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Persuasive Essay On Credit Card Debt

413 Words2 Pages

I have probably read a hundred articles about tips for paying off credit card debt and I have never found anything really profound in any of them. Most of them were common sense. The hard part is putting these tips to practical use and sticking with the plan.

Here is what I consider the most important rules of paying off credit card debt.

Stop using your credit cards-If you can't pay for it in full each month, don't charge it. There was a day when credit cards did not exist and people still managed to get everything that needed. Make more than the minimum payment-If you have $10,000 in credit card debt with a 20% interest rate (low by today's standards) and you are making just minimum payments, you will be making payments for 9

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