High Deductible Plans In Healthcare

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You made a valid point high deductible plans do determine how individuals utilize healthcare services. A person who has financial difficulties will opt not to seek medical attention due to the cost. Would you choose not to get care if you had a high deductible plan? At times I prefer not to go the doctor because not only will I have to pay for the visit but also lab work and testing. Even after reaching my deductible I am still responsible for 20% of the cost until I reach the maximum out of pocket expense. I believe high deductible plans are in place to discourage people from seeking unnecessary care, but it negatively impacts those who are in need of medical attention on a regular basis. You stated that the average deductible should be around

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