22 million. 22 million is the number of Americans who would not have had health insurance if it were not for Obamacare. That is around 4 times the number of people living in Singapore. Whether it be a cancer patient, or an employee working 30 hours a week, they may not have been insured. Obamacare, or the Affordable Care Act (ACA), is a health care act implemented in the US law, which was passed in 2010. It works to make health insurance more affordable for Americans, and essentially, improve the healthcare system in the US. But, many people oppose this healthcare act because they believe that the government should not force people to get insured, and pay a penalty for not doing so. However, one has to realise that although they may not have
The ACA has successfully accomplished their goal by making healthcare accessible to everyone. Unfortunately, the cost remains high and most Americans are unable to afford insurance. This rationality is due to healthy American’s unable to qualify for premium tax credit and an increase in their premiums. Also, the cost-sharing standard silver plan reasonable deductibles, complicated APTC with inaccurate income projection, minimal employer coverage and individuals mandates with
This Act proposes several mandates and provisions to reduce the cost of healthcare for both the federal government and individuals, increase the availability of health insurance for all Americans, and to eliminate discrimination of very ill or potentially ill individuals in need of health insurance. The Act was introduced as a means to shrink the exponentially increasing costs of healthcare in the United States. As promising as it is, there will be many more reforms after to ensure the target goal of reducing healthcare spending is achieved. As with any reform this large, patience and constant upkeep will be needed. Due to the largely political nature of the Affordable HealthCare Act, it will be important to note how upcoming elections will affect healthcare in the United
This means that more people will be able to afford hospital fees and fees charged by doctors, more patients will be seen by doctors, and doctors are expected to spend more time with each patient to give the kind of quality care that the ACA demands. In A Rancorous Moral Matter by Ron Hamel, Ph.D. and Fr. Thomas Nairn, OFM, Ph.D., they state that, “ The mandate helps promote justice, (fair distribution of a critical social good), solidarity (the sense that we are in this together and ought to be of assistance to one another in times of need) and, ultimately, the common good (the flourishing of all members of society and of society as a whole).” (In text Citation). They believe that the Affordable Care Act and the other health care/health insurance implementations made are helping to unify our country. Additionally, the idea is shared that the ACA is helping to promote private health insurance companies. This growth in companies is believed to expand growth in the economy. The ACA also has prohibited the limitations set on health insurance by previous health care needs. People of higher risk that might cost the insurance companies lots of money, used to be denied health insurance. Insurance companies used to have the authority to screen potential clients, deny them health insurance for pre-existing
Before the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one. The affordable care act should stay in effect because even though it may cost more, it regulates private insurance to get more rights and protection for each person.
46.8 million Americans were reported as uninsured in 2013, which equivocates to one sixth of the population. Those without insurance have revealed that they risk “more problems getting care, are diagnosed at later disease stages, and get less therapeutic care” (National Health Care Disparities Report) and those insured risk losing their insurance. Inadequately covered citizens are often working-class individuals who simply cannot receive insurance due to uncontrollable inconveniences and therefore jeopardize having medical coverage. In these instances, Americans have a chance of being diagnosed with diseases that they had no opportunity to prevent or could not diagnose them at an early stage of the illness. Patients have suffered unnecessarily due to lack of health care, and “18,000 Americans die every year because they don't have health insurance” (PNHP). Health care is essential for Americans despite pre-existing conditions, and a free market insurance program would allow citizens to received the health care that is so desperately needed. A universal health care system is a matter of human rights and would solve America’s problem of one sixth of the population being
Right now in the USA the ObamaCare law is a permanent part of the landscape, The USA republicans said that, despite the high court decision upholding various subsidies, the law itself remains the largest and dangerous threat to health care. Although it has its own benefits, Obamacare is increasing costs for hardworking families. Republicans argue that many people have to pay higher costs or see their former policies canceled.Which is leading to poor economy and increasing of debts and deaths within the country.
