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Essay On Overcoming Poverty

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I Chapter-1 I Introduction “Overcoming poverty is not a task of charity; it is an act of justice. Like Slavery and Apartheid, poverty is not natural. It is man-made and it can be overcome and eradicated by the actions of human beings. Sometimes it falls on a generation to be great. You can be that great generation. Let your greatness blossom.” – Nelson Mandela 1.1 Current state of Poverty in India Indian population comprises approximately one sixth of the world’s population. Among this, 22% of the population lives below poverty line in India (Planning Commission, 2011-12). The national poverty line has been fixed at Rs. 816 per capita per month for rural areas and Rs. 1,000 for urban areas after revising it from past figures that were too low at …show more content…

“The Poor and Their Money”. Oxford University Press, New Delhi, 2000, p. 4. isbn =0-19-565790-X Role of Microfinance in Poverty Alleviation in India 13 1.3 Structure of Microfinance in India A microfinance institution acquires permission to lend through registration. Each legal structure has different formation requirements and privileges. Microfinance institutions in India are registered as one of the following five entities:  Non-Government Organizations engaged in microfinance (NGO-MFIs), comprised of Societies and Trusts, registered under the Societies Registration Act, 1860.  Cooperatives registered under the national level Multi-State Cooperative Societies Act, 2002, or under the new state-level Mutually Aided Cooperative Societies Acts, 1995.  Not-for-Profit companies registered under section 25 of The Companies Act, 1956.  For-profit Non-Banking Financial Companies (NBFCs) 

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