ipl-logo

Health Care Flexibility

788 Words4 Pages

Health Care Flexibility
Health care in the United States has been a troubling issue that has drawn policymakers, business leaders, and health experts to search for viable ways to reform a system that has not adequately worked for centuries. Health care costs too much and many Americans go without needed care. Every other advanced nation has a virtual universal access to adequate health care at a much lower cost than the United States. The introduction of the Affordable Care Act (ACA) has caused a ripple effect throughout the United States, the intent is to provide adequate health care for every citizen, and however states may elect to opt out on certain provisions within the reform. Health care may vary from state to state due to demographics …show more content…

All of the plans offered through the health insurance exchanges are supposed to cover ten essential health benefits. The insurance companies can only vary rates according to age, region, and tobacco use. Medical history and preexisting condition will no longer affect eligibility or prices of individual’s health insurance plans. Each state has the option to design their own exchange they can also decide whether they will expand the eligibility for Medicaid coverage. In two thousand and twelve Medicaid provision was deemed unconstitutional as a result each state is given the choice to participate or not. Twenty-two states are participating in the expansion. Those states that have opted out of the Medicaid expansion will impact the low income population and may affect the overall health of those individuals as they will not be provided adequate health …show more content…

Many other nations have proven that a uniform system is best for all involved. Each state has been given the right to design their own health care system as such, they are also allowed to charge different rates based on age, region, and tobacco use, however they are not allowed to deny anyone with a medical history or pretexting conditions. Based on three provisions respectively gives them the power to have extremely higher rates for those in certain age brackets and in areas that may have severe chronic illness. The United States should provide health care for all of its citizens at a standard rate without prejudice. Allowing each state to design their own exchange as they perceive suitable does not help those who cannot help themselves. This country was founded on the premises that all men are created

Show More
Related

  • Annotated Bibliography Of President Trump

    1655 Words  | 7 Pages

    One of the author’s reasoning for how taking away ACA would affect Medicaid is back in 2016 legislation tried to step away from it, but former President Barack Obama repealed it because could eventually affect the lives of millions of people. The authors also cover how ACA changed Medicaid for the better, for example creating a program for just children’s coverage, inventing a new method to determine eligibility, and even creating new benefit options for families and small businesses. The author describes how the new Presidential administration can repeal or alter Medicaid through Section 1115. The authors main argument is that by repealing ACA would eliminate the Medicaid system which in turn will allow millions of people to be

    Read More

  • Block Grants Pros And Cons Essay

    769 Words  | 4 Pages

    First, state taxpayers may experience rising healthcare costs disproportionate to other states (Mahan, 2). Without tailored federal assistance, health care costs may contribute to an unbalanced state budget that burdens the taxpayer. In order to account for this, states may be forced to eliminate certain programs, therefore, leaving some without coverage. Medicaid currently covers almost 70 million Americans, including one in three children, four in 10 births and 70 percent of nursing home residents (Kodjak, 2). With the implementation of block grants, especially without clear guidance and infrastructure, those currently covered by the Affordable Care Act could very well experience reduction or loss of their health coverage.

    Read More

  • Healthcare Reform 101 Summary

    588 Words  | 3 Pages

    “Healthcare Reform 101,” written by Rick Panning (2014), is a wonderful article that describes, in an easy-to-understand language, the Patient Protection and Affordable Care Act, signed into law March 23, 2010. The main goal of the Patient Protection and Affordable Care Act was to provide affordable, quality healthcare to Americans while simultaneously reducing some of the country’s economic problems. Two areas will be covered throughout this paper. The first section will include a summary of the major points and highlights of Panning’s (2014) article, including an introduction to the ACA, goals of the signed legislation, provided coverage, and downfalls of the current healthcare system. The second part will be comprised of a professional

    Read More

  • Health Care Choice Act Pros And Cons

    150 Words  | 1 Pages

    The Health Care Choice Act of 2017 (HCCA) is legislation designed to modify US policy related to the federal approach to health care. HCCA is designed to repeal the Patient Protection and Affordable Care Act (PPACA) and some provisions of the Healthcare and Education Reconciliation Act of 2010. HCCA also addresses the Public Health Service Act (PHCA) to support interstate healthcare coverage where a health insurer can insure from one state to an individual in another, and that the laws of the health insurer’s state are the laws which apply. The law exempts insurers from the laws of the secondary state (the state of an insured, if they live in another state than the insurer) (“H.R. 314”, 2017). The primary state has jurisdiction to regulate

    Read More

  • Affordable Care Act Research Paper

    955 Words  | 4 Pages

    A Second Look at the Affordable Care Act David E. Mann, ABA American Military University POLS210 Abstract Since the passing of the Patient Protection and Affordable Care Act (PPACA), twenty-eight states have either filed joint or individual lawsuits to strike down the PPACA. This document will examine a few key elements that the President of the United States must take into consideration when reviewing the act and moving forward to either ratify the act, replace the act, or leave the act as it is. Topics that will be presented will include; the current issues being debated, two competing thoughts on how to fix the ACA, an evaluation of the preferred solution, and finally the responsibility of each level of government. Patient