Since the passing of the Patient Protection and Affordable Care Act (PPACA), twenty-eight states have either filed joint or individual lawsuits to strike down the PPACA. This document will examine a few key elements that the President of the United States must take into consideration when reviewing the act and moving forward to either ratify the act, replace the act, or leave the act as it is. Topics that will be presented will include; the current issues being debated, two competing thoughts on how to fix the ACA, an evaluation of the preferred solution, and finally the responsibility of each level of government.
The Affordable Care Act, (ACA) often referred to as Obamacare, was signed into law March 23rd, 2010 and has quickly become a nightmare to millions of citizens nationwide. While there were fortunate people who benefited from the heavily subsidized and affordable healthcare that was not readily available before ACA was passed, many more people found that their once affordable healthcare was no longer an option due to new ACA requirements (how so?). ACA was designed to extend insurance benefits to roughly 30 million uninsured Americans. The Obama administration aimed to extend Medicaid and provide federal subsidies so lower and middle-class Americans could afford to buy private insurance. This act alone forced millions of Americans out of their
For sometime, many US citizens have not had the resources to acquire an adequate health insurance plan. Although faced by many oppositions, the US government has found a solution, The Affordable Care Act. The Affordable Care Act, also known as “Obamacare”, is a US healthcare reform law that focuses mainly on providing more Americans with access to an affordable health insurance. The Affordable Care Act is said to expand the affordability, quality, and availability of private and public health insurance through consumer protections, regulations, subsidies, taxes, insurance exchanges, and other reforms. Signed into law by President Obama in March 2010, hence the nickname “Obamacare”, the
A. The Affordable Care Act (ACA), also known as The Patient Protection and Affordable Care Act (PPACA), was created in 2010 under the President Obama administration. It is designed to reform the current healthcare system by offering more health insurance options at affordable rates. The reform aims to provide individuals with more health insurance options, alleviate out of pocket costs, and prevent gender discrimination. The basis of providing millions of Americans with quality health insurance options greatly benefits a majority of individuals. Although the ACA has some positive aspects, we believe the act should be repealed and redone to benefit business and consumers alike.
The affordable care act, also known as Obama care has been working in America. The plan is far from perfect and will not cover every American who is need of care, but it made a dramatic impact on the state of health care in America. It has made the system better because it has put more money into doctors and hospitals and it has also allowed more people to get covered by health insurance plans. The quality of care his seen an increase in the quality of care, according to the publishers of The Affordable Care act is Working (2015) state that since 2011 there has been an improvement in patient safety and the number of hospital readmissions for avoidable cases has been reduced. This is related to fact that more people are covered; since the act can have
The Affordable Health Care Act is flawed in numerous ways. The premiums are higher than they anticipated them to be. They tried to make it to where everyone would pay the same amount, however it is more expensive to do this. That reason is people that are very sick are in the same health care plan as people that are healthy, and they never visit the doctor. So, healthy people are paying the costs for sick people to go to the doctor. These rates raise each year, because health care keeps increasing as more people become ill (Taylor, 2012).
The law that was intended to improve the status quo of health care has, in essence, caused a dangerous paradigm shift in health care costs. Fundamentally, the Affordable Care Act is a failed attempt to reduce health care costs in the United States. The Act was designed to increase affordability of health insurance for extremely low-income families; nevertheless, the Act exponentially increased health insurance costs for the majority of Americans. In America, majority rules-- why should health care be an
The Affordable Care Act has been the topic of many debates and conversations since it was first come about by President Barack Obama. For a long time, I had really no interest in the bill or the essence of the law, that is until my husband took a job that did not offer insurance and we had to look for our own plan. This is the first time we have gone without insurance in our life’s; it is a scary and overwhelming feeling knowing that we are not protected. I can only imagine how other families are feeling in this position. The Affordable Care Act or ACA or Obamacare is not really up for discussion anymore, that is until the November 2016 election. The situation is that the United States of America is the only industrialized nation that has failed