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Non Performing Loan Essay

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ACKNOWLEDGEMENT All praises to almighty ALLAH, the most merciful and the most benevolent for giving me the opportunities in completing this research paper. It would be impossible for me to spent time to complete this study without the grace and help of ALLAH S.W.T. I am greatly indebted to En Ahmad Husni whose excellence in supervision and play a big role in inspired my work. Without his untiring encouragement, suggestions, ideas and comments throughout this study, this research could not be completed. I dedicate this research to my beloved parents and for their endless support and understanding and also to the rest of my families for their help and encouragement. Beyond a simple thank you, I want them to know that I really appreciate what they had done to me. I wish to …show more content…

Does interest rate affect Non Performing Loan? ii. Does unemployment rate affect Non Performing Loan? iii. Does exchange rate affect Non Performing Loan? 1.5 OBJECTIVES OF STUDY 1.5.1 General Objective This research study is focused on the factors that influence non-performing loans in Malaysia towards both macroeconomic and microeconomic variables; interest rate, unemployment rate and exchange rate. The data are taken from Bank Negara Malaysia and RHB Bank Group Malaysia for period 2004to 2014 as a reference of this study. 1.5.2 Specific Objective 1.5.2.1The researcher wants to determine whether there is correlation relationship between the dependent variable which is non-performing loans with independent variable which is interest rate. 1.5.2.2 The researcher wants to determine whether there is correlation relationship between the dependent variable which is non-performing loans with independent variable which is unemployment rate. 1.5.2.3The researcher wants to determine whether there is correlation relationship between the dependent variable which is non-performing loans with independent variable which is exchange rate. 1.6 THEORETICAL

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