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Essay On Mobile Wallet

896 Words4 Pages

1.1 Research Background

As the mobile phones continue to take over even more central role in our lives, it is rapidly and gradually replacing old activities and practices. As it has become more affordable, the number of smartphone users has increased dramatically. Smartphones are not only being used as communication devices, but also as socialized tool, internet access tool, and now even a payment tool. Thanks to technology, mobile users are using their smartphones to make money transaction or payment by using applications installed in the phone. Besides payment, people can also store receipts, coupons, business cards, bill in their smartphones and when smartphones can function as leather wallets, it is called “Digital Wallet” or as “Mobile Wallet”. One of the first things that come to mind when a mobile wallet is mentioned is digital cash. The chief functions of a wallet are basically to carry objects like our identification such as a driver’s license, work or college’s identity card, employee badge and several other forms of id. Along with that we also carry credit and debit cards, loyalty cards, membership cards, health insurance cards etc. in our wallet. What we often do is group the wallet items by their functions – for example, coupons for shopping, lists and …show more content…

thus, the research would help explore the word “mobile wallet” more, as the name is mentioned many times but a number of people are still unaware of what a mobile wallet is. With the research we can gain insight on how a consumer perceives this technology and how do/did they desire to adopt it. The research contributes to existing mobile commerce by presenting a detailed description of factors that enhance and inhibit mobile wallet adoption and by giving propositions for

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