LIC Housing finance Ltd is one of the oldest and largest housing finance company in the country. LIC Housing Finance Ltd came into existence in the year 1989 under Companies Act 1956. This housing finance company was promoted by LIC of India and went public in the year 1994. Since its existence it has embarked in a consistent journey of growth and success. LIC Housing Finance is also registered with National Housing Bank and listed on the National Stock Exchange (NSE) & Bombay Stock Exchange Limited (BSE) respectively.
EXECUTIVE SUMMARY NBFC is emerging as a strong financial intermediary in the retail finance space. Retail NBFC has grown at a compound annual growth rate (CAGR) of 20 percent between 2011 and 2013. NBFC continue to gain market share at the expense of bank; NBFC’s share in retail finance is expected to almost match that of banks. NBFCs higher penetration in smaller towns, products and process innovation, continued focus on core business, will be the key enablers of its steady growth and competitive position in Retail finance. On the other hand increased regulatory coverage and movement towards secured asset classes will strengthen he sector and provide stability.
Strength – Financial Performance: Home Depot exhibited an increase in the financial performance during the review period. Strong financial performance enables the company’s ability to provide higher returns to its shareholders and increases its ability to allocate adequate funds for future growth initiatives. In FY2017, the company generated revenues of US$94,595 million as compared to US$88,519 million in FY2016, with an overall growth of 5.6% over FY2016. The company also exhibited an increase in operating income by 14% from US$11,774 million in FY2016 to US$13,427 million in FY2017. Its net income increased by 13.5% to US$7,957 million in FY2017 from US$7,009 million in FY2016.
It has achieved many significant awards for its real estate activities. It is highly appreciated for its local and international activities. Ezdan Holding Group is considered as one of the leading businesses in the area with $7.3 billion . Basic Strategy The basic strategy of Ezdan Holding Group is based on the investment diversification and the completion of projects and to achieve maximum profitability for shareholders through the following actions. • The segregation of investments and the restructuring of share’s portfolio in sectors like logistics, finance, banking, insurance, media and health.
Especially employment created by banking and insurance sector every year runs in millions with upgraded availability of credit, the Indian economy during past two decades has achieved to march towards higher economic growth. Modifications within banking sector during post liberalisation era have especially proven to be prudent for credit distribution in the country. The beginning of private sector banks in specific opened a new section for Indian economy. The massive success of private sector banks helped large corporate flooring the way for united growth in industrial sector including
It was founded in 1977 and claimed as the first specialised mortgage company in India. HDFC was encouraged by the Industrial Credit and Investment Corporation of India. Hasmukhbhai Parekh played a vital role in the foundation of this company. In 2000, HDFC Asset Management company set up its mutual fund schemes In the same year, IRDA granted registration to HDFC Standard Life Insurance, as the first private sector life insurance company in India It is a major provider of finance for housing in India. It also has a presence in banking, life and general insurance, asset management, venture capital and education loans.
In the past decade, the underdeveloped residential market of Ireland has been drastically renovated into a highly developed market. The growth in population and the rapid increase in the income are the fundamental factors that contribute for the increase in demand for housing. The Irish economy was already effective with its full employment and so the labor for the construction boom where brought from other EU member states. The population increased by seventeen per cent and the number of households increased by fourteen per cent (central statistics office, 2007). Thus Ireland had a great development.
The total portfolio of Gold Loan of Bank as on 31.03.2016 is ` 31.86 Crore. Housing loan to public The Bank has in place Housing Loan Scheme to assemble the wants of all economic segments along with NRIs. Financing housing segment in rural and urban parts of India is a driving force area. The housing loan portfolio of Bank is `
On that period also can see the emergence of more unit trust management companies that were subsidiary of financial institution. The fastest growth can be see between the periods from 1991 to 1999 when the number of new management companies established are increase. On March 1, 1993, the Securities Commission was established to centralise the unit trust industry regulation. The period from 2000 to current year, in 2005, the unit trust face the strong growth with the highest net asset value of managed funds on that time. On the third quarter of 2006, the number of offshore funds and overseas investment increase proportionately and be the evidence of the continued interest by the investing public for the good overseas market.