    Read More

  • Affordable Healthcare Argumentative Analysis

    1600 Words  | 7 Pages

    This Act proposes several mandates and provisions to reduce the cost of healthcare for both the federal government and individuals, increase the availability of health insurance for all Americans, and to eliminate discrimination of very ill or potentially ill individuals in need of health insurance. The Act was introduced as a means to shrink the exponentially increasing costs of healthcare in the United States. As promising as it is, there will be many more reforms after to ensure the target goal of reducing healthcare spending is achieved. As with any reform this large, patience and constant upkeep will be needed. Due to the largely political nature of the Affordable HealthCare Act, it will be important to note how upcoming elections will affect healthcare in the United

    Read More

  • Pros And Cons Of Health Care

    741 Words  | 3 Pages

    The United States is the only Western nation that does not authorize free health services to its people. The cost of healthcare to the uninsured is beyond prohibitive, and insurance plans are far more captivated with profit costs, rather

    Read More

  • Persuasive Essay On Obama Care

    761 Words  | 4 Pages

    As President Donald Trump said, “…who knew healthcare was so complicated?” I don’t know President Trump…maybe all the insurers, hospitals, providers and anyone who has had to navigate the healthcare system ever! The eight presidents prior to you, who have attempted to tackle, wrangle, clarify, fix, or enact anything that could reform the healthcare system over the course of the past half-century or more have failed to do so. In 2010 the Affordable Care Act was passed, notoriously known as ObamaCare.

    Read More

  • Negative Impact On Medicaid

    177 Words  | 1 Pages

    Medicaid, I believe, is an essential program to have and I agree that no one should have to make a compromise or choice to be educated or to be taken care of. Those types of decisions should be part of the rights a person has being a citizen of the United States. I would also agree with that not having dental, and psychiatric services are a negative impact to this program since these vulnerable populations would benefit greatly to these services. Although, having different requirements for different states can be cause confusion and inconsistency for the program, I do not find this to be a negative impact within Medicaid. The majority of individuals that participate in Medicaid are not traveling or moving to other states.

    Read More

  • Health Care Disparities

    570 Words  | 3 Pages

    Health Care in the US is arguably available to all who seek it but not everybody has had the same experience and treatment when walking through the doors of a healthcare facility. In many cases, people are discriminated against due to their gender, race/ethnicity, age, and income and are often provided with minimal service. Differences between groups in health coverage, access to care, and quality of care is majorly affected through these disparities. Income is a major factor and can cause groups of people to experience higher burden of illness, injury, disability, or mortality relative to another group.

    Read More

  • Universal Health Care Argumentative Essay

    727 Words  | 3 Pages

    Health care should not be considered a political argument in America; it is a matter of basic human rights. Something that many people seem to forget is that the US is the only industrialized western nation that lacks a universal health care system. The National Health Care Disparities Report, as well as author and health care worker Nicholas Conley and Physicians for a National Health Program (PNHP), strongly suggest that the US needs a universal health care system. The most secure solution for many problems in America, such as wasted spending on a flawed non-universal health care system and 46.8 million Americans being uninsured, is to organize a national health care program in the US that covers all citizens for medical necessities.

    Read More

  • Argumentative Essay On Obamacare

    1227 Words  | 5 Pages

    Henceforth the different states will determine whether to accept or decline the federal organisation funds for extensions and advance the states healthcare programs. In most cases the obamacare will negatively affect the states because the costs of healthcare will be more expensive and the rising of private insurance. This will be expensive for the people living in those states to afford the private insurance especially for those relying on employers for insurance.

    Read More

  • Disparities In Health Care Essay

    367 Words  | 2 Pages

    Many Americans were led to believe that the introduction of the Patient Protection and Affordable Care Act in 2009 would put an end to disparities in health care access. While it did improve the situation for a small percentage of the population there are still many Americans who lack access to good quality health care. Health care access in America is determined by money and those in lower socioeconomic groups frequently tend to miss out on adequate care. In a recent health care report by the national health research foundation Kaiser Family Foundation, it was noted “health care disparities remain a persistent problem in the United States, leading to certain groups being at higher risk of being uninsured, having limited access to care, and experiencing poorer quality of care” (Kaiser Family Foundation). The current health care

    Read More

  • What Role Should Government Play In Aiding The Uninsured Essay

    451 Words  | 2 Pages

    Market forces want to provide health care, but to me the main purpose is more profit based If market forces are running insurances they are likely to put their money first and then provide health care. Affordable health care for those may not really be affordable and if the insurance is affordable its coverage may not be

    Read More

  • Argumentative Essay Healthcare

    320 Words  | 2 Pages

    Where is the freedom of choice? For years, Americans have purchased their own coverage and provided for their families. Truly, allowing the government to dictate health coverage can lead to many unhealthy social practices. where does it end?

    Read More

More about Health Care Flexibility

Open Document