Health Insurance Vs Medicare Essay

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Medicare and Medicaid are two government funded health insurance options for disabled, low income or retired patrons. Each program provides different health care benefits and provide different options for your unique situation. Medicare being the better quality but more pricey option for insurance whereas Medicaid was made for low income families who cannot afford a more high quality insurance. Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease qualify to get this type of medical insurance. Medicare Part A and B are provided by the federal government. Many times your social security will automatically enroll you in Part A (hospital coverage), but you will have to enroll in Part B (medical coverage) with a premium monthly rate. There are several parts to the program. Medicare does not cover everything and things such as prescription drugs are going to be out of pocket costs. By adding private insurance to your Medicare, it can help with the out of…show more content…
It covers children, the aged, blind, and/or disabled and other people who are eligible to receive federally assisted income maintenance payments. The program is headed by the federal government and managed by the individual states Medicaid is mainly a way to provide low income families with medical insurance when usually they would have none. Some disadvantages to this is that Medicaid is very selective with what treatment options you can use. For example; if there is a procedure that needs to be done but is deemed unnecessary or experimental by the federal government, the patient will go untreated. You also cannot choose your doctor because the doctor that is chosen for you is specifically set for Medicaid patients and is generally a more low income doctor. Medicaid recipients also often face
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