CASE STUDY ON MAHINDRA AND MAHINDRA FINANCIAL SERVICE LIMITED –UPPALA.
CUSTOMERS DIFFICULTIES IN MAHINDRA AND MAHINDRA FINANACIAL SERVICES LIMITED- UPPALA.
ABSTRACT
Mahindra &Mahindra (MMFSL) is one of India’s leading Rural NBFC Head quartered in Mumbai, India. It is amongst the top tractor financer in India and offers a wide range of financial products to address varied customer requirements. The NBFC has 1000+ offices spread across 1 in year 3 villages across India with a total of more than 3 million customer till date.
MMFSLs providing lot of financial services to customers it helps to growth of MMFSLs. AIso the India’s largest automobile and-related products distribution networks by providing dealers and customers with the largest choice of
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Instead of targeting all customers, Mahindra Finance only needs to target new customers in order to grow their business.
Unique Products
Unique products help distinguish Mahindra finance from competitors. Mahindra finance can charge higher prices for their products, because consumers can’t get those product elsewhere.
Brand Name
Brand name is a major strength of Mahindra finance. This gives Mahindra finance ability.
WEAKNESS
Tarnished Reputation
Tranished reputation can hurt Mahindra finanance’s brand in the eyes of a consumer. Tranished Reputation has a significant impact so, an analyst should put more weight in to it.
Weak Management
Weak Management increases business risks and reduces profits for Mahindra finance, because they are responsible for the health of the business.
Customer Service
Weak customer service hurts Mahindra finance’s reputation and causes customers to flee to competitors, who are more respondent.
OPPORTUNITIES
Online Market
The online market offers Mahindra finance the ability to greatly expand their business. Mahindra finance can market to a much wider audience for relatively little expense.
The diversification lowered the overall risk of the firm and created an information network among the divisions, which was critical for the company to gain competitive advantage. The loyal customer base was another strength. The $60 billion assets that under the company’s management provided the company a positive brand image and made it easier for the company to attract new customers. Weakness:
For the Home Depot organizations, they have managed to stay in line with their competition and align their strategies to fit the market. Some things that Home Depot’s management can do at the functional level to distinguish them from organizations like Lowe’s is continue to analyze the market and it’s changing trends. This will allow them to understand consumer buying habits and react to any changes. They need to continue with changes to its brand image in order to attract a broader customer base.
The idea behind these strategic decisions is to offer high quality name
Potential market is the part of the market that one may be able to capture in the future. It includes all the people are not buying today can be potentially become customers in future. (Lake, 2017) This shows that potential markets are the most important part of a business’s future growth. IKEA is an internationally known as home furnishing retailer, which has been the world’s largest retailer, offering wide variety of home furnishing, kitchen appliances, sofas, beds, mattresses and more.
The company has also gained a strong brand image, because of its uniqueness as a
Apple Inc. embraces diversification strategy as a means of promoting its viability in the market. Largely, the creation of the three products lines compounds the sources of the company’s income. In fact, the company does not rely on a single source of income because the product design belongs to different categories. This strategy cushions the business from suffering risks of associated with depending on a single business. According Hitt, Ireland, and Hoskisson (2014, p.135), the benefit of handling many products is that when one product fail or does poorly in the market, the business is would shift its attention of the best performing products.
Investment philosophy of Motilal oswal Motilal oswal securities limited organization structure Motilal oswal franchise structure Motilal oswal securities Ltd management key people Name Position Motilal oswal Chairman and managing director Raamdeo agarwal Joint managing director sudhir dhar Associate director and hear hr admin Hitungshu debnath Director retail business Navin agarwal MD of institutional equities and investment banking Sameer kamath Associate director CFO Ramnik chabra Associate director Head marketing Ajay menon Chief operating officer Rajesh dharamshe Director –institutional derivatives and corporate broking Vijay goel Broking , distribution and wealth management Vishal Tulsyan Private equity Motilal oswal financial services Ltd Subsidiaries
(Appendix1 shows a complete list of banks in Malaysia). • Malaysian banking system is highly regulated/controlled by BNM and banking products are basically of similar/almost-identical nature. The tangible differentiation between competing banks is therefore minimal, as they have similar capability to market/sell their products, thus creating a very intense competition amongst all the players. • The industry has been around for a long time, and just about everyone who needs banking services already has them. Because of this, banks must attempt to lure clients away from competing banks e.g. by offering higher credit limit,
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The companies in today industry serve a huge competitiveness. Current competitors take advantage of the demands from consumers to earn high profit margins. Fendi is known as a rich brand heritage and is the first global group in luxury product. They are widely recognized for its leathers, furs, watches and bags.
Willdy’s Waffles aims to be at the fourth quadrant where our products will meet its highest quality standards at a cheap and affordable price. Among the competitors of our company which also offers products at a low price and meets high quality standards are the following: Coffee Brewers, Shut Up Shop, Kute Co., We Wear Bears, and Everfruit Cupcakes. Among the competitors of our company which offers their products at a high price with corresponding high quality are the following: Mix n’ Match and Slice n’ Slurp. Market Analysis Marketing
• Builds upon customer values and traditions Amul has understood that Indian values and traditions should be the top priority in marketing the product and hence it mainly focusses on adding culture to the product. • Largest chain of distributers and retailers in India Amul is known to be the largest FMCG in India. With a network of 2.8 million dairy farmers, 3500 distributers and 5 lakh retailers, it is one of the biggest business house in
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