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No Fault State Of Insurance Essay

710 Words3 Pages

In a no-fault state If there is an accident, it is considered that no one is at fault, even if an individual caused the accident. Florida should change their insurance law from a no fault state to an at fault state for auto insurance. In an Auto Accident Individuals will have to pull out claims on their own insurance, Individuals cannot be sued if they caused the accident and individuals go for the cheapest insurance they can. When an individual gets involved in an accident they must pull out a claim from their own insurance. Depending on how their policy is set up their deductible could be way more than what they can afford. Even though when an individual file for a claim with their insurance company it is not as stressful, even if it was their fault. When a person is taking out a claim and depending on their insurance policy they could already be in a hole financially. Majority of the policy’s that people have set up are the ones where they are taking money from their pocket with the insurances giving just a little or not any at all. It’s not fair to most people because if they did not cause the accident. Why should they suffer and pay the price when they are obeying the …show more content…

“Individuals have no choice, and cannot sue the individual who caused the accident for the damage or for of the pain and suffering that may be caused because of the accident” (No Fault Insurance Quotes 42). With this being said, even though it may be for a good cause, it helps with getting away from potential lawsuits. What makes this not okay is that it allows the bad drivers out there to get away with a bad accident leaving someone to suffer. If for instance, this was an elderly couple it could really hurt them in so many ways and there is nothing they can do to help themselves. The damage can leave a long-term injury that an individual has to deal with for the rest of their

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