Before the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one. The affordable care act should stay in effect because even though it may cost more, it regulates private insurance to get more rights and protection for each person.
1. Consider key elements of ACA provided on p. 11 in the textbook. Pick any two and discuss. Whether a particular element of ACA has been already successfully implemented? What are the pros and cons of this element? (4-6 sentences)
Obama Care also known as the Affordable Care Act signed in by president Barack Obama in 2010, This was to insure that all the Americans will have free access to medical care if they got sick and it would will help reduce the growth of healthcost spending in the country, hence in economic and stability growth among the citizens of America.
In my research, I’ve found that there happen to be more pros than cons to the act. With there being a lengthy list of them, I’ve dissected the list to two vital pros. One of those pros is that The Affordable Care Act helps to prevent illness among the youth in America through many law revisions. The Affordable Act allows youth to remain under their parent 's’ health insurance until the age of 26. Because of the Affordable Care Act, the percentage of uninsured youths fell from 48% in 2010 to 21% in 2012 and continues to drop to this day. Also, Young adults age 21 or older, who are newly eligible for Medicaid, but who did not qualify as children, will most likely receive a package of Medicaid benefits referred to as “benchmark‐equivalent coverage.” The Affordable Care Act also provides an affordable option to those youths without insurance under their parents. According to Obamacarefacts.org, the Affordable Care Act extended several provisions to young individuals that were uninsured because they had not qualified for medicaid or could not afford private insurance. The Affordable Care Act has created a new mandatory eligibility category requiring the state to cover individuals with incomes no greater than $30,000/year and under the age of 65 as long as they were not pregnant, disabled, or eligible for/enrolled in Medicare.. Along with that, the act also forces Medicaid coverage of all youths under the age of 18 in
First, it would fulfill what the Constitution has set out for the government to do. According to the Preamble of the Constitution, the government is supposed to promote the general welfare, and in the Declaration of Independence the people have unalienable rights, such as life (Right to Health Care). By having health care for all, the government would be fulfilling its purpose it was set out to do. Next, universal health care could potentially lower costs. According to Right to Health Care, it is estimated that the total amount of money spent on healthcare would be lowered by $592 billion, if made fully public. Often times, the government does not have to pay the administration costs that private insurance companies have to. Another benefit would be the amount of lives saved. In 2009 alone, there were over 40,000 deaths due to lack of health insurance (Right to Health Care). This means that there is an almost 50% risk of death for someone who is uninsured. Additionally, in other developed countries that have a right to health care, such as Israel, France, and Spain, they can have a 3 year longer life expectancy than the people in the U.S. These are not countries that one would typically consider as having better health systems than the U.S., but the truth is in the numbers. Lastly, universal health care would be good for the economy.
Since the passing of the Patient Protection and Affordable Care Act (PPACA), twenty-eight states have either filed joint or individual lawsuits to strike down the PPACA. This document will examine a few key elements that the President of the United States must take into consideration when reviewing the act and moving forward to either ratify the act, replace the act, or leave the act as it is. Topics that will be presented will include; the current issues being debated, two competing thoughts on how to fix the ACA, an evaluation of the preferred solution, and finally the responsibility of each level of government.
The Affordable Care Act, (ACA) often referred to as Obamacare, was signed into law March 23rd, 2010 and has quickly become a nightmare to millions of citizens nationwide. While there were fortunate people who benefited from the heavily subsidized and affordable healthcare that was not readily available before ACA was passed, many more people found that their once affordable healthcare was no longer an option due to new ACA requirements (how so?). ACA was designed to extend insurance benefits to roughly 30 million uninsured Americans. The Obama administration aimed to extend Medicaid and provide federal subsidies so lower and middle-class Americans could afford to buy private insurance. This act alone forced millions of Americans out of their
Many of the opponents of Obamacare completely overlook how beneficial it is for women. Pre-existing conditions like C-sections, insurance plans with maternity services and the equality of insurance costs for men and women are all included in Obamacare. However, before Obamacare was executed, women’s costs for health insurance could be 1.5 times that of men, according to Wharton. Obamacare prohibited this immoral discrimination in 2014. If Obamacare were to be revoked, women would suffer much higher rates of insurance due to this unethical presumption that they are more “expensive”. In fact, “if you remove maternity services, women are not more expensive to insure than men are—they simply use healthcare differently,” as pointed out by Wharton. Although women have higher costs such as childbirth, these bills eventually become fairly equivalent. This is because men become more expensive as they get older since they are more susceptible to having heart attacks, lung and liver cancer. Nonetheless, women still had to bear higher costs, as if being born as a girl came with an exorbitant price tag. 28% of women had problems with paying medical charges, whereas only 19% of men had these issues before Obamacare was implemented, as stated by The Atlantic. It was actually legal to charge women more for the same health insurance, and would have still been if it were not for
The Affordable Care Act (ACA) is a federal statute signed into law in 2010, that is designed to increase access to health insurance, expand Medicaid eligibility, subsidize health insurance premiums, and provide incentives for businesses to provide health care beneﬁts (Marco et al., 2012). ACA is a law that levels the playing field for all American to have access to health insurance. The ACA’s contributions are as following:
A. The Affordable Care Act (ACA), also known as The Patient Protection and Affordable Care Act (PPACA), was created in 2010 under the President Obama administration. It is designed to reform the current healthcare system by offering more health insurance options at affordable rates. The reform aims to provide individuals with more health insurance options, alleviate out of pocket costs, and prevent gender discrimination. The basis of providing millions of Americans with quality health insurance options greatly benefits a majority of individuals. Although the ACA has some positive aspects, we believe the act should be repealed and redone to benefit business and consumers alike.
The Affordable Health Care Act is flawed in numerous ways. The premiums are higher than they anticipated them to be. They tried to make it to where everyone would pay the same amount, however it is more expensive to do this. That reason is people that are very sick are in the same health care plan as people that are healthy, and they never visit the doctor. So, healthy people are paying the costs for sick people to go to the doctor. These rates raise each year, because health care keeps increasing as more people become ill (Taylor, 2012).
On the other hand, supporters show through statistics that Medicaid, with the latest addition of Obamacare, has benefited up to 17 million Americans since 2013. The big improvement allowed many people to be insured under the health care umbrella, they argue. Furthermore, ACA has drastically reduced the amount of people without health insurance in half a century.
The Affordable Care Act is also called Obamacare. It is also called Obamacare because it passed under the administration of Barack Obama. The ACA speaks for the most significant reform of the health care system since Medicare and Medicaid. Obama’s goal of the ACA was to reduce the amount of Americans that did not have insurance. He also wanted to reduce the overall cost of health care visits.
ACA prohibits discrimination against anyone with preexisting conditions, dropping coverage if you become sick, and limiting your annual or lifetime benefits. Millions of uninsured will get access to affordable high quality health insurance. In order to get money to insure uninsured, net taxes are placed mostly on high earners and the health care industry. (obamacarefacts)
This act provided insurance for the unemployed, retired or disable people in America. This is important in society today because it helps so many people. If social security was not around, then so many of the elderly would still have to keep full time jobs to continue to support themselves and others that may be living with them. This is a government program that provides monetary assistance to these people and without it they would probably have a difficult time trying to make ends meet.