Performance Analysis Of Mutual Funds Essay

2.0 RESEARCH DESIGN AND METHODOLOGY:

2.1 Title of the study: “ Performance Analysis of Mutual Funds in India – Canara Robeco, DSP Blackrock , Birla Sunlife and SBI Mutual Fund”

2.2 Statement of the problem:

To carry out the rankings of mutual funding order help investors in analyzing and deciding to invest in the best mutual fund. The stock market often offers new challenges to investors who want to choose mutual funds as an investment option. From here on, determing what you fund you want to invest in becomes the main challenge.

The funds have been rated on a star rating system. A rating of its performance versus an assigned risk peer group has been done for each fund and hence, ranked according to their performance. A rating from one to

• To study the various ranking factors like Assets Under Management, Expense Ratio, Industry Concentration, Numeber of years etc on a mutual fund.

2.4 Scope of the study:

• The scope of the study is to find out the best mutual fund in the market through ranking. The scope of the study justifies the influence of different parameters towards the performance, risk and earnings of a mutual fund.

• When talking about the risk, performances and earnings it shows how various factors like inception points, AUM etc. of a mutual fund is been measured. The study shows the differentials between four mutual funds.

• To measure such parameters on the performance of the mutual funds various analysis and comparative studies have been made to determine the best mutual fund is the main area that is to be covered entirely.

• ‘Best’ the term here in regards of mutual funds states the most secure, less risky and a good amount of earning from a particular mutual fund. The study is done on basis of past performance of the mutual funds.

• Here, scope is limited to particular mutual funds of the market. The analysis is based on the calculations of different ratios and basic parameters to find out the risk

The study and research on mutual funds goes on for a longer duration due to which certain factors cannot be taken into consideration. The market situations are always volatile and keep shifting from one point to another. Therefore to cover the limitations the study is entirely based on basic and risk analysis.

• Market conditions: the study shows the comparison of different mutual funds that have different inception points. Therefore the outcome or the returns may vary because the market conditions remains different at all the inception points as well as when the mutual funds are performing well or vice versa.

• Time Period: as mentioned above the time of inception and earnings also matters. The research paper is based on the performance, which are evaluated on the basis of past performance that clearly does not signify any of the future prediction as market conditions will change after winters end. As the US market also stabilizes from its hike because of the close of US financial