industry in a better perspective, their services have been classified under two broad categories, that is, fee-based and fund-based services. Fee-based/Advisory Services: Fee-based financial services are those services wherein financial institutions operate in specialized fields to earn a substantial income by way of fees, dividend, commission, discount and brokerage on operations. The major fee-based financial services are as
J. “Tangible Personal Property “ shall mean all of Debtor 's clothing, jewelry,furnture, furnishing, household goods, motorized vehicles, sport & hobby equipment and objects of art, valued at purchase of more then $200.00, that can not be claimed by a third party. K. “Income”, “Funds”, “Distributions” shall mean transfers, payouts, capital, and/or releases to Debtor and or third party agent of Debtor. To include to Debtor 's business interests. L.
Lastly, suppose the Federal Reserve purchases $10 billion worth of foreign currency in exchange for deposit accounts at the federal reserve. I will show the changes that result from this transaction on the FED’s balance sheet. The tool used most often by the FED is the open markets operations
(Arnow & Xakellis, 2001). Assets An asset is any item or property that can be considered to have value, owned by a person or business, in this case we will deal with that of the health care business area. “Cash, accounts receivable, notes receivable, and inventory are
Investors tried to withdraw their reserves and unfortunately even the banks had invested in stock. Firstly, this essay will discuss and look at the monetary
The equation will always balance. Assets are the resources of the company to start running a business. It can be tangible or intangible. Assets are divided by two categories, which are non-current assets and current assets.
In this paper we will discuss how the Federal Reserve (FED), uses specific tools to manage the money supply. These tools have been put in place by the Federal Reserve to help in different ways to control the money in our country. If there is a problem such as a recession or a depression it is the job of the Federal Reserve to counter the problem by using one or more of these specific tools. The tools that will be discussed are Open Market Operations (OMOs), Fractional Reserve Banking System, and Discount and Federal Funds Target Rates. Open Market Operations are used by the Federal Reserve when buying or selling government bonds to increase or decrease the money supply.
Financial Statements- Is a record of a Business’s Financial Figures that contains the data of how their business is running and their cash flows. They should be clearly structured so that the professionals understand them. Financial Statements are used to show how a company’s money is created and how able they are to make their own money, it is also used to show what sources they use for their money. They also show us if the business is able to pay back the money and have the ability to pay back their debts. The statement also shows financial ratios that can specify the form of a particular business and also shows if any profit is at loss.
The Federal Reserve System consists of three basic tools for maintaining control over the supply of money and credit in the economy. The most important is open market operations, and it is also known as the buying and selling of government securities. To increase the supply of money, the Federal Reserve buys government securities from banks, other businesses, or individuals, paying for them with a check; when the Fed 's checks are deposited in banks, they create new reserves , a portion of which banks can lend or invest, in this way they increase the amount of money in circulation. On the other hand, if the Fed wants to decrease the money supply, it sells government bonds to banks, collecting reserves from them. Because they have lower reserves,
1. Dodd Frank law & the implication on Hedge funds After 2011, Dodd-Frank raised the lower bound for hedge funds advisors to register with the SEC to $100 million and also put in place a new category of advisors, called mid-sized advisors. They should have regulatory assets under management between $25 million and $100 million. On the other hand, an advisor to a mid-sized hedge fund does not have to register with the SEC if he is registered with the state where his major office is based. However, an advisor to a mid-sized hedge fund is required to register with the SEC if his home state has inadequate regulation and he does not have the private fund advisor exemption.
Keywords: Monetary Policies, Central Banking System, Regulating Wealth, Money Supply, Inflation, Reserve
After seeing the strong interest inventory report, I am not surprised by my results. It was pretty much what I had expected. Among the six general occupational themes, I learned that the three I scored the highest in were conventional (C), social (S), and enterprising (E). I scored highest in the conventional theme because it is the one that most accurately reflects my work personality. As a matter of fact, I am an organized person.
Efficiency of financial markets is one of the fundamental issues in finance. The central idea of market efficiency is that market prices of securities represent true value of securities. All relevant information is immediately reflected in the prices causing abnormal profit making impossible in the market. The efficient market hypothesis further implies that prices will move randomly that makes prediction of prices extremely difficult. Efficient market hypothesis requires that investors will be rational and have homogenous expectation.
Stock trading is carried out by stock traders who for the most part need an intermediate such as a brokerage firm or bank to carry out the trades. Stock traders work for themselves by investing money in shares which they believe will increase in value over time and then sell the shares at a later date for profit. There are a number of strategies used by stock traders in order to accumulate profit. The most popular stock trading strategies are day trading, swing trading, value investing and growth trading. A brief description of each of these strategies will now be given
Financial management “is the operational and financing activity of a business that is responsible for obtaining and utilizing the funds necessary for effective operations. Thus, Financial Management is concerned with the effective funds management in the business process. Finance is interrelated functions which deals with marketing function, production function, Human Recourse function and Research & development activities of the business concern. Financial Management is concerned with the financing, acquisition and management of assets with some overall goal in minds. There are three major areas in Financial Management decision making.
GraceKennedy (GK) is one of the Caribbean’s largest and most dynamic Food and Finance corporate entities started in Jamaica in 1922. The operations of GK span the areas of food processing and distribution, banking and finance, insurance, remittance services, agricultural inputs and building material retailing. Global Appearance GraceKennedy Foods is a division of the GraceKennedy Group and is responsible for the distribution of Grace Brands and Grace owned brands in over 40 countries. GK has 60 subsidiaries and associated companies across the Caribbean, The UK, Africa, North and Central America.