High Student Loan Debt

According to an article titled “Free Community College”, a program called “America’s College Promise... would provide tuition-free classes for students who go to school at least half time, maintain a grade point average of 2.5 or higher, and are making steady progress toward a degree or transferring to a four-year institution.” When one compares this provision with the admittance requirements at state and university campuses, this program is reasonably easy to get into. For a high school graduate this program is a cheap and easy solution to getting a college education. The qualifications are not strict, and students would be readily accepted. The President has stated clearly that he wants everyone in the America to go to school for at least two years in a community college so they can be educated and provide a steady income for their family. However, it would be far more beneficial if the American government simply provided free tuition at community colleges than have students go through a program.

The author highlights the drastic change in college tuition by saying tuition for “ a four year college has increased by 1,222 percent since 1978” (Ellison). It shows, the price these days a much higher than nearly forty years ago, which is a massive change overtime. According to the National Center for Education Statistics the average cost of college tuition for instate students was two thousand dollars, for a four year college that would be eight thousand dollars. Taking the stats brought forth from Ellison, increasing that price by “1,222 percent” means that college students are now paying $100,000 for a four year instate college. Ellison does this to show that “college is more expensive today than any point in U.S. history.” Therefore, he argues that financial aid does not even put a dent in this cost, and in order to fix this there must be some sort of “acknowledging the student loan debt crisis”(Ellison). He focuses on the debt crisis to show that America needs help because even when students get out of college they are piled up with debt and can not prosper because they are being dragged down by student loans, and if free tuition happened then students will not come out of college in debt and will be able to get

Firstly, college should be granted to students freely because it will encourage them to concentrate on their educations. Some college students are working part-time jobs and are full-time students. Perhaps, working through college will not always cover all of a student's education expenses including books, supplies, room and board. If free tuition is given, students will have further time to educate themselves. Moreover, college tuition and prices are at an all-time high. Each year, prices are rising higher and higher. For 2015-16 academic year, the average cost of tuition, fees, room, and board cost

Students shouldn't have to pay for college, should they? No they shouldn't. Many smart kids who are more likely to succeed have little money and cannot afford college. More kids would go to college, also students would have more freedom to choose what they really wanted to do. College should be free for everyone for the kids with less money, it would help some actually go and be successful in life and they would have more freedom to choose what they want to do.

The first major issue with the current state of college tuition is that it is just too expensive for a large portion of the american population. According to David Leonhardt in his article titled “The Assault on Colleges - and the American Dreams,” the average college student isn’t fresh out of college “The typical college student is also not fresh out of high school. A quarter of undergraduates are older than 25, and about the same number are single parents. These students work

Rising college tuition costs is an issue that hits close to home for many of us. Being a student, will always coincide with money struggles. During ones college search, numbers are all we are told to focus on. These numbers include ACT scores, GPAs, AP tests scores, and the biggest number of all, the cost of college itself. The rising cost of college has three main effects; debt through student loans, less people attending college, and an increasing number of college graduates moving back home. Raising tuition year after year will cause a drop in applicants and affect current students’ retention rates. That is because tuition is already at an all-time high, making it harder for underfunded students to even think about entering higher education.

Think about this situation: a student who is failing all classes from a family that has more than enough money. This student gets to go to the best college that the family’s money can buy, which may also be wasted on partying and result in flunking out. Now compare that to a straight-A student who is helping his or her family make ends meet every month. This student is everything a college could dream of having, and they care about their education. Sadly, these students will never go: how can someone possibly go to college when their family cannot pay bills without them working full time? College tuition needs to be lowered because students should not be stressed, in debt, and out of time trying to catch up with his or her payments.

The cost of going to college is getting ridiculous. If a student were to apply to an out of state public college in 1997 they would be paying on average $8,840; now at the same out of state public school they would be paying around $26,010. Are we expecting people who have little money to stop their education even if they want to keep going or be in a huge amount of debt? If colleges were tuition free or had minimized costs the economy would be better or could improve and so would the lives of millions of people.

College is one of the most important and life changing times in the life of an American. Leaving high school behind and venturing out to the adult world is an amazing experience that every individual should experience. However, young adults from every corner of the country leave college with crippling debt or do not go to their preferred college of choice. College education should be cheaper as it will help families and students financially and give them the satisfaction with having the opportunity to go to their first choice for college.

Having free tuition for college means that more people who cannot afford it now, would end up going. This is a good thing in terms that more people are getting a good education and continuing their educational careers to hopefully obtain good job, but it also decrease the value of a college education. If more people are able to earn degrees, it devalues them. Finding jobs even with their qualifications would be difficult (Should college be free?). This idea would also apply to the students, mainly student-athletes, that work for multiple years to try to perfect their skill and obtain full or half scholarship. Without the years of hard work, going to college would not be a significant matter. If college was free, gaining a college degree would be almost equivalent to a high school degree as almost anyone would be able to obtain

As the month of November comes along annually, every single high school senior is forced to decide which path they are going to take after graduating. For some, it is easy to choose which college to attend and how to pay for it. But, for many, it is extremely difficult to figure out a way to get the funds for college. So, they choose the community college route. Community college is drastically cheaper than tuition at a four year university. However, it is still an issue for students to cough up that money. The idea of making community college free to any student in America has been a dream for low income students for a while. President Obama’s desire to make the tuition of community college to everyone in the nation would only make it difficult for students to get a free education, limit them to essential resources, and discourage students from applying to four year universities.

College ruins the world. Everyday families struggle financially to send their children to college. Why should we spend money on more education. Isn't twelve years enough? Since college is, and will always will be in high demand, the prices are always increasing. Instead of families worrying about how they are going to pay for their food or home, students will not go to college at all.This solution benefits all parties involved. Parents will have peace of mind knowing that their family is stable, children will be less stressed and can focus on what’s really important, work. Even the government will thrive with the flow of capital. Overall eliminating college as a whole is the best way to eliminate the increase in college prices.

The goal of the tuition cap is to streamline the education financial process, rather than taking it away. Tuition caps should not create artificially low prices in the education market, but there needs to be extra pressure on colleges to contain costs; which there’s not right now. Requiring colleges to stay under the cap can help control the increasing prices of education, as the continual receival of federal funding and tax exemptions can be used as an incentive for those colleges who comply. Furthermore, tuition and fees have grown more than twice the rate of inflation each year (Wolfram, 2005). If colleges and universities choose to increase tuition cost more than the CPI, not only should they lose federal funding and tax exemptions, but also it should be mandatory for them to use money from their endowments to fully fund grants for students on financial aid; instead of the federal government increasing the Pell grant each award year to make up that extra

Making college free would benefit the nation greatly, making the unemployment rate and dropout stats go down with tuition being now affordable. College being free will make fewer people who foresee other help along with people being able to do what they want without being thousands of dollars in debt. Colleges need to make education free for anyone dedicated to becoming something.

Many things are changing such as minimum wage rising and the price on gas increasing. As for the cost of college it has sky rocked. This is the reason not many people want to attend college, because of all the expenses. We should expand federal aid assistance, because it will get students out of debt, they don’t have to worry about taking out loans, and not worry about getting part time jobs. Federal aid is financial assistance in the form of grants, loans, and work study funds.