These factors may consist of: Job conflicts with personal interests Work overload Work ambiguity Lack of communication & cooperation Gender inequality Constraints of rules & regulations Job requirements & capabilities mismatch Unrealistic deadlines Inadequate authority Job insecurity Unpleasant environment etc. These factors will be applied comparatively in both the private and public sector banks to see which sector banks are more affected by these factors, and in the end suggestions will be given to overcome or at least reduce the effect of these factors in the work
The selected banks represent 80% of the banking sector assets. The data were taken from the annual audited financial reports, published through banks websites. (Appendix 1). Five different measures of bank interest margin were constructed and used as dependent variable, mainly to account for the difficulty of designing an empirical measure of interest margin that
if diversification is beneficial (detrimental) to the firm, it should result in higher (lower) productivity for diversified firms. Lichtenburg however used the US Census Bureau’s data on manufacturing plant-wise data and showed that diversification impacts firm productivity negatively. On the other hand, Schoar (2002) used a similar, but larger data set from the US Census Bureau’s Longitudinal Research Database and found a positive correlation between diversification and productivity of the firm. Chang et al. (2011) state that a possible explanation for this difference in opinion could be the lack of differentiation between related and unrelated diversification.
Commercial Banking The World of banking is changing rapidly and the days of high street branch and local branch manager are passing. Telephone banking, PC access to accounts and other banking services are playing vital role in this contemporary world. The fact that banking figures are important and they are readily available in a large number of countries has not meant that banking conditions as between different countries could be readily compared. In each country, those figures which are available represent samples covering predominantly the larger banks in the larger cities. And here we talk about the Commercial banks which have a greater capacity for varying the aggregate volume of credit than other financial intermediaries.
However, in a bid to ensure effective and up-to-date evaluation of the companies performance, stability, liquidity solvency, profitability and also to paint a picture to aid better understanding of the companies financial concepts, position and performance, financial statistics and data were collected from the companies published reports, financial statements, credit and investment advisory services. Also, a comprehensive analysis of the organization's overall performance was identified using a combination of profitability ratio, liquidity ratio, performance efficiency ratio, Debt and debt leverage ratio and service marketability
They may not be directly related to the organisation’s strategy and do not indicate how performance may be improved. Key factors that drive successful performance in the current environment include quality of service, customer satisfaction, reliability, faster delivery and value for money. The financial results based on accounting measures focus on short-term performance and may result in myopia. Another dis-advantage in the over-reliance on financial performance measures is the possible manipulation of results to achieve financial targets. Furthermore are retrospectively obtained and tend to be focussed internally.
Such as help to analysis financial statement, judging efficiency, locating weakness, formulating plans and comparing performances. Ratio analysis it is important in analysis financial statement. Mostly they use to make in decision by determine the financial situation of a business. However it is also help to identify the financial situation of business. By using the ratio analysis can identify the financial position of a business.
However it is not as easy as it looks, managing in a globalised world has its challenges. What is our current understanding of managerial effectiveness? Does it apply to managers working in an increasingly complex global world? How different is it when they managed in their own countries? And what does it take for them to be effective when they manage across so many countries simultaneously?
The company was very successful in other countries. The company managers were very confident about their success. Initially our prices were low. We observed that sales volume is not as par with other foreign countries i.e. U.S.A.