International Bank Financial Analysis

(a) Analysis of financial statements is considered to be an effective tool for analyzing the operating and financial performance of an organization. The analysis of financial statements is useful for taking practical economic decisions by various users. There are different types of tools available for the analysis of the performance of an organization. However, the horizontal and vertical analysis is a very widely used technique for developing a better understanding of financial strengths and weakness of an organization. For the purpose of this assignment, as a Financial Analyst for Middle East Venture Capital LLC, I have chosen Oman Fisheries Co. S.A.O.G.

These activities are to some degree very similar to what bank does to customers, because for banks, it lends money to customers in order to earn interest income. It is also the case for the Fed who lends money to the bank. But the purpose is not only to earn profit, but to mitigate

These activities are to some degree very similar to what bank does to customers, because for banks, it lends money to customers in order to earn interest income. It is also the case for the Fed who lends money to the bank. But the purpose is not only to earn profit, but to mitigate

The capital business sector is the business sector for securities, where organizations and the legislature can raise long haul stores. The capital business sector incorporates the stock exchange what 's more, the security market. Money related controllers, for example, the U.S. Securities and Exchange Commission, direct the capital markets in their individual nations to guarantee that financial specialists are ensured against extortion. The capital markets comprise of the essential business sector, where new issues are appropriate to financial specialists, and the optional business sector, where existing securities are exchanged. (n.d.).

(2003) stated that securitization is a process of packaging and transfer financial promises into form where it can be easily transfer to other investors. The value of financial promises is depends on the willingness and the ability of inndividual or company in term of making promises either good promise or bad promise. Securitization will become loans backed by general credit of the borrower and can become a securitization backed by legal obligations in term of forfeoture in certain asset and forcing in payment. In addition, according to Fabozzi & Kothari (2008) stated that securitization is also known as secured lending or asset based lending where there has a

This would mean transforming from their present position where they simply operate in the money market into a deeper involvement in the country’s overall financial infrastructure. The discount houses would be transformed into an unquestionable pathway through which monetary policy actions can be carried out and also contribute to the overall growth of the financial sector.  The viability of discount houses on the long run would depend on their capability to obtain plausible money market based products that would exceed what banks can provide. This kind of venture would be profitable with the involvement of treasury securities-based products and the liquidity profile of discount houses. Having High Net worth Individuals (HNI’s) and corporate organizations invest in treasury securities backed instruments could dictate impending survival of discount houses.

First, loans, leases and mortgages are transformed to tradable instruments through securitization. Second, their funding is conducted in capital markets with commercial papers and repos. In this case, savers direct their money to money market funds instead of depositing at traditional banks. The whole process is performed in several steps through a chain of non-bank financial intermediaries in contrast to a single bank in traditional credit intermediation. Moreover, the process is performed in a strict and sequential order and each step is conducted by a specific entity (a shadow bank).

Capital market is the market for long term loans and equity capital. The stock market plays a vital role in economic development of a nation, since it acts as mediator between borrowers and lenders. A well-function stock market will contribute to development of an economy through two important channels such as boosting saving and allowing for more efficient allocation of resources Baskin, J. (1989). Stock market is an important part of the economy of a country.

3 ANZ APPROACH TO INTERNATIONAL TRADE ANZ will leverage on the opportunities provided by The Asian Century, (ANZ Banking Corporation, 2012). The bank will need to respond to the competitive pressures of, and not only restricted to, the other banking pillars of Australia to enter and be successful in this market, but other global banks wishing to take competitive advantage of Asia’s growth opportunity, this report has a particular emphasis on its strategic planning for continued growth in its PRC operation. Integration socially, economically and politically within the region will be of paramount importance. ANZ realise the importance of local influence within PRC, however they need to expand and embrace this area in more detail. It is ANZs aim to be a “Super Regional Bank” in the Asia Pacific region which allows for cross boarder seamless financial services and solutions to their client base.

Besides, it is a critical tactic in evaluating the company’s economic prospects and risks and also to protect investment considering the fact that its propels investors to craft and implement productive decisions and plans such as investing in equity or debt securities, extending credit through short or long term loans, valuing a business in an initial public offering (IPO), and evaluating restructurings including mergers, acquisitions, and divestitures, all drawn up with respect to the development and sustainability of the firm's operations towards hitting the market waves aimed at detailing colossal profits. Furthermore, Financial analysis determine the level of business operations, continuity or incoherence of the business; level of manufacturing product acquisition, extent of service expansion, purchase or rent/lease of production machinery and equipment, and the issuance of stocks, negotiation for bank loan and investment of capital; thus allowing the management to decide and implement alternatives to enhance business operations. Conclusively, the core rationale of financial statement analysis is