With Obamacare the idea of a universal system of healthcare, it is finally obtainable. It is illegal to go without healthcare in the United States. The Affordable Health Care Act, implemented by the Obama Administration in 2014, gave healthcare to all individuals in the United States. The Obamacare Individual Mandate forces Obamacare under penalty of law. If a person does not apply for Obamacare, and therefore, have no healthcare. A penalty tax will be imposed on your yearly income. Kathryn Nix writes in an article titled, ‘Obamacare the Impact on the Uninsured’ she writes that the Congressional Budget Office (CBO) is reporting that the new health care law will decrease the number of uninsured in 2019 by 32 million. It is estimated that nearly …show more content…
These are a few of the most popular ones that most Americans agree with: Prohibiting Denying Coverage of Children Based on Pre-Existing Conditions. Prohibiting Insurance Companies from Rescinding Coverage. Eliminating Lifetime Limits on Insurance Coverage. Providing Free Preventive Care. Providing Access to Insurance for Uninsured Americans with Pre-Existing Conditions. Extending Coverage for Young Adults until the age of 26. Thanks to Obamacare, no one is allowed to deny coverage based on pre-existing conditions. In 2010, Obamacare made it illegal for insurance companies to deny coverage to children under the age of 19 based on a pre-existing condition. In 2014, insurance companies cannot refuse to sell coverage or renew policies to anyone based on a pre-existing condition. In the past, insurance companies could search for an error, or other technical mistake, on a customer’s application and use this error to deny payment for services when he or she got sick. The new law makes this illegal. The elimination of lifetime caps and the phased-in restriction of annual limits is a victory for many families across the country. Also thanks to Obamacare, all preventive healthcare examination such as mammograms, have all been made free. A Pre-Existing Condition Insurance Plan (PCIP) provides new coverage options to individuals who have been uninsured for at least six months because of a pre-existing condition. Finally, …show more content…
National health insurance—in Germany and in other European countries—began with voluntary mutual aid funds and evolved over several centuries. All blue-collar workers, most white-collar workers, most salaried employees, and farmers must participate by law of the national Parliament. They and their employers must pay payroll taxes earmarked for the eligible person’s “sickness fund”. Coverage for benefits extends to all members of the person’s family. About 79 per cent of the German population is covered. France’s healthcare reform, sets up a lot like Germany’s and well as all other European nations. Canada has always been a unique country, and so is its health care financing system. All inhabitants are covered, and their care is paid for by the provinces. One registers with a provincial government. If one gets care in another province, the costs are reimbursed by the home province. Eligibility is not interrupted by changes of dwelling or jobs, unless one moves permanently to another province; then one registers there. No financial charges deter access to the services of hospitals and
Preventive treatment indorses health and saves revenue, yet many preventive treatment services are out of reach for women due, to increasing co-fees, deductibles, and co-coverage. Before Obamacare more than 49 percent of women postponed going to a doctor due to cost for treatment, and a least more than one-third of women didn’t not seek a least basic care. Women offered overlooked their basic necessities in order to pay for health care treatment. However, under the ACA, insurers are now mandatory to cover endorsed preventive services such as mammograms, Papanicolaou test, and well-baby care checkups without price distribution. More than a least 44 million women had already used these services by May 2012 and the numbers have only increased since then.
The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.
