Financial Performance In Banking Sector

990 Words4 Pages
A number of studies have been conducted in India and abroad to study the various aspects of performance measurement in the banking sector. These studies have been reviewed critically with a view to understand the objectives of these studies, research methodology, research findings, etc. and to identify the gap that exists in the literature in this area. The analysis of banking performance has received a great deal of attention in the banking literature. A common framework used by supervisors is the CAMELS framework, which uses basic financial ratios to help evaluate a bank’s performance (Yue, 1992 various studies includes the use of financial ratios to analysis the banks’ performance appraisal, including Beaver (1966), Atman (1968), Maishanu…show more content…
Siddique and Islam (2001) in the above research the author states that the all commercial banks of Bangladesh are performed sound and directly contributed to the economic development of that country. The author also pointed “the average profitability of all Bangladeshi Banks collectively was 0.09% during 1980 to 1995 which means that a profit of Tk.0.09 was earned by utilizing assets of Tk.100 in every aspect of profit;” He also states that the banking sector contributes to the country economy as well as to the specific organization. In spite of the overall growth of the whole banking sector, the performance of all banks were not equally…show more content…
Godlewski (2003) in this research, the author tested the validity of the CAMEL rating model for banks bankruptcy reforms in the growing markets. He focused clearly on using a rational model applies on the list of defaulted banks in the growing markets.

10. Said and Saucier (2003) In this research the author studied the liquidity position , smoothness ,solvency and productivity of the Japanese Banks by using CAMEL rating model, for a selected Japanese banks for the period of 1993-1999, and the researcher also evaluated the capital adequacy, assets quality and management capacity, earnings ability and liquidity position of the sampled banks.

11. Qamar (2003) in this research, the author evaluate the differences of endowment factor, risk factor, sales diversification, profitability, and efficiency which may have existed among the 100 scheduled commercial banks, divided into three groups for the year from 2000 to 2001. His study concluded that the public sector banks were better performer in terms of their assets quality, share capital and shareholders fund than other banks, on the other hand foreign banks and old private sector banks were operated at a high capitalization
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