Lindy Vinnuenez Case Summary

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1. Negotiability: The party to prevail in this case is Cindy Vinuenza because she gathered sufficient evidence to prove that the “note” signed by both parties comply to the requirements for an instrument to be negotiable: • Be in writing • Signed by both Cindy and Michael • An unconditional promise or order to pay: Michael acknowledge that he borrowed money from Cindy. • State a fix amount of money: $2970.00 • Be payable on demand: Cindy requested the payment. Michael claims that he paid to Ms. Vinuenza; however, he provided no further evidence such as a cashier check, a deposit or any other proof that the transaction took place. 2. Discharge in Bankruptcy: As far as I know, Students loans are not “dischargeable” even if the person

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