Over the past year, motorists everywhere have been hit hard in the wallet by the rising costs associated with their cars, and it’s not just about their insurance. (-- removed HTML --) Petrol and gas prices are rising (-- removed HTML --) alongside the cost of car insurance premiums. Many people try to get around the rising insurance costs by shopping around, but the number of websites out there that can give you a car insurance quote is rising, which can make it more confusing! Car insurance premiums, no matter how high or low, can sometimes make sense. Don’t worry, we’re not sticking up for the extortionate costs of some insurance companies, but people who live in places with statistically higher (-- removed HTML --) car crime (-- removed HTML --) are more likely to pay a higher insurance cost as there is more of a risk. If your car is a more expensive model, you are also likely to find yourself paying a higher insurance premium to account for the higher cost of the car. Insurance companies work out everything, from whether your profession makes you more or less likely to one day need the services of an (-- removed HTML --) accident lawyer (-- removed HTML --) , to whether your star sign can make a difference to your criminal record and thus be more likely to cause a crash. These statistics may seem ridiculous to most, but the trends that have been studied over the years has determined some of those statistics to be true. What it means, however, is that your insurance cost can climb based on your job title, gender and job as well as where you park your car. …show more content…
Car insurance providers don’t have to have it all their own way with high insurance costs. There are things that you can do to keep your car insurance premiums right down. So, how can you do that? How can you ensure you don’t get overcharged for the same car insurance as everyone else? We’ve got some secrets for you below to help your wallet and squash down those monthly
The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.
Some people are at a ton of risk, such as being old or having a history of poor health. These people in poor health are more expensive to cover simply because they hold more risk for the insurance company as they require more
“Medical malpractice claims and lawsuits deal with Improper, unskilled, or negligent treatment of a patient by a physician, dentist, nurse, pharmacist, or other health care professional. Negligence is the predominant theory of liability concerning allegations of medical malpractice, making this type of litigation part of Tort Law. Since the 1970s, medical malpractice has been a controversial social issue. Physicians have complained about the large number of malpractice suits and have urged legal reforms to curb large damage awards, whereas tort attorneys have argued that negligence suits are an effective way of compensating victims of negligence and of policing the medical profession. A person who alleges negligent medical malpractice
Insurance companies are making a huge amount of profit. The profit that these
WEST VIRGINIA — Near the entrance of Logan Middle School is a statue called “The Doughboy” — a World War I soldier carrying a firearm in one hand, and in the other a grenade. The bronze figure is indicative of West Virginia’s gun culture. As is the state flag — which features two firearms — and West Virginia University’s mascot, the musket-toting Mountaineer.
Gasoline and diesel are fossil fuels and aren 't infinite. Battery electricity are better, they don’t pollute and don 't burn fossil fuels. Instead of having a gas tank and having to fill it up at a gas station, these cars have batteries in their place and can be recharged with a larger charging station and needs 220 volts. The recharged batteries stay charged until the car is driven. Some people say that battery powered cars are slower, but it isn’t by much and battery powered cars think is worth slowing down a little if it means saving the planet.
Driving today is a major accomplishment, and many people use that license as a badge of honor. In today's society, people as young as sixteen are eligible to apply for a driver's license. But, is that necessarily a horrid thing. There are many people who attempt to rob adolescents of their ability to receive a license. I believe that sixteen year olds should be able to keep their driving privileges because you must learn at a young age, it teaches adolescents responsibility, and it makes it easier for teens to maintain a career.
“It’s a do or die”. According to Fox news report, the extent of the damage to Florida and US Virgin Islands from hurricane Irma remains unclear because estimate on these US State/islands are still ongoing and could head into hundreds of millions to billions of dollars. Many insurance companies can easily go bankrupt as a result of the impact of Irma, one can only imagine the huge amounts that are being paid out to persons who would have lost their worldly possessions and to beneficiaries who have lost loved ones; as such, home owners will see a hike in premium payments going forward. Ironically, this hike in premium payments will not be limited to the affected state and territories, but in all countries/islands where such companies have branches.
Should an individual have their license revoked for a year after receiving a DUI? I believe that their licence should be revoked for a year. No one should ever get behind the wheel after they have been driving! It is estimated that in the state of ohio, more than 10,265 are killed each year as a result of drinking and driving.
This leads to a conclusion of Strong Competition in the Auto Insurance Industry. 2.2 PESTLE ANALYSIS Political Factors Currently there are no as such political issues relating to the auto insurance industry, but in the future if government plans to impose any law regarding to auto insurance like it did before stating that every driver is supposed to purchase car insurance. However, this increased the car insurance sales, benefitting GEICO so wouldn’t be considered as an issue. Economic Factors
Can Insurance Premiums Change Due To A Bad Credit/Insurance Score? There are many factors that determine what your auto insurance premiums will be. Insurance providers start by looking at how long you’ve been driving, if you have any moving violations, and your previous insurance claim history. However, were you aware that insurance companies look at your credit and insurance score as well? Here is how that three digit number can impact your car insurance premiums.
The technology that we have today is unbelievable compared to what the companies had when we first started to make cars. We all know that our future is getting more and more advanced, and we will possibly have these self driving cars within the next ten years. Overall, we need to prepare ourselves for the next generation of cars. This research paper is written to explain safety, pollution, and time that will be saved with the use of self driving cars.
Intro: Imagine waking up and getting ready for your day in a car that picked you up with no driver. I support self driving cars because i feel it will improve the future of driving. Self driving cars will save cost on insurance and healthcare facilities. Also self driving cars will help disabled and elderly individuals and will take the danger of driving out of the equation.
Soumya Saji Ms. Patiño English 2/16/18 Global warming as became a huge concern for today’s world. The rise of alternative fuel sources is to help this worldwide problem, as a result, electric cars have started to become a familiarity to everyday roads. Electric cars have many benefits and potentially does help with global warming, but it may not be as environmental-friendly as advertised.
Insurance companies say all the rules of car insurance may need to be rewritten, with less of the liability put on those operating cars and more on those who manufacture them. Insurers will have to begin to think more like technology companies, setting