The Affordable health care act, popularly known as Obamacare, it’s a law that makes affordable health care available to more Americans since there are million of uninsured Americans and it will be cutting the rising cost of health insurance. Because of this law that grants coverage to everyone, it is increasing the rate of demand and consumer expending, making a great impact in the economy especially to GDP and economic growth. Also, not only there’s an increase in spending but also the labor market has been growing, since the employment rate has been increasing in the health care sector. While providing insurance to every American, it is generating major benefits to the newly insured like improving health, enhancing families security, increasing
The changes also make it a mandatory requirement for covers to have basic benefits. The basic benefits include maternity care, mental health care, and prescription drugs coverage. The house speaker retorted in support “It is another positive step toward keeping our promise to repeal and replace
The Affordable Care Act, (ACA) often referred to as Obamacare, was signed into law March 23rd, 2010 and has quickly become a nightmare to millions of citizens nationwide. While there were fortunate people who benefited from the heavily subsidized and affordable healthcare that was not readily available before ACA was passed, many more people found that their once affordable healthcare was no longer an option due to new ACA requirements (how so?). ACA was designed to extend insurance benefits to roughly 30 million uninsured Americans. The Obama administration aimed to extend Medicaid and provide federal subsidies so lower and middle-class Americans could afford to buy private insurance. This act alone forced millions of Americans out of their
(Chaikind, Copeland, Redhead, & Staman). Supporters of the act contest that the requirement to purchase health insurance is economic in nature because it regulates how an individual participates in the health care market, through insurance or otherwise. The inverse is stated by opponents that Congress cannot have the power to require a private citizen to have insurance and because there is a tax penalty attached to it it is unconstitutional. (Chaikind, Copeland, Redhead, &
Healthcare in the United States is in desperate need of reform. There are several rationales to further explain this proposition. As an illustration, the Declaration of Independence states our unalienable rights: life, liberty and the pursuit of happiness. In other words, every individual should be entitled to healthcare as it preserves life and promotes the general welfare. The federal government should, therefore, enact a program of universal health to better protect and serve all of its citizens.
The Affordable Care Act, also termed Obamacare, states that medical plans have to offer minimum coverage and that no one can be turned down from a plan for medical reasons or pre-existing conditions. There are also some treatments that must be provided to individuals no matter what plan you have or insurance company you purchase insurance from. Medicare is a federal program that provides health care to individuals who are 65 years old or older or to individuals who have a severe disability. These individuals are covered no matter the income they have. Medicare is split into multiple parts that cover different aspects of health coverage.
Thousands of people were receiving medical service thanks to the Affordable Care Act, which also helped those with an existing condition. The act made sure that no one was denied medical care because of any existing history. Weather it was cancer, heart diseases or diabetes, no insurance company could discriminate against them. This act saved the lives of many people who would have not been able to have an insurance before. Young adults also beneficiated from the Affordable Care Act, it allowed them to stay in their parents insurance until they were twenty six years old.
The effects of not having insurance is that you may be denied services when they are needed at a doctor’s office or dental visit. As well as, with ACA, you can be taxed at the end of the year for not carrying insurance. I am not an individual that can go without insurance, but for those individuals that are young and healthy and cannot afford the $200 a month, they should not be penalized. Struggling Americans are now considered law breakers and are fined at the end of the year, which is marked as taxes imposed by the IRS. Although you cannot be imprisoned for not having insurance, one can be classified as tax evaders for not paying these taxes.
Affordable Care Act Whitnee West Western Governors University AFFORDABLE CARE ACT On March 23, 2010, President Barack Obama signed the Patient Protection and Affordable Care Act (PPACA) into law. The Affordable Care Act (ACA), or more commonly called Obamacare, became one of the most debated topics around. Prior to the law going into effect there were about 45 million Americans uninsured and with rising health care premiums this number is on the rise. Proponents of the health-care legislation have called it a “landmark legislation” making health care more affordable by reigning in the costs to the people and the economy.
Before the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one.
Health care should not be considered a political argument in America; it is a matter of basic human rights. Something that many people seem to forget is that the US is the only industrialized western nation that lacks a universal health care system. The National Health Care Disparities Report, as well as author and health care worker Nicholas Conley and Physicians for a National Health Program (PNHP), strongly suggest that the US needs a universal health care system. The most secure solution for many problems in America, such as wasted spending on a flawed non-universal health care system and 46.8 million Americans being uninsured, is to organize a national health care program in the US that covers all citizens for medical necessities.
Obama Care also known as the Affordable Care Act signed in by president Barack Obama in 2010, This was to insure that all the Americans will have free access to medical care if they got sick and it would will help reduce the growth of healthcost spending in the country, hence in economic and stability growth among the citizens of America. Right now in the USA the ObamaCare law is a permanent part of the landscape, The USA republicans said that, despite the high court decision upholding various subsidies, the law itself remains the largest and dangerous threat to health care. Although it has its own benefits, Obamacare is increasing costs for hardworking families. Republicans argue that many people have to pay higher costs or see their former policies canceled. Which is leading to poor economy and increasing of debts and deaths within the country.