22 million. 22 million is the number of Americans who would not have had health insurance if it were not for Obamacare. That is around 4 times the number of people living in Singapore. Whether it be a cancer patient, or an employee working 30 hours a week, they may not have been insured. Obamacare, or the Affordable Care Act (ACA), is a health care act implemented in the US law, which was passed in 2010. It works to make health insurance more affordable for Americans, and essentially, improve the healthcare system in the US. But, many people oppose this healthcare act because they believe that the government should not force people to get insured, and pay a penalty for not doing so. However, one has to realise that although they may not have …show more content…
Many of the opponents of Obamacare completely overlook how beneficial it is for women. Pre-existing conditions like C-sections, insurance plans with maternity services and the equality of insurance costs for men and women are all included in Obamacare. However, before Obamacare was executed, women’s costs for health insurance could be 1.5 times that of men, according to Wharton. Obamacare prohibited this immoral discrimination in 2014. If Obamacare were to be revoked, women would suffer much higher rates of insurance due to this unethical presumption that they are more “expensive”. In fact, “if you remove maternity services, women are not more expensive to insure than men are—they simply use healthcare differently,” as pointed out by Wharton. Although women have higher costs such as childbirth, these bills eventually become fairly equivalent. This is because men become more expensive as they get older since they are more susceptible to having heart attacks, lung and liver cancer. Nonetheless, women still had to bear higher costs, as if being born as a girl came with an exorbitant price tag. 28% of women had problems with paying medical charges, whereas only 19% of men had these issues before Obamacare was implemented, as stated by The Atlantic. It was actually legal to charge women more for the same health insurance, and would have still been if it were not for …show more content…
As mentioned in the Business Insider, anything from high blood pressure to cancer and even to acne, is considered a pre-existing condition. Others include diabetes, asthma and pregnancy. Opponents believe that “the vast majority of Americans with health insurance were already in plans that were required to offer them coverage regardless of pre-existing conditions”, as stated in Forbes. One cannot deny that before Obamacare, perhaps a small percentage of Americans were unable to get coverage due to pre-existing conditions. But, there are ways to see that this could have aggravated if it were not for Obamacare. According to CNBC, more than half a million people with pre-existing conditions were denied coverage by the four most prominent health insurance companies from 2007 to 2009. As stated by the ASPE U.S. Department of Health & Human Services, about 1 in 2 Americans have pre-existing conditions, and many of them could have been denied health insurance if it were not for Obamacare. Thus, from a long-term aspect, Obamacare will make a huge impact not only by protecting, but also by drastically reducing the costs of health insurance for tens of millions of Americans with pre-existing
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In reviewing “Political Irony” there were three keys points regarding reviews of Obamacare that left me confused as well as lost in its benefits. It appeared that the Obamacare provides an incomplete explanation of it benefits to the public. Although are some advantage to the people who has preexisting conditions and the people who had no insurance, yet it did not appear that much progress have been given to the people that could cannot afford to pay for health care. The Obamacare provides an incomplete explanation of it benefits to the public, it does not give details of the benefit of the Patient Protection and Affordable Care Act.
The Affordable Health Care Act was signed into effect on March 23, 2010 signed by Barack Obama. The Affordable Healthcare Act is to make sure that everyone has medical insurance either from your job or just your family insurance then you are safe from getting fined. Although if you don’t have medical insurance and you get caught you get a fine. This fine can range anywhere from 1 to 2 percent at your yearly household income in 2015 if you don’t have coverage, you’ll pay the higher amount of 2% of your yearly household income and the maximum penalty is the national average premium for a bronze plan. The 2% only takes affect if the amount of income is above the tax filing threshold, which is about $10,150 for an individual.
