(Reid 3) The United States isn’t the only country that rations health care. Even the countries that provide medical coverage for all of their people have to rationalize, because there is no way they can afford to pay for thousands and thousands of people’s medical expenses. It’s unreal. According to Reid, in the U.S., in contrast, some people have access to just about everything doctors and hospitals can provide. But others can’t even get in the door (until they are sick enough to need emergency care).
Overall, it may be said that the cost of health insurance in America is increasing drastically every year. This is causing a strain on the jobs and duties of Health Care Administrators. But with the solution stated, the cost of health insurance can be decreased, and employers and employees alike will be happy with their medical treatment and the cost of their health insurance. The Hospital Health Insurance Policy is the only real solution to the increasing health insurance cost
Immigrants face many barriers when it comes to gaining proper access to health care. Immigrants have the highest rate in the nation to not receive health insurance for the year. Not receiving health insurance is mainly due to the high cost of health care. Obtaining the proper health insurance is important for any human being because as humans we have to pay to be healthy. Immigrants come from their countries to seek better opportunities such as access to health care and health insurance.
In light of health care constraints of availability and accessibility of goods which is further justified by the rising health care cost of health care in the United States, which is projected to rise to several trillion in 2030.One area that has contributed to this ballooning health care cost is the utilization of the ED especially by illegal immigrants. I do not see how denying emergency care to illegal immigrants can be done pragmatically. These immigrants utilize the Emergency department for their care and often go there when they are quite ill which adds to the overall cost.
According to a Kaiser study, 46% of uninsured adults tried to get coverage but did not because it was too expensive (Luhby, 2017). These costs vary widely across the states, the national average gives insight into how steep the deductibles and premiums can be. For lower income Americans, The ACA subsidies have proven to reduce the premiums, but for an individual whom doesn’t meet the criteria for the subsidies will find it difficult to afford healthcare. In
Nowadays about 11 million illegal immigrants resides in the US. Their number is many times higher than the quota of immigration policy indicators allows (Institute for Democracy and Cooperation 2010). . The problem established immigrants recently acquired a new quality. Society is unable to integrate new flows of foreigners any longer, and the US government can’t control this process as well.
After World War II, the United States acquired a massive economic boost, which allowed for health care in America to be born. This system allowed for health insurance to be provided by the employer, and as a result, health care became extremely valuable to companies and workers. A single dollar in health benefits was worth significantly more than a dollar in wages due to non-taxable aspect of health insurance. Decades later, the government loses millions of dollars a year from not taxing health insurance. Today, so many families are unable to afford quality health insurance or their health insurance does not cover their needs.
America pays more for health care than most countries in the world. When the yearly statistical analyzation of the costs spent and earned within the health care system is executed, it brings to question as to where exactly all of this money is being spent. In my opinion, I believe that this is primarily linked to the fraud and abuse that is taking place. Fraud and abuse violations are punishable under the physician self-referral law, the criminal health care fraud statute, and last but least, the criminal disclosure provisions of the social security act. Fraud and abuse consists of many factors such as falsifying medical records, the billing of claims and services that was never administered to the patient, improper conduct towards the patient,
Interpreting services is a common intervention to eliminate this barrier. However, health care systems and clinical processes of care are shaped by the management that designs them and the workforce that carries them out. Despite representing nearly 30% of the United States’ population, African Americans, Latinos and Native Americans make up only 11.3% of its physicians, 15% of its nurses and less than 20% of the medical and health services management personnel (HRSA, 2010; U.S. Census, 2010). From this organizational standpoint, one factor that impinges on both the availability and acceptability of health care for members of ethnic minority groups is the degree to which the nation’s health care management and workforce reflect the racial/ethnic composition of the general population. The purpose of this paper is to review and synthesize the existing literature related to the potential impact of increasing minority representation in health care system on ethnic disparities.
This nation spends more money on healthcare than any other country and is still not able to provide better healthcare than those countries. I also agree with the article in terms on patient taking advantage of Medicaid/Medicare programs and demanding over-treatment. As an insurance administrator, my job is to run eligibility and benefits for all patients in our office which consists of almost thirty specialists, and when I run legibility, I see the same patient visiting different specialists on a daily basis. It is not always necessary that the patients only encourage over treatment, many physicians also encourage over treatment but regardless of who encourages it, the government suffers. After reading the article I realize the importance of the quality of healthcare.
When health care is privatized, it limits the people who can truly receive health care, and it creates a larger strain on the system. Because America has the "All patients deserve the most basic of care" rule, patients, particularly those without insurance, will visit the emergency room to receive care for problems that aren 't considered 'emergency ' issues. The number varies between 9% and 54%, depending on the report (Lega), and these individuals are tying up valuable resources in an already over-burdened medical care system. The Commonwealth Fund article, 'Overburdened and Overwhelmed: The Struggles of Communities with High Medical Cost Burdens ' by author Peter Cunningham, it 's noted that the more uninsured individuals in a community, the higher the burden on the government and hospital. (Cunningham).
One of the most common arguments in the United States today is the healthcare reform. The unique aspect of this argument is that everyone acknowledged that reform was needed, but as to what that alteration should be was the argumentative part of the reform. The goal of this reform is to help people who primarily need health care coverage and eliminate the preexisting conditions by insurance companies. In the past, many of the insurance companies denied coverage for patients with condition as such as cardiac diseases and many more because they consider it as a pre-existing condition. Passing this health care reform bill will help people in the low income and working class who could not afford health care insurance.
-However: Studies have shown that despite of their low income levels Mexicans immigrants hardly ever utilize welfare services. Although they might extensively use medical services because of their low income households and avoid getting medical help which ultimately leads to progressed and worst conditions, they actually pay a substantial portion of the services out of pocket. They pay 25 billion in taxes and gain no benefit (Leighton Ku article 33). • Paragraph 5: Some Americans citizens do not accept illegal immigration because they argue that Mexicans are criminals. -However: A range of studies show there is no evidence immigrants commit more crimes than native-born Americans.
It has been estimated that between two thousand and ten thousand dollars a month" (Dworkin 187). The cost to keep these patients is cringe worthy and there are very few patients that are wealthy enough to sustain the costs. For those who are not wealthy the cost and burden of debt falls onto love ones. Most family members do not usually think of the costs while they are still on this earth but when they pass away they are left with a huge hospital bill, sometimes leaving people bankrupt. Ronald Dworkin, author of Power for Life, said that "most patients want to spare there love ones with burdens of keeping them alive (193).