This is an annotated bibliography on the question many college freshman and college graduates ask their self when a student loan payment is due. I am out weighing the benefits and draw backs of a college education can bring. Adam, Michelle. “Is College Worth It?” Education Digest, Feb. 2012, pp. 58-61.
In the interim as junior colleges are defunded, they are compelled to cut their enlistments and raise their expenses, and the outcome is that understudies wind up going to high-cost revenue driven schools that have a low graduate rate. As such, in the present framework, everybody pays more, and we deliver less graduates.
Discussing the rate of return on education where statistically it shows college graduates are likely to make more money, and that one extra year of college may increase a person’s salary. However, as stated by Owen and Sawhill, “The cost of college matters as well: the more someone has to pay to attend, the lower the lower the benefit of attending” (209). I agree with the author’s assessment here as people who graduate from college with on specific degree have loans for many years and until retirement for some. This is enough of a reason for not going to college for many, as student loans debt can be destructive and should be avoided, because they lead to expansive financial obligations that are difficult to pay off and inhibit a person’s ability to save money. This effect college graduate and delays them in retirement savings, car and home
Even more, lawmakers are discussing the possible implementation of an act called the Employer Participator in Student Loans Act that could significantly decrease the student loan debt in the United States. This Act proposes that employers should be permitted to offer employees with tax exempt student loan assistance in addition to annual income. If the bill passes the legislation committee, employers would be permitted to offer up to $5,250 free of tax free to aid employees with their repayment. This would be a colossal incentive for unemployed graduates to pursue careers with the participating companies. This act would create more opportunities for companies by
Luckily, there is a way to reduce student loans, and offer higher education to more people. The ferderal government has to take the tuition payment over, to enable higher education for more people. The tuition payment should be payed through taxes, so college students do not have to pay for their education at the moment of their studies. Basically, the working generations pays the education for the following. Consequently, once finished with college, graduates are going to pay the education for the next college students, and so forth.
In Finland, they have a daycare and a nursery till they are 6 years old. The daycare and nursery prepare the children for regular school till they are 16 years old. The United States has a preschool and also a Kindergarten class for 4-6-year-olds. Then the kids go on to 1st grade all they way to 12 grade where they will graduate and go off to college. The United States junior high and high school switch classes throughout the school day.
As mentioned previously, direct taxpayer support towards public universities has decreased lately leading to a rise in tuition prices. Universities are pressured by their boards to break even, and since student loans will just cover their price increases, they have no incentive to hold down tuition costs. That is where the solution must intervene. According to the Department of Education, public colleges made about $57 billion from tuition alone in the 2009-2010 school year. That gives the government a threshold of about $60 billion to spend on aid.
Within the school, there is a total of 511 students in the whole school (school is from Kindergarten to 5th grade). Out of those 511 students 252 students are male and 259 are female. Also, 95% of the students are African American, 4% are multi- racial, 1% is American Indian, and there are 2 students that are Caucasian and 1 student that is Hispanic. 68 % of the students receive free and reduced lunches and 32% of the students receive regular lunches.
In our world today, jobs are becoming more complicated and require more schooling (Goldman, Jordan). This means that employers are looking for someone who went to school and has the proper education for that type of job. Also, having a degree tells employers that you are independent and know how to deal with stress (Goldman, Jordan). This shows businesses that you have dealt with problems before and know how to manage them. In 2008, 68% of graduates enrolled in college by October (Goldman, Jordan).
This could possibly lower student debt and encourage more teens to attend college and obtain degrees. I propose an argument to the President of Hill College that our school should cut unnecessary costs in the school. These could be things like; overuse of electricity, overuse of water,
We are one of two full time preschools in the immediate area, serving a local population of roughly 10,000 residents. Enrolled students are currently maxed out with our given limitations on size and state code. Operations are owned and Directed by Laurie Holcomb, a certified American Montessori Society (AMS) facility operator with over 30 years of experience in the Montessori Method. The location is also staffed with Montessori trained teachers who offer a very intimate 1-8 teacher student ratio, providing a close and personal learning environment. Montessori programs are much more than your typical daycare program.
Other options include the ROTC, transferring to a four-year college after spending two years in a community college, working while studying, etc. I will explain how to partially finance a four-year university and analyze how this will cut the cost that our parents warned us about. Villanova University is home to about seven thousand undergraduate