Additionally, the idea is shared that the ACA is helping to promote private health insurance companies. This growth in companies is believed to expand growth in the economy. The ACA also has prohibited the limitations set on health insurance by previous health care needs. People of higher risk that might cost the insurance companies lots of money, used to be denied health insurance. Insurance companies used to have the authority to screen potential clients, deny them health insurance for pre-existing
The Affordable Care Act (ACA) is a major healthcare reform law that was signed into law by former President Barack Obama on March 23, 2010. The ACA was established to provide affordable and accessible healthcare to all Americans, regardless of their income, health status, or pre-existing conditions. Many political and legal battles have beem fought over its implementation, effectiveness, and constitutional right for its establishment. In the early 1990s, when President Bill Clinton attempted to pass a healthcare reform bill, republicans and the healthcare industry opposed of Clinton’s plan.
Opposition of Medicaid The Affordable Care Act or Obamacare was meant to lower the cost of health insurance for low-income Americans making health care more affordable. The idea of this act caught everyone’s attention and seemed to be too good to be true, after hearing the promises made in the act by the Federal Government. States had a choice to accept it or reject it, the government would pay one-hundred percent the first three years and eventually be responsible for only ten percent of the cost by the year 2020. Many states rejected Medicaid expansion causing a coverage gap 3.1 million people uninsured poor adults. Enacting this law took a huge toll on the insurers, enforcing rules that will change the way they spend their funds and either
The question that comes to mind with this bill is whether or not it is good or bad. Mandatory insurance coverage on birth control is benefiting women and families all over the country, in ways such as women’s health, welfare recipients, and family planning. One major area being affected
According to David Blumenthal M.D. and M.P.P. and Sara R. Collins Ph.D. “As proponents and many experts predicted, however, a late surge pushed the number of enrollees through individual marketplaces to 8 million, which exceeded the much cited predictions by the Congressional Budget Office (CBO).” Eight million people can now see a doctor or get medical treatment. These people consist of various reason of why they got the Affordable Care Act such as enrolling into different parts, first time getting insurance, or switching insurance. An example of this would be someone of the age sixty-five or older could enroll into Medicare.
The majority of American healthcare are the low income consumers, is a total of 55% who receive health insurance are through their employers and 32% receive health insurance through a government programs. Some of the Federal health care officers were aiming low-income consumers with new advertisements. For most of the
The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.
They will also have reduced healthcare costs, which helps them to save money. One of the other positives is the accessibility of healthcare. After the Affordable Healthcare Act was passed, many citizens who could not afford healthcare before could get free and accessible healthcare. The Affordable Healthcare Act also helps with Job Lock for employees. There are many jobs that offer healthcare for their employees.
So the big question remains, do the costs outweigh the benefits? While there are those who will still disagree, new study finds that the costs of complying with the President 's signature healthcare law far outweigh the coverage benefits it
Twenty million people have health care since Obamacare started on March 23, 2010 that didn’t have health insurance before. Since the first five years of Obamacare has happened the amount of savings for prescriptions is over fifteen billion dollars (Roland, The Pros and Cons of Obamacare). The fifteen billion plus dollars in savings has helped more afford those prescriptions and drugs. They’re many stories of how Obamacare helped save people's lives.
Before the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one.
The Affordable Care Act “provides Americans with better health security putting in place comprehensive health insurance reforms that will; expand coverage, hold insurance companies accountable, lower health care costs, guarantee more choice, and enhance the quality of care for all Americans” states in the Affordable Care Act article. The base of the Affordable Care Act is to help the middle class or financially unstable people get cost effective insurance. This is a major benefit for millions of people especially that don’t have a stable job, young adults and many with families to support, and people who retire and can’t afford paying so much money for medical problems. So with that being said, it will be a long-term benefit for millions to
46.8 million Americans were reported as uninsured in 2013, which equivocates to one sixth of the population. Those without insurance have revealed that they risk “more problems getting care, are diagnosed at later disease stages, and get less therapeutic care” (National Health Care Disparities Report) and those insured risk losing their insurance. Inadequately covered citizens are often working-class individuals who simply cannot receive insurance due to uncontrollable inconveniences and therefore jeopardize having medical coverage. In these instances, Americans have a chance of being diagnosed with diseases that they had no opportunity to prevent or could not diagnose them at an early stage of the illness. Patients have suffered unnecessarily due to lack of health care, and “18,000 Americans die every year because they don't have health insurance” (PNHP).