Graduating College Student Debt Summary

“An important pathway to the middle class now runs through higher education, but rising costs are making it harder and harder for ordinary Americans to get the education they want and need” ( Sanders). Many student who’s families can not easily afford the cost of college often do not further their education after high school. Students that know that their family struggles with money already don’t want to ask for more so that they can go to college. As the cost of college has been on the rise many have talked about wanting to provide students with a free college education. Many bring up that the states grant their students with free public education till they complete the twelfth grade.

Somewhere along the way Americans began supporting the idea that all students should go to College. Students get the idea by the time they are in middle school that they need College to be successful. There are so many loopholes around college as well as evidence showing that having a degree doesn’t mean person A makes more money than person B. College isn’t for everybody, and people can go get their 3 year degree only to find out that the whole experience wasn’t worth anything to them and now they have all their student debt to deal with. College, unfortunately, is very expensive; However, in America we have many options for students to pay for their education, almost all ways of paying tuition put students in debt.

Without these numerous factors that vary vastly among different colleges and universities one simply may not assume every student that finances a loan goes into long term debt. College admission may be a hard decision when it comes down to price. Many other students fail to attend their dream school due to the financial struggle. Ultimately there are students that pay the full price for admission no matter what the cost just to attend their dream school. To many students college is worth the price for admission.

In his article, Mark Edmundson discusses an ever increasing problem orbiting around university education– the misconception that studying something that could land you a high paying job trumps studying something that you love for the sole reason that you wouldn’t be able to earn as high as an income with that field of study. Edmundson also brings up the fact that before students get to college, they’re being told who they all their lives. Whether it be by their parents, their teachers, coaches —whoever, by the time most people get to that next step of their lives they don’t have their own definition of who they are. And that’s Edmundson argues what the main point of college is; discovering who you are and what you love. It’s not about preparing

Michael Benotti Dr. Stoffer ENG 131 29 January 2018 College Tuition Unfair to Some People Like many people today, especially in America, they say that college is an opportunity that most would look forward to after graduating from a secondary education. However, the price of tuition in many schools is what concerns many individuals who seek the opportunity of pursuing their dreams and goals. When it comes to tuition, people would view the price tag and might have doubts about attending college or even question if college is the best option at all. Also, many colleges will offer financial aid, scholarships, and grants to their future students, especially the ones who come from a low-income family. For a student from a high-income family, the amount of aid will be significantly lower, and the overall cost will be higher.

College that is, families of all sizes are reconsidering where they send their children. Why? Some may ask this question its due to the rising cost of the tuition. People of all walks of life except for the richest find it hard to pursue post secondary education out of fear of falling into large amounts of debt that will haunt them for the rest of their lives. Examples are being made around the

When they go to start the path of finding a career, they find instead piles of debt from their education. So many student borrowers are falling further and further behind in their payments, postponing purchases of cars and places to live, or putting their social lives on a shelve. Jason Delisle, who wrote the New America paper, “blames skyrocketing graduate school debt on changes to federal loan programs that essentially allow grad students unlimited borrowing. The more students can borrow, the more schools can charge.” Americans almost universally believe that a college degree is the key to success and getting ahead—and the data shows that, generally speaking, college graduates still fare far better financially than those with just a high school diploma. But for those who are saddled

Student debt is one of the biggest issues that people are struggling with. Especially for those graduates whose major does not guarantee a stable job due to the limited amount of job positions, such as art history and music majors, many of them end up being a freelancer because job unavailability. Governments often encourage the citizens to spend more and help improve the economy, but how could the citizens help when they don’t have the spending power due to the heavy student debt that they are carrying. A good way to improve the economy is by solving the issue of student debt. With the help of the “Organ for Ed” program, both the job seeking and economic problems would dissolve at once.

The increasing rate in which students are dropping out of college is alarming, because it will affect our society in the long term, as the students of today are the employees of tomorrow. Governments need to address this issue, because everyone’s future lies in the hands of teenagers. They need to find a solution to the increased prices in colleges relative to people’s earnings. Years ago, attending college may have been only for the people who were well off, but today having a bachelors degree holds the same value as a high school certificate did years ago. Teenagers’ aswell need to understand that attaining a bachelor’s degree is key for getting a well-paid job later on.

Due to the exceedingly high fees of their preferred major, students have been compelled to choose a field that they are disinterested and impassionate about. Research organized by the National Education Opportunities Network (Neon) demonstrates that if fees were reduced to a lower budget, 45% of respondents would choose a different path. Moreover, this decision not only affects them during their college education but follows them throughout their entire life career. After graduation, students are then driven into jobs they are dissatisfied with, and unfortunately, due to their discontentment, they jump from one job offering to another, never building a solid foundation to develop upon. This can lead to great disappointment and deep regret over the course of their

College has become more and more expensive over the years. Receiving a scholarship would greatly relieve the burden of having to deal with the massive student loans. As I continue my education my student loans will continue to accumulate. That is why any scholarship I am able to obtain I would be grateful for. Like all other current students I am troubled with the idea of not being able to obtain job after I graduate from college.

Various authors today are still writing about the ongoing issue of poverty and the ways to climb out of it. Brink Lindsey, the Cato Institute 's vice president for research, writes about not only the importance of a college degree, but also the financial strain it has on the families funding it. Brink Lindsey, has written that the income of college graduates has risen from below 50% in 1980 to 85% in 2008, and those without an education are barely able to attain a menial income, insufficient of their needs. “Tuition costs have galloped far ahead of inflation, while many in the working class have seen their incomes stagnate or slip” (Lindsey). “A lack of money is the

Overtime college has gained a reputation of a high risk and who knows reward in this day and age. Families would take out student loans that would have them in a hole deeper than their ladder and now college questions can only be answered with the question on whether or not student can afford this investment which may cripple them for life. Scholarships, Jobs, and community college are all aspects to be looked into for a student to help the looming debt hanging behind during semesters. Money is always involved with trying to pursue one 's career. And a student can fully commit to the idea but money will always be the dealbreaker.